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OptimumBank Holdings, Inc.（OPHC）与RETRACTABLE TECHNOLOGIES INC（RVP）财务数据对比。点击上方公司名可切换其他公司
OptimumBank Holdings, Inc.的季度营收约是RETRACTABLE TECHNOLOGIES INC的1.4倍（$13.6M vs $9.4M），OptimumBank Holdings, Inc.净利率更高（35.7% vs -24.9%，领先60.6%），OptimumBank Holdings, Inc.同比增速更快（32.0% vs 4.0%），过去两年OptimumBank Holdings, Inc.的营收复合增速更高（23.0% vs 11.5%）
OptimumBank Holdings, Inc.是总部位于美国佛罗里达州的银行控股企业，旗下运营社区银行OptimumBank，面向佛罗里达州南部的个人消费者与中小企业，提供存款、各类贷款、财富管理等综合银行服务。
Retractable Technologies Inc是一家专业医疗设备制造商，主打可回缩注射器、安全针头、静脉导管等一次性安全医疗产品，客户覆盖医疗机构、制药企业及公共卫生部门，产品可有效降低医护人员与患者的针刺伤害风险。
OPHC vs RVP — 直观对比
营收规模更大
OPHC
是对方的1.4倍
$9.4M
营收增速更快
OPHC
高出28.0%
4.0%
净利率更高
OPHC
高出60.6%
-24.9%
两年增速更快
OPHC
近两年复合增速
11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.6M | $9.4M |
| 净利润 | $4.9M | $-2.3M |
| 毛利率 | — | -16.2% |
| 营业利润率 | 47.5% | -81.7% |
| 净利率 | 35.7% | -24.9% |
| 营收同比 | 32.0% | 4.0% |
| 净利润同比 | 22.9% | -162.3% |
| 每股收益（稀释后） | $-0.08 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPHCRVP
| Q4 25 | $13.6M | $9.4M | ||
| Q3 25 | $13.0M | $10.1M | ||
| Q2 25 | $12.1M | $10.4M | ||
| Q1 25 | $10.7M | $8.3M | ||
| Q4 24 | $10.3M | $9.1M | ||
| Q3 24 | $10.1M | $10.3M | ||
| Q2 24 | $9.9M | $6.0M | ||
| Q1 24 | $9.0M | $7.6M |
净利润OPHCRVP
| Q4 25 | $4.9M | $-2.3M | ||
| Q3 25 | $4.3M | $371.0K | ||
| Q2 25 | $3.6M | $-87.5K | ||
| Q1 25 | $3.9M | $-10.5M | ||
| Q4 24 | $3.9M | $3.8M | ||
| Q3 24 | $3.3M | $-1.9M | ||
| Q2 24 | $3.5M | $-14.2M | ||
| Q1 24 | $2.4M | $429.4K |
毛利率OPHCRVP
| Q4 25 | — | -16.2% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -0.0% | ||
| Q4 24 | — | -27.5% | ||
| Q3 24 | — | -0.1% | ||
| Q2 24 | — | -7.0% | ||
| Q1 24 | — | 25.0% |
营业利润率OPHCRVP
| Q4 25 | 47.5% | -81.7% | ||
| Q3 25 | 43.5% | -36.2% | ||
| Q2 25 | 40.2% | -49.1% | ||
| Q1 25 | 48.8% | -56.4% | ||
| Q4 24 | 51.5% | -79.6% | ||
| Q3 24 | 44.0% | -49.6% | ||
| Q2 24 | 46.9% | -95.6% | ||
| Q1 24 | 35.9% | -39.3% |
净利率OPHCRVP
| Q4 25 | 35.7% | -24.9% | ||
| Q3 25 | 33.2% | 3.7% | ||
| Q2 25 | 29.8% | -0.8% | ||
| Q1 25 | 36.3% | -126.6% | ||
| Q4 24 | 38.3% | 41.6% | ||
| Q3 24 | 32.8% | -18.6% | ||
| Q2 24 | 35.2% | -234.9% | ||
| Q1 24 | 26.4% | 5.7% |
每股收益（稀释后）OPHCRVP
| Q4 25 | $-0.08 | $-0.09 | ||
| Q3 25 | $0.18 | $0.01 | ||
| Q2 25 | $0.29 | $0.00 | ||
| Q1 25 | $0.32 | $-0.35 | ||
| Q4 24 | $-0.17 | $0.14 | ||
| Q3 24 | $0.15 | $-0.07 | ||
| Q2 24 | $0.34 | $-0.48 | ||
| Q1 24 | $0.31 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.6M |
