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NORWOOD FINANCIAL CORP（NWFL）与Research Solutions, Inc.（RSSS）财务数据对比。点击上方公司名可切换其他公司
NORWOOD FINANCIAL CORP的季度营收约是Research Solutions, Inc.的2.0倍（$23.5M vs $11.8M），NORWOOD FINANCIAL CORP净利率更高（31.7% vs 4.6%，领先27.1%），NORWOOD FINANCIAL CORP同比增速更快（1112.9% vs -1.0%），NORWOOD FINANCIAL CORP自由现金流更多（$29.2M vs $1.4M），过去两年NORWOOD FINANCIAL CORP的营收复合增速更高（18.5% vs -1.3%）
第一金融银行股份公司是一家总部位于俄亥俄州辛辛那提的区域性银行，运营中心分别设于辛辛那提北郊斯普林代尔与印第安纳州格林斯堡。该行创立于1863年，拥有美国历史第六悠久的全国性银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个网点，2009年9月通过政府协助交易完成了对欧文金融公司及其子公司的收购。
雅各布斯解决方案是一家总部位于美国达拉斯的国际技术专业服务企业，面向全球各类客户（包括企业、机构及政府部门）提供工程、技术、专业、建筑相关服务，以及科研与专项咨询服务，常年位居《工程新闻纪录》顶级设计企业榜单榜首。
NWFL vs RSSS — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.5M | $11.8M |
| 净利润 | $7.4M | $546.9K |
| 毛利率 | — | 52.4% |
| 营业利润率 | 39.9% | 6.3% |
| 净利率 | 31.7% | 4.6% |
| 营收同比 | 1112.9% | -1.0% |
| 净利润同比 | 158.8% | 127.6% |
| 每股收益（稀释后） | $0.82 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $23.5M | $11.8M | ||
| Q3 25 | $23.0M | $12.3M | ||
| Q2 25 | $21.3M | $12.4M | ||
| Q1 25 | $20.2M | $12.7M | ||
| Q4 24 | $1.9M | $11.9M | ||
| Q3 24 | $18.2M | $12.0M | ||
| Q2 24 | $17.1M | $12.1M | ||
| Q1 24 | $16.7M | $12.1M |
| Q4 25 | $7.4M | $546.9K | ||
| Q3 25 | $8.3M | $749.4K | ||
| Q2 25 | $6.2M | $2.4M | ||
| Q1 25 | $5.8M | $216.5K | ||
| Q4 24 | $-12.7M | $-2.0M | ||
| Q3 24 | $3.8M | $669.0K | ||
| Q2 24 | $4.2M | $-2.8M | ||
| Q1 24 | $4.4M | $76.3K |
| Q4 25 | — | 52.4% | ||
| Q3 25 | — | 50.6% | ||
| Q2 25 | — | 51.0% | ||
| Q1 25 | — | 49.5% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 47.9% | ||
| Q2 24 | — | 46.5% | ||
| Q1 24 | — | 45.2% |
| Q4 25 | 39.9% | 6.3% | ||
| Q3 25 | 45.9% | 7.8% | ||
| Q2 25 | 36.7% | 9.7% | ||
| Q1 25 | 36.1% | 4.4% | ||
| Q4 24 | -830.2% | 0.8% | ||
| Q3 24 | 26.6% | 5.4% | ||
| Q2 24 | 31.2% | 5.5% | ||
| Q1 24 | 33.5% | 0.7% |
| Q4 25 | 31.7% | 4.6% | ||
| Q3 25 | 36.3% | 6.1% | ||
| Q2 25 | 29.1% | 19.0% | ||
| Q1 25 | 28.6% | 1.7% | ||
| Q4 24 | -654.1% | -16.6% | ||
| Q3 24 | 21.1% | 5.6% | ||
| Q2 24 | 24.6% | -23.3% | ||
| Q1 24 | 26.5% | 0.6% |
| Q4 25 | $0.82 | $0.02 | ||
| Q3 25 | $0.89 | $0.02 | ||
| Q2 25 | $0.67 | $0.08 | ||
| Q1 25 | $0.63 | $0.01 | ||
| Q4 24 | $-1.57 | $-0.07 | ||
| Q3 24 | $0.48 | $0.02 | ||
| Q2 24 | $0.52 | $-0.09 | ||
