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NATIONAL RESEARCH CORP（NRC）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
NATIONAL RESEARCH CORP的季度营收约是RBB Bancorp的1.1倍（$35.2M vs $32.3M），RBB Bancorp净利率更高（31.5% vs 5.1%，领先26.4%），RBB Bancorp同比增速更快（12.6% vs -4.6%），RBB Bancorp自由现金流更多（$42.6M vs $6.1M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs -0.2%）
NRC Health（原国家研究公司）是一家美国医疗健康企业，1981年成立，总部位于内布拉斯加州林肯市。公司主要在美加两国提供医疗健康相关产品及订阅式解决方案，深耕区域医疗健康服务领域。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
NRC vs RBB — 直观对比
营收规模更大
NRC
是对方的1.1倍
$32.3M
营收增速更快
RBB
高出17.2%
-4.6%
净利率更高
RBB
高出26.4%
5.1%
自由现金流更多
RBB
多$36.5M
$6.1M
两年增速更快
RBB
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $35.2M | $32.3M |
| 净利润 | $1.8M | $10.2M |
| 毛利率 | — | — |
| 营业利润率 | 13.3% | 39.5% |
| 净利率 | 5.1% | 31.5% |
| 营收同比 | -4.6% | 12.6% |
| 净利润同比 | -72.6% | 132.1% |
| 每股收益（稀释后） | $49.58 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NRCRBB
| Q4 25 | $35.2M | $32.3M | ||
| Q3 25 | $34.6M | $32.6M | ||
| Q2 25 | $34.0M | $35.8M | ||
| Q1 25 | $33.6M | $28.5M | ||
| Q4 24 | $36.9M | $28.7M | ||
| Q3 24 | $35.8M | $30.3M | ||
| Q2 24 | $35.0M | $27.5M | ||
| Q1 24 | $35.3M | $28.2M |
净利润NRCRBB
| Q4 25 | $1.8M | $10.2M | ||
| Q3 25 | $4.1M | $10.1M | ||
| Q2 25 | $-106.0K | $9.3M | ||
| Q1 25 | $5.8M | $2.3M | ||
| Q4 24 | $6.6M | $4.4M | ||
| Q3 24 | $5.7M | $7.0M | ||
| Q2 24 | $6.2M | $7.2M | ||
| Q1 24 | $6.4M | $8.0M |
营业利润率NRCRBB
| Q4 25 | 13.3% | 39.5% | ||
| Q3 25 | 22.4% | 40.7% | ||
| Q2 25 | 4.7% | 36.1% | ||
| Q1 25 | 25.6% | 11.2% | ||
| Q4 24 | 26.0% | 17.6% | ||
| Q3 24 | 22.3% | 31.6% | ||
| Q2 24 | 25.3% | 35.6% | ||
| Q1 24 | 24.8% | 39.9% |
净利率NRCRBB
| Q4 25 | 5.1% | 31.5% | ||
| Q3 25 | 11.9% | 31.2% | ||
| Q2 25 | -0.3% | 26.1% | ||
| Q1 25 | 17.2% | 8.0% | ||
| Q4 24 | 17.8% | 15.3% | ||
| Q3 24 | 15.9% | 23.1% | ||
| Q2 24 | 17.6% | 26.4% | ||
| Q1 24 | 18.0% | 28.4% |
每股收益（稀释后）NRCRBB
| Q4 25 | $49.58 | $0.59 | ||
| Q3 25 | $0.18 | $0.59 | ||
| Q2 25 | $-0.01 | $0.52 | ||
| Q1 25 | $0.25 | $0.13 | ||
| Q4 24 | $0.27 | $0.26 | ||
| Q3 24 | $0.24 | $0.39 | ||
| Q2 24 | $0.26 | $0.39 | ||
| Q1 24 | $0.27 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.1M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $14.0M | $523.4M |
| 总资产 | $134.9M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资NRCRBB
| Q4 25 | $4.1M | $212.3M | ||
| Q3 25 | $2.2M | $234.9M | ||
| Q2 25 | $5.3M | $191.9M | ||
| Q1 25 | $2.5M | $238.8M | ||