| 总债务越低越好 | — | $895.6K |
| 股东权益账面价值 | $121.9M | $74.4M |
| 总资产 | $1.1B | $142.6M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资OPHCRVP
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $3.4M | ||
| Q2 25 | — | $3.0M | ||
| Q1 25 | — | $3.4M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | — | $3.9M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $10.0M |
总债务OPHCRVP
| Q4 25 | — | $895.6K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益OPHCRVP
| Q4 25 | $121.9M | $74.4M | ||
| Q3 25 | $116.9M | $76.8M | ||
| Q2 25 | $111.3M | $76.5M | ||
| Q1 25 | $108.0M | $76.6M | ||
| Q4 24 | $103.2M | $87.2M | ||
| Q3 24 | $92.7M | $83.5M | ||
| Q2 24 | $87.0M | $85.4M | ||
| Q1 24 | $83.0M | $99.7M |
总资产OPHCRVP
| Q4 25 | $1.1B | $142.6M | ||
| Q3 25 | $1.1B | $146.4M | ||
| Q2 25 | $999.1M | $147.1M | ||
| Q1 25 | $977.5M | $149.3M | ||
| Q4 24 | $932.9M | $160.7M | ||
| Q3 24 | $945.2M | $157.8M | ||
| Q2 24 | $899.8M | $160.7M | ||
| Q1 24 | $940.6M | $176.0M |
负债/权益比OPHCRVP
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.8M | $-596.5K |
| 自由现金流经营现金流 - 资本支出 | $16.9M | — |
| 自由现金流率自由现金流/营收 | 124.6% | — |
| 资本支出强度资本支出/营收 | 6.6% | — |
| 现金转化率经营现金流/净利润 | 3.68× | — |
| 过去12个月自由现金流最近4个季度 | $27.6M | — |
8季度趋势，按日历期对齐
经营现金流OPHCRVP
| Q4 25 | $17.8M | $-596.5K | ||
| Q3 25 | $1.9M | $-1.3M | ||
| Q2 25 | $6.2M | $-3.7M | ||
| Q1 25 | $3.1M | $-1.5M | ||
| Q4 24 | $15.6M | $-1.1M | ||
| Q3 24 | $4.0M | $-5.7M | ||
| Q2 24 | $3.1M | $-2.7M | ||
| Q1 24 | $2.5M | $-2.0M |
自由现金流OPHCRVP
| Q4 25 | $16.9M | — | ||
| Q3 25 | $1.9M | $-1.3M | ||
| Q2 25 | $5.9M | $-4.1M | ||
| Q1 25 | $2.9M | $-1.6M | ||
| Q4 24 | $14.6M | $-1.4M | ||
| Q3 24 | $3.9M | $-6.5M | ||
| Q2 24 | $2.7M | $-2.8M | ||
| Q1 24 | $2.3M | $-2.2M |
自由现金流率OPHCRVP
| Q4 25 | 124.6% | — | ||
| Q3 25 | 14.7% | -13.4% | ||
| Q2 25 | 48.5% | -38.9% | ||
| Q1 25 | 26.8% | -18.8% | ||
| Q4 24 | 141.9% | -15.5% | ||
| Q3 24 | 38.3% | -63.0% | ||
| Q2 24 | 27.5% | -46.8% | ||
| Q1 24 | 25.4% | -29.6% |
资本支出强度OPHCRVP
| Q4 25 | 6.6% | — | ||
| Q3 25 | 0.0% | 0.9% | ||
| Q2 25 | 2.5% | 3.2% | ||
| Q1 25 | 2.7% | 1.0% | ||
| Q4 24 | 9.6% | 3.3% | ||
| Q3 24 | 1.5% | 7.7% | ||
| Q2 24 | 3.6% | 2.0% | ||
| Q1 24 | 2.9% | 3.0% |
现金转化率OPHCRVP
| Q4 25 | 3.68× | — | ||
| Q3 25 | 0.44× | -3.39× | ||
| Q2 25 | 1.71× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 3.95× | -0.29× | ||
| Q3 24 | 1.21× | — | ||
| Q2 24 | 0.89× | — | ||
| Q1 24 | 1.07× | -4.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
