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NERDWALLET, INC.（NRDS）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是NERDWALLET, INC.的1.4倍（$324.4M vs $225.4M），NERDWALLET, INC.净利率更高（6.2% vs 5.7%，领先0.5%），NERDWALLET, INC.同比增速更快（22.6% vs 10.4%），NERDWALLET, INC.自由现金流更多（$38.6M vs $-13.3M），过去两年NERDWALLET, INC.的营收复合增速更高（18.0% vs 9.5%）
NERDWALLET是一家美国个人金融服务企业，由陈Tim与雅各布·吉布森于2009年创立。该企业运营网站与移动应用，通过向用户推广各类金融产品实现盈利，为用户提供个人理财相关的信息参考与服务支持。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
NRDS vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.4倍
$225.4M
营收增速更快
NRDS
高出12.2%
10.4%
净利率更高
NRDS
高出0.5%
5.7%
自由现金流更多
NRDS
多$51.9M
$-13.3M
两年增速更快
NRDS
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $225.4M | $324.4M |
| 净利润 | $14.0M | $18.6M |
| 毛利率 | 94.0% | 53.3% |
| 营业利润率 | 8.6% | 6.3% |
| 净利率 | 6.2% | 5.7% |
| 营收同比 | 22.6% | 10.4% |
| 净利润同比 | -63.7% | 50.4% |
| 每股收益（稀释后） | $0.19 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NRDSRVLV
| Q4 25 | $225.4M | $324.4M | ||
| Q3 25 | $215.1M | $295.6M | ||
| Q2 25 | $186.9M | $309.0M | ||
| Q1 25 | $209.2M | $296.7M | ||
| Q4 24 | $183.8M | $293.7M | ||
| Q3 24 | $191.3M | $283.1M | ||
| Q2 24 | $150.6M | $282.5M | ||
| Q1 24 | $161.9M | $270.6M |
净利润NRDSRVLV
| Q4 25 | $14.0M | $18.6M | ||
| Q3 25 | $26.3M | $21.2M | ||
| Q2 25 | $8.2M | $10.2M | ||
| Q1 25 | $200.0K | $11.8M | ||
| Q4 24 | $38.6M | $12.3M | ||
| Q3 24 | $100.0K | $11.0M | ||
| Q2 24 | $-9.4M | $15.4M | ||
| Q1 24 | $1.1M | $10.9M |
毛利率NRDSRVLV
| Q4 25 | 94.0% | 53.3% | ||
| Q3 25 | 92.9% | 54.6% | ||
| Q2 25 | 91.1% | 54.1% | ||
| Q1 25 | 91.3% | 52.0% | ||
| Q4 24 | 90.9% | 52.5% | ||
| Q3 24 | 90.7% | 51.2% | ||
| Q2 24 | 90.1% | 54.0% | ||
| Q1 24 | 91.2% | 52.3% |
营业利润率NRDSRVLV
| Q4 25 | 8.6% | 6.3% | ||
| Q3 25 | 16.0% | 7.1% | ||
| Q2 25 | 5.7% | 5.8% | ||
| Q1 25 | 0.3% | 5.0% | ||
| Q4 24 | 4.7% | 3.9% | ||
| Q3 24 | 3.5% | 5.0% | ||
| Q2 24 | -6.4% | 5.8% | ||
| Q1 24 | 2.3% | 3.4% |
净利率NRDSRVLV
| Q4 25 | 6.2% | 5.7% | ||
| Q3 25 | 12.2% | 7.2% | ||
| Q2 25 | 4.4% | 3.3% | ||
| Q1 25 | 0.1% | 4.0% | ||
| Q4 24 | 21.0% | 4.2% | ||
| Q3 24 | 0.1% | 3.9% | ||
| Q2 24 | -6.2% | 5.4% | ||
| Q1 24 | 0.7% | 4.0% |
每股收益（稀释后）NRDSRVLV
| Q4 25 | $0.19 | $0.27 | ||
| Q3 25 | $0.34 | $0.29 | ||
| Q2 25 | $0.11 | $0.14 | ||
| Q1 25 | $0.00 | $0.16 | ||
| Q4 24 | $0.49 | $0.18 | ||
| Q3 24 | $0.00 | $0.15 | ||
| Q2 24 | $-0.12 | $0.21 | ||
| Q1 24 | $0.01 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $98.3M | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $374.5M | $512.5M |
| 总资产 | $461.1M | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NRDSRVLV
