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Origin Bancorp, Inc.（OBK）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
Origin Bancorp, Inc.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.5倍（$104.0M vs $70.9M），Origin Bancorp, Inc.净利率更高（26.6% vs -7.8%，领先34.4%），过去两年Origin Bancorp, Inc.的营收复合增速更高（3.9% vs -2.0%）
Origin Bancorp旗下的南方银行是一家社区发展金融机构，总部位于阿肯色州阿卡德尔菲亚。该机构成立于1986年，最初名为南方开发银行公司，常被简称为“南方”，专注服务社区发展相关金融需求。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
OBK vs RICK — 直观对比
营收规模更大
OBK
是对方的1.5倍
$70.9M
净利率更高
OBK
高出34.4%
-7.8%
两年增速更快
OBK
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $104.0M | $70.9M |
| 净利润 | $27.7M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 26.6% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $0.89 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OBKRICK
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | — | ||
| Q3 25 | $109.8M | $70.9M | ||
| Q2 25 | $83.5M | $71.1M | ||
| Q1 25 | $94.1M | $65.9M | ||
| Q4 24 | $78.3M | $71.5M | ||
| Q3 24 | $90.8M | $73.2M | ||
| Q2 24 | $96.4M | $76.2M |
净利润OBKRICK
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | — | ||
| Q3 25 | $8.6M | $-5.5M | ||
| Q2 25 | $14.6M | $4.1M | ||
| Q1 25 | $22.4M | $3.2M | ||
| Q4 24 | $14.3M | $9.0M | ||
| Q3 24 | $18.6M | $244.0K | ||
| Q2 24 | $21.0M | $-5.2M |
营业利润率OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | — | ||
| Q3 25 | 10.0% | -0.7% | ||
| Q2 25 | 22.3% | 12.2% | ||
| Q1 25 | 30.4% | 12.4% | ||
| Q4 24 | 23.0% | 19.5% | ||
| Q3 24 | 26.1% | 4.8% | ||
| Q2 24 | 27.7% | -3.3% |
净利率OBKRICK
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 7.9% | -7.8% | ||
| Q2 25 | 17.5% | 5.7% | ||
| Q1 25 | 23.8% | 4.9% | ||
| Q4 24 | 18.2% | 12.6% | ||
| Q3 24 | 20.5% | 0.3% | ||
| Q2 24 | 21.8% | -6.9% |
每股收益（稀释后）OBKRICK
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | — | ||
| Q3 25 | $0.27 | $-0.60 | ||
| Q2 25 | $0.47 | $0.46 | ||
| Q1 25 | $0.71 | $0.36 | ||
| Q4 24 | $0.45 | $1.01 | ||
| Q3 24 | $0.60 | $0.04 | ||
| Q2 24 | $0.67 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $1.3B | $261.1M |
| 总资产 | $10.2B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | — | ||
| Q3 25 | $626.9M | $33.7M | ||
| Q2 25 | $334.1M | $29.3M | ||
| Q1 25 | $486.2M | $32.7M | ||
| Q4 24 | $470.2M | $34.7M | ||
| Q3 24 | $321.2M | $32.4M | ||
| Q2 24 | $288.1M | $34.9M |
总债务OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益OBKRICK
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | $261.1M | ||
| Q2 25 | $1.2B | $269.5M | ||
| Q1 25 | $1.2B | $268.8M | ||
| Q4 24 | $1.1B | $269.0M | ||
| Q3 24 | $1.1B | $263.4M | ||
| Q2 24 | $1.1B | $271.2M |
总资产OBKRICK
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | — | ||
| Q3 25 | $9.8B | $596.9M | ||
| Q2 25 | $9.7B | $597.4M | ||
| Q1 25 | $9.8B | $589.8M | ||
| Q4 24 | $9.7B | $586.2M | ||
| Q3 24 | $10.0B | $584.4M | ||
| Q2 24 | $9.9B | $601.0M |
负债/权益比OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | — | ||
| Q3 25 | $59.3M | $13.7M | ||
| Q2 25 | $20.6M | $13.8M | ||
| Q1 25 | $35.6M | $8.5M | ||
| Q4 24 | $108.5M | $13.3M | ||
| Q3 24 | $39.6M | $15.7M | ||
| Q2 24 | $11.9M | $15.8M |
自由现金流OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | — | ||
| Q3 25 | $56.8M | $11.5M | ||
| Q2 25 | $19.6M | $10.1M | ||
| Q1 25 | $34.8M | $5.7M | ||
| Q4 24 | $86.4M | $7.6M | ||
| Q3 24 | $32.2M | $10.3M | ||
| Q2 24 | $6.5M | $9.3M |
自由现金流率OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | — | ||
| Q3 25 | 51.7% | 16.2% | ||
| Q2 25 | 23.5% | 14.2% | ||
| Q1 25 | 37.0% | 8.6% | ||
| Q4 24 | 110.3% | 10.6% | ||
| Q3 24 | 35.5% | 14.0% | ||
| Q2 24 | 6.8% | 12.3% |
资本支出强度OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | — | ||
| Q3 25 | 2.3% | 3.2% | ||
| Q2 25 | 1.2% | 5.2% | ||
| Q1 25 | 0.8% | 4.3% | ||
| Q4 24 | 28.1% | 8.0% | ||
| Q3 24 | 8.1% | 7.3% | ||
| Q2 24 | 5.6% | 8.4% |
现金转化率OBKRICK
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | — | ||
| Q3 25 | 6.88× | — | ||
| Q2 25 | 1.41× | 3.40× | ||
| Q1 25 | 1.59× | 2.65× | ||
| Q4 24 | 7.60× | 1.48× | ||
| Q3 24 | 2.13× | 64.14× | ||
| Q2 24 | 0.57× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