| Q1 24 | $0.55 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $12.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $242.2M | $17.2M |
| 总资产 | $2.4B | $44.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $12.0M | ||
| Q2 25 | — | $12.2M | ||
| Q1 25 | — | $9.9M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | $6.1M | ||
| Q1 24 | — | $4.2M |
| Q4 25 | $242.2M | $17.2M | ||
| Q3 25 | $234.9M | $15.6M | ||
| Q2 25 | $225.4M | $13.9M | ||
| Q1 25 | $220.7M | $11.2M | ||
| Q4 24 | $213.5M | $11.1M | ||
| Q3 24 | $195.7M | $12.8M | ||
| Q2 24 | $182.2M | $11.7M | ||
| Q1 24 | $181.2M | $14.1M |
| Q4 25 | $2.4B | $44.2M | ||
| Q3 25 | $2.4B | $45.5M | ||
| Q2 25 | $2.4B | $46.1M | ||
| Q1 25 | $2.4B | $45.2M | ||
| Q4 24 | $2.3B | $42.8M | ||
| Q3 24 | $2.3B | $41.4M | ||
| Q2 24 | $2.2B | $41.9M | ||
| Q1 24 | $2.3B | $40.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.0M | $1.4M |
| 自由现金流经营现金流 - 资本支出 | $29.2M | $1.4M |
| 自由现金流率自由现金流/营收 | 124.7% | 11.7% |
| 资本支出强度资本支出/营收 | 20.1% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.56× | 2.53× |
| 过去12个月自由现金流最近4个季度 | $50.8M | — |
8季度趋势，按日历期对齐
| Q4 25 | $34.0M | $1.4M | ||
| Q3 25 | $9.3M | $1.1M | ||
| Q2 25 | $6.8M | $2.3M | ||
| Q1 25 | $9.1M | $2.9M | ||
| Q4 24 | $22.8M | $1.0M | ||
| Q3 24 | $4.6M | $843.1K | ||
| Q2 24 | $9.1M | $2.0M | ||
| Q1 24 | $4.3M | $2.0M |
| Q4 25 | $29.2M | $1.4M | ||
| Q3 25 | $8.3M | $1.1M | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $8.2M | $2.9M | ||
| Q4 24 | $19.7M | — | ||
| Q3 24 | $4.1M | — | ||
| Q2 24 | $8.6M | $1.9M | ||
| Q1 24 | $3.7M | $2.0M |
| Q4 25 | 124.7% | 11.7% | ||
| Q3 25 | 36.2% | 8.8% | ||
| Q2 25 | 23.8% | — | ||
| Q1 25 | 40.4% | 22.8% | ||
| Q4 24 | 1017.6% | — | ||
| Q3 24 | 22.3% | — | ||
| Q2 24 | 50.0% | 16.0% | ||
| Q1 24 | 22.1% | 16.6% |
| Q4 25 | 20.1% | 0.1% | ||
| Q3 25 | 4.5% | 0.1% | ||
| Q2 25 | 7.9% | — | ||
| Q1 25 | 4.6% | 0.0% | ||
| Q4 24 | 161.7% | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | 3.1% | 0.1% | ||
| Q1 24 | 3.3% | 0.0% |
| Q4 25 | 4.56× | 2.53× | ||
| Q3 25 | 1.12× | 1.48× | ||
| Q2 25 | 1.09× | 0.96× | ||
| Q1 25 | 1.58× | 13.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.21× | 1.26× | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 0.96× | 26.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NWFL
暂无分部数据
RSSS
| Transactions | $6.6M | 56% |
| Platforms | $5.2M | 44% |
