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NORTHPOINTE BANCSHARES INC（NPB）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
NORTHPOINTE BANCSHARES INC的季度营收约是TELOS CORP的1.4倍（$63.4M vs $46.8M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs -34.9%，领先69.8%）
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
NPB vs TLS — 直观对比
营收规模更大
NPB
是对方的1.4倍
$46.8M
净利率更高
NPB
高出69.8%
-34.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.4M | $46.8M |
| 净利润 | $22.2M | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | — | -39.6% |
| 净利率 | 34.9% | -34.9% |
| 营收同比 | — | 77.4% |
| 净利润同比 | — | -74.8% |
| 每股收益（稀释后） | $0.62 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPBTLS
| Q1 26 | $63.4M | — | ||
| Q4 25 | $43.5M | $46.8M | ||
| Q3 25 | $40.3M | $51.4M | ||
| Q2 25 | $36.5M | $36.0M | ||
| Q1 25 | $30.4M | $30.6M | ||
| Q4 24 | — | $26.4M | ||
| Q3 24 | — | $23.8M | ||
| Q2 24 | — | $28.5M |
净利润NPBTLS
| Q1 26 | $22.2M | — | ||
| Q4 25 | $23.6M | $-16.3M | ||
| Q3 25 | $22.2M | $-2.1M | ||
| Q2 25 | $20.3M | $-9.5M | ||
| Q1 25 | $17.2M | $-8.6M | ||
| Q4 24 | — | $-9.3M | ||
| Q3 24 | — | $-28.1M | ||
| Q2 24 | — | $-7.8M |
毛利率NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% |
营业利润率NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | 73.5% | -39.6% | ||
| Q3 25 | 72.3% | -4.8% | ||
| Q2 25 | 73.0% | -27.5% | ||
| Q1 25 | 74.4% | -29.5% | ||
| Q4 24 | — | -37.6% | ||
| Q3 24 | — | -121.4% | ||
| Q2 24 | — | -30.3% |
净利率NPBTLS
| Q1 26 | 34.9% | — | ||
| Q4 25 | 54.4% | -34.9% | ||
| Q3 25 | 55.0% | -4.1% | ||
| Q2 25 | 55.7% | -26.5% | ||
| Q1 25 | 56.8% | -28.1% | ||
| Q4 24 | — | -35.4% | ||
| Q3 24 | — | -118.0% | ||
| Q2 24 | — | -27.2% |
每股收益（稀释后）NPBTLS
| Q1 26 | $0.62 | — | ||
| Q4 25 | $0.54 | $-0.22 | ||
| Q3 25 | $0.57 | $-0.03 | ||
| Q2 25 | $0.51 | $-0.13 | ||
| Q1 25 | $0.49 | $-0.12 | ||
| Q4 24 | — | $-0.13 | ||
| Q3 24 | — | $-0.39 | ||
| Q2 24 | — | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $487.6M | $53.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $590.0M | $96.0M |
| 总资产 | $7.4B | $139.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NPBTLS
| Q1 26 | $487.6M | — | ||
| Q4 25 | $496.5M | $53.2M | ||
| Q3 25 | $419.2M | $59.0M | ||
| Q2 25 | $415.7M | $57.0M | ||
| Q1 25 | $321.5M | $57.8M | ||
| Q4 24 | — | $54.6M | ||
| Q3 24 | — | $69.8M | ||
| Q2 24 | — | $80.1M |
股东权益NPBTLS
| Q1 26 | $590.0M | — | ||
| Q4 25 | $569.0M | $96.0M | ||
| Q3 25 | $623.5M | $119.7M | ||
| Q2 25 | $604.3M | $118.4M | ||
| Q1 25 | $586.5M | $126.1M | ||
| Q4 24 | — | $127.1M | ||
| Q3 24 | — | $129.5M | ||
| Q2 24 | — | $149.1M |
总资产NPBTLS
| Q1 26 | $7.4B | — | ||
| Q4 25 | $7.0B | $139.9M | ||
| Q3 25 | $6.8B | $164.3M | ||
| Q2 25 | $6.4B | $165.0M | ||
| Q1 25 | $5.9B | $158.1M | ||
| Q4 24 | — | $158.2M | ||
| Q3 24 | — | $166.3M | ||
| Q2 24 | — | $182.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $8.0M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 17.0% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $29.4M |
8季度趋势，按日历期对齐
经营现金流NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | $-28.3M | $8.0M | ||
| Q3 25 | $90.4M | $9.1M | ||
| Q2 25 | $-72.3M | $7.0M | ||
| Q1 25 | $54.4M | $6.1M | ||
| Q4 24 | — | $-10.5M | ||
| Q3 24 | — | $-7.1M | ||
| Q2 24 | — | $-8.0M |
自由现金流NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | $-28.8M | $8.0M | ||
| Q3 25 | $89.6M | $8.7M | ||
| Q2 25 | $-73.4M | $6.8M | ||
| Q1 25 | $54.1M | $6.0M | ||
| Q4 24 | — | $-12.4M | ||
| Q3 24 | — | $-7.1M | ||
| Q2 24 | — | $-8.2M |
自由现金流率NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | -66.1% | 17.0% | ||
| Q3 25 | 222.3% | 16.9% | ||
| Q2 25 | -201.1% | 19.0% | ||
| Q1 25 | 178.0% | 19.5% | ||
| Q4 24 | — | -47.0% | ||
| Q3 24 | — | -30.0% | ||
| Q2 24 | — | -28.9% |
资本支出强度NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 0.1% | ||
| Q3 25 | 2.0% | 0.9% | ||
| Q2 25 | 3.1% | 0.4% | ||
| Q1 25 | 1.1% | 0.4% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.8% |
现金转化率NPBTLS
| Q1 26 | — | — | ||
| Q4 25 | -1.20× | — | ||
| Q3 25 | 4.08× | — | ||
| Q2 25 | -3.55× | — | ||
| Q1 25 | 3.16× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
