vs
NPK International Inc.（NPKI）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是NPK International Inc.的1.0倍（$78.6M vs $75.2M），NPK International Inc.同比增速更快（30.7% vs 0.4%），Repay Holdings Corp自由现金流更多（$23.2M vs $5.8M），过去两年NPK International Inc.的营收复合增速更高（23.9% vs -1.3%）
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
NPKI vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.0倍
$75.2M
营收增速更快
NPKI
高出30.3%
0.4%
自由现金流更多
RPAY
多$17.5M
$5.8M
两年增速更快
NPKI
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $75.2M | $78.6M |
| 净利润 | — | $-140.1M |
| 毛利率 | 37.7% | 74.2% |
| 营业利润率 | 16.7% | -182.2% |
| 净利率 | — | -178.3% |
| 营收同比 | 30.7% | 0.4% |
| 净利润同比 | — | -3304.1% |
| 每股收益（稀释后） | $0.17 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPKIRPAY
| Q4 25 | $75.2M | $78.6M | ||
| Q3 25 | $68.8M | $77.7M | ||
| Q2 25 | $68.2M | $75.6M | ||
| Q1 25 | $64.8M | $77.3M | ||
| Q4 24 | $57.5M | $78.3M | ||
| Q3 24 | $44.2M | $79.1M | ||
| Q2 24 | $66.8M | $74.9M | ||
| Q1 24 | $49.0M | $80.7M |
净利润NPKIRPAY
| Q4 25 | — | $-140.1M | ||
| Q3 25 | $5.7M | $-6.4M | ||
| Q2 25 | $8.7M | $-102.3M | ||
| Q1 25 | $10.0M | $-7.9M | ||
| Q4 24 | — | $-4.1M | ||
| Q3 24 | $-174.3M | $3.2M | ||
| Q2 24 | $8.0M | $-4.1M | ||
| Q1 24 | $7.3M | $-5.2M |
毛利率NPKIRPAY
| Q4 25 | 37.7% | 74.2% | ||
| Q3 25 | 31.9% | 74.4% | ||
| Q2 25 | 36.9% | 75.7% | ||
| Q1 25 | 39.0% | 75.9% | ||
| Q4 24 | 39.2% | 76.3% | ||
| Q3 24 | 27.5% | 77.8% | ||
| Q2 24 | 37.2% | 78.2% | ||
| Q1 24 | 36.0% | 76.2% |
营业利润率NPKIRPAY
| Q4 25 | 16.7% | -182.2% | ||
| Q3 25 | 13.2% | -3.9% | ||
| Q2 25 | 17.0% | -138.7% | ||
| Q1 25 | 20.9% | -4.7% | ||
| Q4 24 | 20.2% | -1.5% | ||
| Q3 24 | 2.8% | -0.9% | ||
| Q2 24 | 18.7% | -4.6% | ||
| Q1 24 | 14.2% | -3.1% |
净利率NPKIRPAY
| Q4 25 | — | -178.3% | ||
| Q3 25 | 8.2% | -8.3% | ||
| Q2 25 | 12.7% | -135.2% | ||
| Q1 25 | 15.4% | -10.3% | ||
| Q4 24 | — | -5.3% | ||
| Q3 24 | -394.3% | 4.1% | ||
| Q2 24 | 12.0% | -5.4% | ||
| Q1 24 | 14.9% | -6.5% |
每股收益（稀释后）NPKIRPAY
| Q4 25 | $0.17 | $-1.68 | ||
| Q3 25 | $0.07 | $-0.08 | ||
| Q2 25 | $0.10 | $-1.15 | ||
| Q1 25 | $0.11 | $-0.09 | ||
| Q4 24 | $0.10 | $-0.04 | ||
| Q3 24 | $-1.99 | $0.03 | ||
| Q2 24 | $0.09 | $-0.04 | ||
| Q1 24 | $0.08 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1M | $115.7M |
| 总债务越低越好 | $16.9M | $280.1M |
| 股东权益账面价值 | $351.2M | $484.4M |
| 总资产 | $441.8M | $1.2B |
| 负债/权益比越低杠杆越低 | 0.05× | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资NPKIRPAY
| Q4 25 | $5.1M | $115.7M | ||
| Q3 25 | $35.6M | $95.7M | ||
| Q2 25 | $26.0M | $162.6M | ||
| Q1 25 | $20.8M | $165.5M | ||
| Q4 24 | $17.8M | $189.5M | ||