| Q4 24 | $4.2M | $257.7M | ||
| Q3 24 | $3.5M | $349.4M | ||
| Q2 24 | $485.0K | $252.8M | ||
| Q1 24 | $1.7M | — |
总债务NRCRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | $48.7M | $119.4M | ||
| Q2 24 | $33.3M | $119.3M | ||
| Q1 24 | $35.2M | $119.2M |
股东权益NRCRBB
| Q4 25 | $14.0M | $523.4M | ||
| Q3 25 | $14.3M | $514.3M | ||
| Q2 25 | $21.3M | $517.7M | ||
| Q1 25 | $29.7M | $510.3M | ||
| Q4 24 | $31.3M | $507.9M | ||
| Q3 24 | $34.6M | $509.7M | ||
| Q2 24 | $40.2M | $511.3M | ||
| Q1 24 | $36.9M | $514.0M |
总资产NRCRBB
| Q4 25 | $134.9M | $4.2B | ||
| Q3 25 | $135.7M | $4.2B | ||
| Q2 25 | $141.4M | $4.1B | ||
| Q1 25 | $135.2M | $4.0B | ||
| Q4 24 | $132.5M | $4.0B | ||
| Q3 24 | $131.8M | $4.0B | ||
| Q2 24 | $119.1M | $3.9B | ||
| Q1 24 | $120.9M | $3.9B |
负债/权益比NRCRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | 1.41× | 0.23× | ||
| Q2 24 | 0.83× | 0.23× | ||
| Q1 24 | 0.95× | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.2M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $6.1M | $42.6M |
| 自由现金流率自由现金流/营收 | 17.2% | 131.8% |
| 资本支出强度资本支出/营收 | 3.2% | 2.5% |
| 现金转化率经营现金流/净利润 | 3.99× | 4.26× |
| 过去12个月自由现金流最近4个季度 | $15.7M | $73.5M |
8季度趋势，按日历期对齐
经营现金流NRCRBB
| Q4 25 | $7.2M | $43.4M | ||
| Q3 25 | $13.8M | $2.1M | ||
| Q2 25 | $-1.1M | $21.7M | ||
| Q1 25 | $6.6M | $7.8M | ||
| Q4 24 | $6.4M | $58.5M | ||
| Q3 24 | $9.4M | $24.5M | ||
| Q2 24 | $6.8M | $11.7M | ||
| Q1 24 | $12.0M | $4.8M |
自由现金流NRCRBB
| Q4 25 | $6.1M | $42.6M | ||
| Q3 25 | $10.2M | $1.8M | ||
| Q2 25 | $-4.1M | $21.6M | ||
| Q1 25 | $3.7M | $7.6M | ||
| Q4 24 | $1.9M | $57.7M | ||
| Q3 24 | $7.8M | $24.2M | ||
| Q2 24 | $1.5M | $11.5M | ||
| Q1 24 | $7.9M | $4.7M |
自由现金流率NRCRBB
| Q4 25 | 17.2% | 131.8% | ||
| Q3 25 | 29.4% | 5.4% | ||
| Q2 25 | -12.2% | 60.2% | ||
| Q1 25 | 10.9% | 26.7% | ||
| Q4 24 | 5.2% | 201.0% | ||
| Q3 24 | 21.8% | 80.0% | ||
| Q2 24 | 4.3% | 42.0% | ||
| Q1 24 | 22.4% | 16.6% |
资本支出强度NRCRBB
| Q4 25 | 3.2% | 2.5% | ||
| Q3 25 | 10.4% | 1.1% | ||
| Q2 25 | 8.8% | 0.3% | ||
| Q1 25 | 8.9% | 0.6% | ||
| Q4 24 | 12.0% | 2.7% | ||
| Q3 24 | 4.5% | 0.8% | ||
| Q2 24 | 15.0% | 0.5% | ||
| Q1 24 | 11.7% | 0.5% |
现金转化率NRCRBB
| Q4 25 | 3.99× | 4.26× | ||
| Q3 25 | 3.34× | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | 1.15× | 3.39× | ||
| Q4 24 | 0.97× | 13.34× | ||
| Q3 24 | 1.66× | 3.50× | ||
| Q2 24 | 1.10× | 1.61× | ||
| Q1 24 | 1.89× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
