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Origin Bancorp, Inc.（OBK）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
Origin Bancorp, Inc.的季度营收约是PDF SOLUTIONS INC的1.7倍（$104.0M vs $62.4M），Origin Bancorp, Inc.净利率更高（26.6% vs -0.1%，领先26.7%），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 3.9%）
Origin Bancorp旗下的南方银行是一家社区发展金融机构，总部位于阿肯色州阿卡德尔菲亚。该机构成立于1986年，最初名为南方开发银行公司，常被简称为“南方”，专注服务社区发展相关金融需求。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
OBK vs PDFS — 直观对比
营收规模更大
OBK
是对方的1.7倍
$62.4M
净利率更高
OBK
高出26.7%
-0.1%
两年增速更快
PDFS
近两年复合增速
3.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $104.0M | $62.4M |
| 净利润 | $27.7M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | — | 5.5% |
| 净利率 | 26.6% | -0.1% |
| 营收同比 | — | 24.6% |
| 净利润同比 | — | -108.9% |
| 每股收益（稀释后） | $0.89 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OBKPDFS
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | $62.4M | ||
| Q3 25 | $109.8M | $57.1M | ||
| Q2 25 | $83.5M | $51.7M | ||
| Q1 25 | $94.1M | $47.8M | ||
| Q4 24 | $78.3M | $50.1M | ||
| Q3 24 | $90.8M | $46.4M | ||
| Q2 24 | $96.4M | $41.7M |
净利润OBKPDFS
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | $-48.0K | ||
| Q3 25 | $8.6M | $1.3M | ||
| Q2 25 | $14.6M | $1.1M | ||
| Q1 25 | $22.4M | $-3.0M | ||
| Q4 24 | $14.3M | $539.0K | ||
| Q3 24 | $18.6M | $2.2M | ||
| Q2 24 | $21.0M | $1.7M |
毛利率OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% |
营业利润率OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 5.5% | ||
| Q3 25 | 10.0% | 8.5% | ||
| Q2 25 | 22.3% | 2.2% | ||
| Q1 25 | 30.4% | -7.4% | ||
| Q4 24 | 23.0% | 1.0% | ||
| Q3 24 | 26.1% | 4.6% | ||
| Q2 24 | 27.7% | 0.6% |
净利率OBKPDFS
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | -0.1% | ||
| Q3 25 | 7.9% | 2.3% | ||
| Q2 25 | 17.5% | 2.2% | ||
| Q1 25 | 23.8% | -6.3% | ||
| Q4 24 | 18.2% | 1.1% | ||
| Q3 24 | 20.5% | 4.8% | ||
| Q2 24 | 21.8% | 4.1% |
每股收益（稀释后）OBKPDFS
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | $0.00 | ||
| Q3 25 | $0.27 | $0.03 | ||
| Q2 25 | $0.47 | $0.03 | ||
| Q1 25 | $0.71 | $-0.08 | ||
| Q4 24 | $0.45 | $0.01 | ||
| Q3 24 | $0.60 | $0.06 | ||
| Q2 24 | $0.67 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $42.2M |
| 总债务越低越好 | — | $67.0M |
| 股东权益账面价值 | $1.3B | $271.0M |
| 总资产 | $10.2B | $418.7M |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | $42.2M | ||
| Q3 25 | $626.9M | $35.9M | ||
| Q2 25 | $334.1M | $40.4M | ||
| Q1 25 | $486.2M | $54.1M | ||
| Q4 24 | $470.2M | $114.9M | ||
| Q3 24 | $321.2M | $120.2M | ||
| Q2 24 | $288.1M | $117.9M |
总债务OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益OBKPDFS
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $271.0M | ||
| Q3 25 | $1.2B | $264.4M | ||
| Q2 25 | $1.2B | $257.5M | ||
| Q1 25 | $1.2B | $249.0M | ||
| Q4 24 | $1.1B | $246.0M | ||
| Q3 24 | $1.1B | $240.5M | ||
| Q2 24 | $1.1B | $232.2M |
总资产OBKPDFS
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $418.7M | ||
| Q3 25 | $9.8B | $406.4M | ||
| Q2 25 | $9.7B | $391.1M | ||
| Q1 25 | $9.8B | $390.0M | ||
| Q4 24 | $9.7B | $315.3M | ||
| Q3 24 | $10.0B | $307.4M | ||
| Q2 24 | $9.9B | $298.0M |
负债/权益比OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $17.3M |
| 自由现金流经营现金流 - 资本支出 | — | $7.5M |
| 自由现金流率自由现金流/营收 | — | 12.1% |
| 资本支出强度资本支出/营收 | — | 15.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.6M |
8季度趋势，按日历期对齐
经营现金流OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | $17.3M | ||
| Q3 25 | $59.3M | $3.3M | ||
| Q2 25 | $20.6M | $-5.2M | ||
| Q1 25 | $35.6M | $8.6M | ||
| Q4 24 | $108.5M | $1.6M | ||
| Q3 24 | $39.6M | $9.3M | ||
| Q2 24 | $11.9M | $684.0K |
自由现金流OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $7.5M | ||
| Q3 25 | $56.8M | $-2.9M | ||
| Q2 25 | $19.6M | $-13.8M | ||
| Q1 25 | $34.8M | $535.0K | ||
| Q4 24 | $86.4M | $-4.0M | ||
| Q3 24 | $32.2M | $5.1M | ||
| Q2 24 | $6.5M | $-4.6M |
自由现金流率OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | 12.1% | ||
| Q3 25 | 51.7% | -5.1% | ||
| Q2 25 | 23.5% | -26.6% | ||
| Q1 25 | 37.0% | 1.1% | ||
| Q4 24 | 110.3% | -8.0% | ||
| Q3 24 | 35.5% | 11.0% | ||
| Q2 24 | 6.8% | -11.1% |
资本支出强度OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 15.7% | ||
| Q3 25 | 2.3% | 10.8% | ||
| Q2 25 | 1.2% | 16.5% | ||
| Q1 25 | 0.8% | 17.0% | ||
| Q4 24 | 28.1% | 11.3% | ||
| Q3 24 | 8.1% | 9.0% | ||
| Q2 24 | 5.6% | 12.8% |
现金转化率OBKPDFS
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | — | ||
| Q3 25 | 6.88× | 2.54× | ||
| Q2 25 | 1.41× | -4.55× | ||
| Q1 25 | 1.59× | — | ||
| Q4 24 | 7.60× | 2.98× | ||
| Q3 24 | 2.13× | 4.20× | ||
| Q2 24 | 0.57× | 0.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
