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Origin Bancorp, Inc.（OBK）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
Origin Bancorp, Inc.的季度营收约是RE/MAX Holdings, Inc.的1.5倍（$104.0M vs $71.1M），Origin Bancorp, Inc.净利率更高（26.6% vs 2.0%，领先24.6%），过去两年Origin Bancorp, Inc.的营收复合增速更高（3.9% vs -4.7%）
Origin Bancorp旗下的南方银行是一家社区发展金融机构，总部位于阿肯色州阿卡德尔菲亚。该机构成立于1986年，最初名为南方开发银行公司，常被简称为“南方”，专注服务社区发展相关金融需求。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
OBK vs RMAX — 直观对比
营收规模更大
OBK
是对方的1.5倍
$71.1M
净利率更高
OBK
高出24.6%
2.0%
两年增速更快
OBK
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $104.0M | $71.1M |
| 净利润 | $27.7M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 26.6% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.89 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OBKRMAX
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | $71.1M | ||
| Q3 25 | $109.8M | $73.2M | ||
| Q2 25 | $83.5M | $72.8M | ||
| Q1 25 | $94.1M | $74.5M | ||
| Q4 24 | $78.3M | $72.5M | ||
| Q3 24 | $90.8M | $78.5M | ||
| Q2 24 | $96.4M | $78.5M |
净利润OBKRMAX
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | $1.4M | ||
| Q3 25 | $8.6M | $4.0M | ||
| Q2 25 | $14.6M | $4.7M | ||
| Q1 25 | $22.4M | $-2.0M | ||
| Q4 24 | $14.3M | $5.8M | ||
| Q3 24 | $18.6M | $966.0K | ||
| Q2 24 | $21.0M | $3.7M |
营业利润率OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 13.1% | ||
| Q3 25 | 10.0% | 25.0% | ||
| Q2 25 | 22.3% | 19.3% | ||
| Q1 25 | 30.4% | 7.2% | ||
| Q4 24 | 23.0% | 5.9% | ||
| Q3 24 | 26.1% | 19.4% | ||
| Q2 24 | 27.7% | 20.6% |
净利率OBKRMAX
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | 2.0% | ||
| Q3 25 | 7.9% | 5.4% | ||
| Q2 25 | 17.5% | 6.4% | ||
| Q1 25 | 23.8% | -2.6% | ||
| Q4 24 | 18.2% | 8.0% | ||
| Q3 24 | 20.5% | 1.2% | ||
| Q2 24 | 21.8% | 4.7% |
每股收益（稀释后）OBKRMAX
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | — | ||
| Q3 25 | $0.27 | — | ||
| Q2 25 | $0.47 | — | ||
| Q1 25 | $0.71 | — | ||
| Q4 24 | $0.45 | — | ||
| Q3 24 | $0.60 | — | ||
| Q2 24 | $0.67 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $1.3B | $452.4M |
| 总资产 | $10.2B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | $118.7M | ||
| Q3 25 | $626.9M | $107.5M | ||
| Q2 25 | $334.1M | $94.3M | ||
| Q1 25 | $486.2M | $89.1M | ||
| Q4 24 | $470.2M | $96.6M | ||
| Q3 24 | $321.2M | $83.8M | ||
| Q2 24 | $288.1M | $66.1M |
总债务OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益OBKRMAX
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $452.4M | ||
| Q3 25 | $1.2B | $448.1M | ||
| Q2 25 | $1.2B | $442.4M | ||
| Q1 25 | $1.2B | $433.5M | ||
| Q4 24 | $1.1B | $429.5M | ||
| Q3 24 | $1.1B | $423.1M | ||
| Q2 24 | $1.1B | $418.4M |
总资产OBKRMAX
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $582.5M | ||
| Q3 25 | $9.8B | $582.2M | ||
| Q2 25 | $9.7B | $574.8M | ||
| Q1 25 | $9.8B | $571.4M | ||
| Q4 24 | $9.7B | $581.6M | ||
| Q3 24 | $10.0B | $578.6M | ||
| Q2 24 | $9.9B | $571.4M |
负债/权益比OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | $40.9M | ||
| Q3 25 | $59.3M | $17.7M | ||
| Q2 25 | $20.6M | $4.6M | ||
| Q1 25 | $35.6M | $5.7M | ||
| Q4 24 | $108.5M | $59.7M | ||
| Q3 24 | $39.6M | $17.6M | ||
| Q2 24 | $11.9M | $15.9M |
自由现金流OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $33.5M | ||
| Q3 25 | $56.8M | $16.4M | ||
| Q2 25 | $19.6M | $2.9M | ||
| Q1 25 | $34.8M | $4.0M | ||
| Q4 24 | $86.4M | $53.0M | ||
| Q3 24 | $32.2M | $16.3M | ||
| Q2 24 | $6.5M | $14.0M |
自由现金流率OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | 47.1% | ||
| Q3 25 | 51.7% | 22.4% | ||
| Q2 25 | 23.5% | 4.0% | ||
| Q1 25 | 37.0% | 5.3% | ||
| Q4 24 | 110.3% | 73.2% | ||
| Q3 24 | 35.5% | 20.8% | ||
| Q2 24 | 6.8% | 17.8% |
资本支出强度OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 10.4% | ||
| Q3 25 | 2.3% | 1.8% | ||
| Q2 25 | 1.2% | 2.2% | ||
| Q1 25 | 0.8% | 2.3% | ||
| Q4 24 | 28.1% | 9.1% | ||
| Q3 24 | 8.1% | 1.7% | ||
| Q2 24 | 5.6% | 2.4% |
现金转化率OBKRMAX
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | 28.39× | ||
| Q3 25 | 6.88× | 4.45× | ||
| Q2 25 | 1.41× | 0.97× | ||
| Q1 25 | 1.59× | — | ||
| Q4 24 | 7.60× | 10.28× | ||
| Q3 24 | 2.13× | 18.22× | ||
| Q2 24 | 0.57× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
