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ONITY GROUP INC.（ONIT）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是ONITY GROUP INC.的9.3倍（$2.7B vs $290.0M）。ONITY GROUP INC.净利率更高（43.9% vs 2.5%，领先41.3%）。Rocket Companies, Inc.同比增速更快（52.2% vs 29.0%）。ONITY GROUP INC.自由现金流更多（$-232.5M vs $-1.3B）。过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 10.1%）
奥尼提集团（原奥克文）是一家提供住宅及商业抵押贷款 servicing、特殊 servicing以及资产管理服务的供应商，业务性质也可概括为向房主收取每月本金与利息。公司成立于1988年，总部位于佛罗里达州西棕榈滩，在美国多地及菲律宾、印度都设有办公及支持运营点。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
ONIT vs RKT — 直观对比
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $290.0M | $2.7B |
| 净利润 | $127.2M | $68.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 6.3% |
| 净利率 | 43.9% | 2.5% |
| 营收同比 | 29.0% | 52.2% |
| 净利润同比 | 552.7% | 100.8% |
| 每股收益（稀释后） | $14.53 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $290.0M | $2.7B | ||
| Q3 25 | $280.3M | $1.6B | ||
| Q2 25 | $246.6M | $1.4B | ||
| Q1 25 | $249.8M | $1.0B | ||
| Q4 24 | $224.8M | $1.8B | ||
| Q3 24 | $265.7M | $646.9M | ||
| Q2 24 | $246.4M | $1.3B | ||
| Q1 24 | $239.1M | $1.4B |
| Q4 25 | $127.2M | $68.0M | ||
| Q3 25 | $18.7M | $-123.9M | ||
| Q2 25 | $21.5M | $-1.8M | ||
| Q1 25 | $22.1M | $-10.4M | ||
| Q4 24 | $-28.1M | $33.9M | ||
| Q3 24 | $21.4M | $-22.0M | ||
| Q2 24 | $10.5M | $1.3M | ||
| Q1 24 | $30.1M | $16.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
| Q4 25 | — | 6.3% | ||
| Q3 25 | — | -11.5% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | 3.6% | -21.5% | ||
| Q4 24 | -14.9% | 38.1% | ||
| Q3 24 | 10.4% | -76.9% | ||
| Q2 24 | 5.5% | 14.8% | ||
| Q1 24 | 13.3% | 21.6% |
| Q4 25 | 43.9% | 2.5% | ||
| Q3 25 | 6.7% | -7.7% | ||
| Q2 25 | 8.7% | -0.1% | ||
| Q1 25 | 8.8% | -1.0% | ||
| Q4 24 | -12.5% | 1.9% | ||
| Q3 24 | 8.1% | -3.4% | ||
| Q2 24 | 4.3% | 0.1% | ||
| Q1 24 | 12.6% | 1.2% |
| Q4 25 | $14.53 | $0.10 | ||
| Q3 25 | $2.03 | $-0.06 | ||
| Q2 25 | $2.40 | $-0.01 | ||
| Q1 25 | $2.50 | $-0.08 | ||
| Q4 24 | $-3.59 | $0.28 | ||
| Q3 24 | $2.65 | $-0.19 | ||
| Q2 24 | $1.33 | $0.01 | ||
| Q1 24 | $3.74 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $180.5M | $2.7B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $627.9M | $22.9B |
| 总资产 | $16.2B | $60.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $180.5M | $2.7B | ||
| Q3 25 | $172.8M | $5.8B | ||
| Q2 25 | $194.3M | $5.1B | ||
| Q1 25 | $178.0M | $1.4B | ||
| Q4 24 | $184.8M | $1.3B | ||
| Q3 24 | $201.6M | $1.2B | ||
| Q2 24 | $203.1M | $1.3B | ||
| Q1 24 | $185.1M | $861.4M |
| Q4 25 | $627.9M | $22.9B | ||
| Q3 25 | $501.4M | $8.9B | ||
| Q2 25 | $481.9M | $7.4B | ||
| Q1 25 | $460.2M | $8.6B | ||
| Q4 24 | $442.9M | $9.0B | ||
| Q3 24 | $468.2M | $8.4B | ||
| Q2 24 | $446.2M | $8.8B | ||
| Q1 24 | $432.1M | $8.6B |
| Q4 25 | $16.2B | $60.7B | ||
| Q3 25 | $16.1B | $33.6B | ||
| Q2 25 | $16.5B | $30.4B | ||
| Q1 25 | $16.3B | $25.3B | ||
| Q4 24 | $16.4B | $24.5B | ||
| Q3 24 | $13.2B | $25.1B | ||
| Q2 24 | $13.1B | $23.6B | ||
| Q1 24 | $13.1B | $22.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-230.6M | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $-232.5M | $-1.3B |
| 自由现金流率自由现金流/营收 | -80.2% | -47.2% |
| 资本支出强度资本支出/营收 | 0.7% | 1.5% |
| 现金转化率经营现金流/净利润 | -1.81× | -18.08× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
| Q4 25 | $-230.6M | $-1.2B | ||
| Q3 25 | $229.5M | $-50.3M | ||
| Q2 25 | $-598.8M | $-1.9B | ||
| Q1 25 | $-148.1M | $-797.0M | ||
| Q4 24 | $-218.0M | $1.8B | ||
| Q3 24 | $19.2M | $-1.3B | ||
| Q2 24 | $-77.9M | $-122.3M | ||
| Q1 24 | $-297.1M | $-3.0B |
| Q4 25 | $-232.5M | $-1.3B | ||
| Q3 25 | $228.8M | $-71.8M | ||
| Q2 25 | — | $-1.9B | ||
| Q1 25 | $-148.4M | $-811.0M | ||
| Q4 24 | $-218.5M | $1.8B | ||
| Q3 24 | $19.1M | $-1.4B | ||
| Q2 24 | $-78.0M | $-138.3M | ||
| Q1 24 | $-297.2M | $-3.0B |
| Q4 25 | -80.2% | -47.2% | ||
| Q3 25 | 81.6% | -4.5% | ||
| Q2 25 | — | -137.2% | ||
| Q1 25 | -59.4% | -78.2% | ||
| Q4 24 | -97.2% | 103.1% | ||
| Q3 24 | 7.2% | -209.6% | ||
| Q2 24 | -31.7% | -10.6% | ||
| Q1 24 | -124.3% | -218.7% |
| Q4 25 | 0.7% | 1.5% | ||
| Q3 25 | 0.2% | 1.3% | ||
| Q2 25 | 0.0% | 1.1% | ||
| Q1 25 | 0.1% | 1.4% | ||
| Q4 24 | 0.2% | 1.1% | ||
| Q3 24 | 0.0% | 2.9% | ||
| Q2 24 | 0.0% | 1.2% | ||
| Q1 24 | 0.0% | 1.0% |
| Q4 25 | -1.81× | -18.08× | ||
| Q3 25 | 12.27× | — | ||
| Q2 25 | -27.85× | — | ||
| Q1 25 | -6.70× | — | ||
| Q4 24 | — | 54.42× | ||
| Q3 24 | 0.90× | — | ||
| Q2 24 | -7.42× | -94.46× | ||
| Q1 24 | -9.87× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ONIT
暂无分部数据
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
