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Origin Bancorp, Inc.（OBK）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是Origin Bancorp, Inc.的1.6倍（$162.6M vs $104.0M），Ribbon Communications Inc.净利率更高（54.8% vs 26.6%，领先28.2%），过去两年Origin Bancorp, Inc.的营收复合增速更高（3.9% vs -8.1%）
Origin Bancorp旗下的南方银行是一家社区发展金融机构，总部位于阿肯色州阿卡德尔菲亚。该机构成立于1986年，最初名为南方开发银行公司，常被简称为“南方”，专注服务社区发展相关金融需求。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
OBK vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.6倍
$104.0M
净利率更高
RBBN
高出28.2%
26.6%
两年增速更快
OBK
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $104.0M | $162.6M |
| 净利润 | $27.7M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | — |
| 净利率 | 26.6% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | -6.2% | — |
| 每股收益（稀释后） | $0.89 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OBKRBBN
| Q1 26 | $104.0M | $162.6M | ||
| Q4 25 | $103.4M | $227.3M | ||
| Q3 25 | $109.8M | $215.4M | ||
| Q2 25 | $83.5M | $220.6M | ||
| Q1 25 | $94.1M | $181.3M | ||
| Q4 24 | $78.3M | $251.4M | ||
| Q3 24 | $90.8M | $210.2M | ||
| Q2 24 | $96.4M | $192.6M |
净利润OBKRBBN
| Q1 26 | $27.7M | $89.1M | ||
| Q4 25 | $29.5M | — | ||
| Q3 25 | $8.6M | $-12.1M | ||
| Q2 25 | $14.6M | $-11.1M | ||
| Q1 25 | $22.4M | $-26.2M | ||
| Q4 24 | $14.3M | — | ||
| Q3 24 | $18.6M | $-13.4M | ||
| Q2 24 | $21.0M | $-16.8M |
毛利率OBKRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率OBKRBBN
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 4.1% | ||
| Q3 25 | 10.0% | 1.3% | ||
| Q2 25 | 22.3% | 1.9% | ||
| Q1 25 | 30.4% | -10.8% | ||
| Q4 24 | 23.0% | 13.2% | ||
| Q3 24 | 26.1% | -0.4% | ||
| Q2 24 | 27.7% | -1.0% |
净利率OBKRBBN
| Q1 26 | 26.6% | 54.8% | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 7.9% | -5.6% | ||
| Q2 25 | 17.5% | -5.0% | ||
| Q1 25 | 23.8% | -14.5% | ||
| Q4 24 | 18.2% | — | ||
| Q3 24 | 20.5% | -6.4% | ||
| Q2 24 | 21.8% | -8.7% |
每股收益（稀释后）OBKRBBN
| Q1 26 | $0.89 | $0.50 | ||
| Q4 25 | $0.95 | $0.50 | ||
| Q3 25 | $0.27 | $-0.07 | ||
| Q2 25 | $0.47 | $-0.06 | ||
| Q1 25 | $0.71 | $-0.15 | ||
| Q4 24 | $0.45 | $0.05 | ||
| Q3 24 | $0.60 | $-0.08 | ||
| Q2 24 | $0.67 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $419.1M |
| 总资产 | $10.2B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OBKRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | $424.2M | $96.4M | ||
| Q3 25 | $626.9M | $74.8M | ||
| Q2 25 | $334.1M | $60.5M | ||
| Q1 25 | $486.2M | $71.2M | ||
| Q4 24 | $470.2M | $87.8M | ||
| Q3 24 | $321.2M | $37.2M | ||
| Q2 24 | $288.1M | $64.6M |
总债务OBKRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益OBKRBBN
| Q1 26 | $1.3B | $419.1M | ||
| Q4 25 | $1.2B | $449.0M | ||
| Q3 25 | $1.2B | $360.1M | ||
| Q2 25 | $1.2B | $370.4M | ||
| Q1 25 | $1.2B | $381.8M | ||
| Q4 24 | $1.1B | $404.6M | ||
| Q3 24 | $1.1B | $395.5M | ||
| Q2 24 | $1.1B | $405.0M |
总资产OBKRBBN
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $1.2B | ||
| Q3 25 | $9.8B | $1.1B | ||
| Q2 25 | $9.7B | $1.1B | ||
| Q1 25 | $9.8B | $1.1B | ||
| Q4 24 | $9.7B | $1.2B | ||
| Q3 24 | $10.0B | $1.1B | ||
| Q2 24 | $9.9B | $1.1B |
负债/权益比OBKRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
