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NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP（NRUC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP的1.1倍（$57.1M vs $53.8M），NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP净利率更高（41.6% vs 0.8%，领先40.8%），REGIS CORP同比增速更快（22.3% vs -52.7%），NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP自由现金流更多（$105.1M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs -1.5%）
美国国家农村公用事业合作金融公司（CFC）是一家由成员所有的非盈利合作社，为美国农村电力合作网络提供金融产品。该公司成立于1969年，创立初衷是从资本市场筹集资金，补充美国农业部农村公用事业局面向电力合作社的贷款项目。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
NRUC vs RGS — 直观对比
损益表 — Q3 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.8M | $57.1M |
| 净利润 | $22.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 41.6% | 0.8% |
| 营收同比 | -52.7% | 22.3% |
| 净利润同比 | -74.0% | -94.0% |
| 每股收益（稀释后） | — | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $53.8M | — | ||
| Q4 25 | $59.0M | $57.1M | ||
| Q3 25 | $47.3M | $59.0M | ||
| Q2 25 | $66.9M | $60.4M | ||
| Q1 25 | $113.7M | $57.0M | ||
| Q4 24 | $182.0M | $46.7M | ||
| Q3 24 | $61.7M | $46.1M | ||
| Q2 24 | — | $49.4M |
| Q1 26 | $22.4M | — | ||
| Q4 25 | $19.6M | $456.0K | ||
| Q3 25 | $4.8M | $1.4M | ||
| Q2 25 | $73.1M | $116.5M | ||
| Q1 25 | $86.0M | $250.0K | ||
| Q4 24 | $144.4M | $7.6M | ||
| Q3 24 | $-163.8M | $-853.0K | ||
| Q2 24 | — | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.8% | ||
| Q3 25 | — | 10.0% | ||
| Q2 25 | — | 12.1% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | — |
| Q1 26 | 41.6% | — | ||
| Q4 25 | 33.2% | 0.8% | ||
| Q3 25 | 10.1% | 2.3% | ||
| Q2 25 | 109.3% | 192.9% | ||
| Q1 25 | 75.6% | 0.4% | ||
| Q4 24 | 79.4% | 16.4% | ||
| Q3 24 | -265.7% | -1.9% | ||
| Q2 24 | — | 184.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | $0.16 | ||
| Q3 25 | — | $0.49 | ||
| Q2 25 | — | $43.67 | ||
| Q1 25 | — | $0.08 | ||
| Q4 24 | — | $2.71 | ||
| Q3 24 | — | $-0.36 | ||
| Q2 24 | — | $38.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $240.7M | $18.4M |
| 总债务越低越好 | $28.9B | $113.3M |
| 股东权益账面价值 | $3.1B | $188.7M |
| 总资产 | $39.9B | $588.3M |
| 负债/权益比越低杠杆越低 | 9.40× | 0.60× |
8季度趋势，按日历期对齐
| Q1 26 | $240.7M | — | ||
| Q4 25 | $304.5M | $18.4M | ||
| Q3 25 | $257.1M | $16.6M | ||
| Q2 25 | $134.7M | $17.0M | ||
| Q1 25 | $245.4M | $13.3M | ||
| Q4 24 | $347.1M | $10.2M | ||
| Q3 24 | $264.7M | $6.3M | ||
| Q2 24 | — | $10.1M |
| Q1 26 | $28.9B | — | ||
| Q4 25 | $27.3B | $113.3M | ||
| Q3 25 | $27.9B | $111.3M | ||
| Q2 25 | $27.2B | $110.8M | ||
| Q1 25 | $27.5B | $112.0M | ||
| Q4 24 | $26.7B | $111.5M | ||
| Q3 24 | $26.3B | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $3.1B | $188.7M | ||
| Q3 25 | $3.0B | $187.6M | ||
| Q2 25 | $3.1B | $185.6M | ||
| Q1 25 | $3.0B | $68.6M | ||
| Q4 24 | $2.9B | $66.7M | ||
| Q3 24 | $2.8B | $56.4M | ||
| Q2 24 | — | $56.8M |
| Q1 26 | $39.9B | — | ||
| Q4 25 | $39.1B | $588.3M | ||
| Q3 25 | $38.8B | $592.1M | ||
| Q2 25 | $38.3B | $599.0M | ||
| Q1 25 | $37.8B | $511.2M | ||
| Q4 24 | $37.1B | $530.1M | ||
| Q3 24 | $36.5B | $508.9M | ||
| Q2 24 | — | $530.5M |
| Q1 26 | 9.40× | — | ||
| Q4 25 | 8.95× | 0.60× | ||
| Q3 25 | 9.21× | 0.59× | ||
| Q2 25 | 8.81× | 0.60× | ||
| Q1 25 | 9.15× | 1.63× | ||
| Q4 24 | 9.14× | 1.67× | ||
| Q3 24 | 9.44× | 1.69× | ||
| Q2 24 | — | 1.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.6M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $105.1M | $891.0K |
| 自由现金流率自由现金流/营收 | 195.2% | 1.6% |
| 资本支出强度资本支出/营收 | 0.9% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.72× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $428.2M | $14.9M |
8季度趋势，按日历期对齐
| Q1 26 | $105.6M | — | ||
| Q4 25 | $38.9M | $1.7M | ||
| Q3 25 | $82.3M | $2.3M | ||
| Q2 25 | $207.5M | $6.8M | ||
| Q1 25 | $150.3M | $6.2M | ||
| Q4 24 | $63.8M | $2.1M | ||
| Q3 24 | $36.7M | $-1.3M | ||
| Q2 24 | — | $5.1M |
| Q1 26 | $105.1M | — | ||
| Q4 25 | $38.3M | $891.0K | ||
| Q3 25 | $82.0M | $1.9M | ||
| Q2 25 | $202.8M | $6.2M | ||
| Q1 25 | $149.0M | $5.9M | ||
| Q4 24 | $62.7M | $1.7M | ||
| Q3 24 | $35.4M | $-1.4M | ||
| Q2 24 | — | $5.1M |
| Q1 26 | 195.2% | — | ||
| Q4 25 | 64.9% | 1.6% | ||
| Q3 25 | 173.4% | 3.2% | ||
| Q2 25 | 303.1% | 10.3% | ||
| Q1 25 | 131.0% | 10.3% | ||
| Q4 24 | 34.5% | 3.6% | ||
| Q3 24 | 57.5% | -3.0% | ||
| Q2 24 | — | 10.3% |
| Q1 26 | 0.9% | — | ||
| Q4 25 | 1.1% | 1.4% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 7.0% | 0.9% | ||
| Q1 25 | 1.1% | 0.6% | ||
| Q4 24 | 0.6% | 0.9% | ||
| Q3 24 | 2.1% | 0.0% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | 4.72× | — | ||
| Q4 25 | 1.99× | 3.65× | ||
| Q3 25 | 17.27× | 1.68× | ||
| Q2 25 | 2.84× | 0.06× | ||
| Q1 25 | 1.75× | 24.80× | ||
| Q4 24 | 0.44× | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRUC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