| Q4 25 | $98.3M | $292.3M | ||
| Q3 25 | $120.6M | $315.4M | ||
| Q2 25 | $105.3M | $310.7M | ||
| Q1 25 | $92.2M | $300.8M | ||
| Q4 24 | $66.3M | $256.6M | ||
| Q3 24 | $71.7M | $252.8M | ||
| Q2 24 | $113.8M | $244.7M | ||
| Q1 24 | $110.9M | $273.4M |
股东权益NRDSRVLV
| Q4 25 | $374.5M | $512.5M | ||
| Q3 25 | $402.4M | $490.2M | ||
| Q2 25 | $390.0M | $468.6M | ||
| Q1 25 | $371.6M | $453.4M | ||
| Q4 24 | $364.2M | $437.8M | ||
| Q3 24 | $322.4M | $420.8M | ||
| Q2 24 | $379.4M | $405.8M | ||
| Q1 24 | $378.7M | $389.9M |
总资产NRDSRVLV
| Q4 25 | $461.1M | $765.0M | ||
| Q3 25 | $492.8M | $751.3M | ||
| Q2 25 | $476.0M | $722.9M | ||
| Q1 25 | $475.0M | $713.9M | ||
| Q4 24 | $437.6M | $665.5M | ||
| Q3 24 | $402.4M | $670.9M | ||
| Q2 24 | $446.2M | $657.8M | ||
| Q1 24 | $446.1M | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $38.9M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $38.6M | $-13.3M |
| 自由现金流率自由现金流/营收 | 17.1% | -4.1% |
| 资本支出强度资本支出/营收 | 0.1% | 1.0% |
| 现金转化率经营现金流/净利润 | 2.78× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $130.3M | $48.0M |
8季度趋势，按日历期对齐
经营现金流NRDSRVLV
| Q4 25 | $38.9M | $-10.2M | ||
| Q3 25 | $48.5M | $11.8M | ||
| Q2 25 | $17.5M | $12.6M | ||
| Q1 25 | $26.7M | $45.1M | ||
| Q4 24 | $9.9M | $3.9M | ||
| Q3 24 | $29.0M | $9.1M | ||
| Q2 24 | $10.2M | $-24.7M | ||
| Q1 24 | $22.7M | $38.4M |
自由现金流NRDSRVLV
| Q4 25 | $38.6M | $-13.3M | ||
| Q3 25 | $48.4M | $7.5M | ||
| Q2 25 | $16.8M | $10.4M | ||
| Q1 25 | $26.5M | $43.4M | ||
| Q4 24 | $9.7M | $2.1M | ||
| Q3 24 | $28.9M | $8.0M | ||
| Q2 24 | $9.9M | $-25.7M | ||
| Q1 24 | — | $36.7M |
自由现金流率NRDSRVLV
| Q4 25 | 17.1% | -4.1% | ||
| Q3 25 | 22.5% | 2.5% | ||
| Q2 25 | 9.0% | 3.4% | ||
| Q1 25 | 12.7% | 14.6% | ||
| Q4 24 | 5.3% | 0.7% | ||
| Q3 24 | 15.1% | 2.8% | ||
| Q2 24 | 6.6% | -9.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度NRDSRVLV
| Q4 25 | 0.1% | 1.0% | ||
| Q3 25 | 0.0% | 1.5% | ||
| Q2 25 | 0.4% | 0.7% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 0.1% | 0.6% | ||
| Q3 24 | 0.1% | 0.4% | ||
| Q2 24 | 0.2% | 0.4% | ||
| Q1 24 | 0.0% | 0.6% |
现金转化率NRDSRVLV
| Q4 25 | 2.78× | -0.55× | ||
| Q3 25 | 1.84× | 0.56× | ||
| Q2 25 | 2.13× | 1.24× | ||
| Q1 25 | 133.50× | 3.82× | ||
| Q4 24 | 0.26× | 0.32× | ||
| Q3 24 | 290.00× | 0.83× | ||
| Q2 24 | — | -1.60× | ||
| Q1 24 | 20.64× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRDS
| Insurance | $81.2M | 36% |
| Emerging Verticals | $52.9M | 23% |
| Loans | $42.3M | 19% |
| Credit Card | $26.5M | 12% |
| SMB Products | $22.5M | 10% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