| Q3 24 | $42.9M | $168.7M | ||
| Q2 24 | $35.1M | $147.1M | ||
| Q1 24 | $37.7M | $128.3M |
总债务NPKIRPAY
| Q4 25 | $16.9M | $280.1M | ||
| Q3 25 | $9.5M | $279.5M | ||
| Q2 25 | $9.3M | $279.0M | ||
| Q1 25 | $8.1M | $497.6M | ||
| Q4 24 | $7.7M | $496.8M | ||
| Q3 24 | $14.0M | $496.2M | ||
| Q2 24 | $58.0M | $435.6M | ||
| Q1 24 | $77.4M | $434.9M |
股东权益NPKIRPAY
| Q4 25 | $351.2M | $484.4M | ||
| Q3 25 | $333.9M | $616.9M | ||
| Q2 25 | $328.8M | $633.7M | ||
| Q1 25 | $326.9M | $755.7M | ||
| Q4 24 | $326.5M | $761.3M | ||
| Q3 24 | $316.5M | $754.7M | ||
| Q2 24 | $426.6M | $815.4M | ||
| Q1 24 | $421.6M | $813.8M |
总资产NPKIRPAY
| Q4 25 | $441.8M | $1.2B | ||
| Q3 25 | $404.5M | $1.3B | ||
| Q2 25 | $393.7M | $1.4B | ||
| Q1 25 | $390.0M | $1.5B | ||
| Q4 24 | $393.7M | $1.6B | ||
| Q3 24 | $389.6M | $1.6B | ||
| Q2 24 | $624.8M | $1.5B | ||
| Q1 24 | $640.8M | $1.5B |
负债/权益比NPKIRPAY
| Q4 25 | 0.05× | 0.58× | ||
| Q3 25 | 0.03× | 0.45× | ||
| Q2 25 | 0.03× | 0.44× | ||
| Q1 25 | 0.02× | 0.66× | ||
| Q4 24 | 0.02× | 0.65× | ||
| Q3 24 | 0.04× | 0.66× | ||
| Q2 24 | 0.14× | 0.53× | ||
| Q1 24 | 0.18× | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $18.0M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $5.8M | $23.2M |
| 自由现金流率自由现金流/营收 | 7.6% | 29.6% |
| 资本支出强度资本支出/营收 | 16.3% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $26.3M | $90.7M |
8季度趋势，按日历期对齐
经营现金流NPKIRPAY
| Q4 25 | $18.0M | $23.3M | ||
| Q3 25 | $24.7M | $32.2M | ||
| Q2 25 | $21.4M | $33.1M | ||
| Q1 25 | $8.8M | $2.5M | ||
| Q4 24 | $-4.1M | $34.3M | ||
| Q3 24 | $2.8M | $60.1M | ||
| Q2 24 | $27.6M | $31.0M | ||
| Q1 24 | $11.9M | $24.8M |
自由现金流NPKIRPAY
| Q4 25 | $5.8M | $23.2M | ||
| Q3 25 | $12.0M | $32.1M | ||
| Q2 25 | $9.7M | $33.0M | ||
| Q1 25 | $-1.2M | $2.4M | ||
| Q4 24 | $-17.7M | $34.0M | ||
| Q3 24 | $-6.7M | $59.8M | ||
| Q2 24 | $21.0M | $30.5M | ||
| Q1 24 | $-1.9M | $24.7M |
自由现金流率NPKIRPAY
| Q4 25 | 7.6% | 29.6% | ||
| Q3 25 | 17.4% | 41.3% | ||
| Q2 25 | 14.3% | 43.6% | ||
| Q1 25 | -1.8% | 3.0% | ||
| Q4 24 | -30.8% | 43.5% | ||
| Q3 24 | -15.2% | 75.6% | ||
| Q2 24 | 31.4% | 40.7% | ||
| Q1 24 | -3.9% | 30.6% |
资本支出强度NPKIRPAY
| Q4 25 | 16.3% | 0.1% | ||
| Q3 25 | 18.5% | 0.2% | ||
| Q2 25 | 17.1% | 0.1% | ||
| Q1 25 | 15.5% | 0.2% | ||
| Q4 24 | 23.6% | 0.3% | ||
| Q3 24 | 21.4% | 0.3% | ||
| Q2 24 | 9.9% | 0.6% | ||
| Q1 24 | 28.3% | 0.1% |
现金转化率NPKIRPAY
| Q4 25 | — | — | ||
| Q3 25 | 4.37× | — | ||
| Q2 25 | 2.47× | — | ||
| Q1 25 | 0.88× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | 3.43× | — | ||
| Q1 24 | 1.64× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
