vs
OptimumBank Holdings, Inc.（OPHC）与Spero Therapeutics, Inc.（SPRO）财务数据对比。点击上方公司名可切换其他公司
OptimumBank Holdings, Inc.的季度营收约是Spero Therapeutics, Inc.的1.1倍（$13.6M vs $12.6M），Spero Therapeutics, Inc.净利率更高（250.7% vs 35.7%，领先215.0%），Spero Therapeutics, Inc.同比增速更快（24080.8% vs 32.0%），过去两年Spero Therapeutics, Inc.的营收复合增速更高（847.7% vs 23.0%）
OptimumBank Holdings, Inc.是总部位于美国佛罗里达州的银行控股企业，旗下运营社区银行OptimumBank，面向佛罗里达州南部的个人消费者与中小企业，提供存款、各类贷款、财富管理等综合银行服务。
OPHC vs SPRO — 直观对比
营收规模更大
OPHC
是对方的1.1倍
$12.6M
营收增速更快
SPRO
高出24048.8%
32.0%
净利率更高
SPRO
高出215.0%
35.7%
两年增速更快
SPRO
近两年复合增速
23.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.6M | $12.6M |
| 净利润 | $4.9M | $31.5M |
| 毛利率 | — | — |
| 营业利润率 | 47.5% | — |
| 净利率 | 35.7% | 250.7% |
| 营收同比 | 32.0% | 24080.8% |
| 净利润同比 | 22.9% | 250.9% |
| 每股收益（稀释后） | $-0.08 | $0.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPHCSPRO
| Q4 25 | $13.6M | $12.6M | ||
| Q3 25 | $13.0M | $0 | ||
| Q2 25 | $12.1M | $0 | ||
| Q1 25 | $10.7M | $12.0K | ||
| Q4 24 | $10.3M | $52.0K | ||
| Q3 24 | $10.1M | $65.0K | ||
| Q2 24 | $9.9M | $114.0K | ||
| Q1 24 | $9.0M | $140.0K |
净利润OPHCSPRO
| Q4 25 | $4.9M | $31.5M | ||
| Q3 25 | $4.3M | $-7.4M | ||
| Q2 25 | $3.6M | $-1.7M | ||
| Q1 25 | $3.9M | $-13.9M | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $3.3M | $-17.1M | ||
| Q2 24 | $3.5M | $-17.9M | ||
| Q1 24 | $2.4M | $-12.7M |
营业利润率OPHCSPRO
| Q4 25 | 47.5% | — | ||
| Q3 25 | 43.5% | — | ||
| Q2 25 | 40.2% | — | ||
| Q1 25 | 48.8% | -122758.3% | ||
| Q4 24 | 51.5% | — | ||
| Q3 24 | 44.0% | -28604.6% | ||
| Q2 24 | 46.9% | -16720.2% | ||
| Q1 24 | 35.9% | -9987.1% |
净利率OPHCSPRO
| Q4 25 | 35.7% | 250.7% | ||
| Q3 25 | 33.2% | — | ||
| Q2 25 | 29.8% | — | ||
| Q1 25 | 36.3% | -115550.0% | ||
| Q4 24 | 38.3% | — | ||
| Q3 24 | 32.8% | -26380.0% | ||
| Q2 24 | 35.2% | -15668.4% | ||
| Q1 24 | 26.4% | -9049.3% |
每股收益（稀释后）OPHCSPRO
| Q4 25 | $-0.08 | $0.56 | ||
| Q3 25 | $0.18 | $-0.13 | ||
| Q2 25 | $0.29 | $-0.03 | ||
| Q1 25 | $0.32 | $-0.25 | ||
| Q4 24 | $-0.17 | — | ||
| Q3 24 | $0.15 | $-0.32 | ||
| Q2 24 | $0.34 | $-0.33 | ||
| Q1 24 | $0.31 | $-0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $40.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $121.9M | $59.0M |
| 总资产 | $1.1B | $68.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OPHCSPRO
| Q4 25 | — | $40.3M | ||
| Q3 25 | — | $48.6M | ||
| Q2 25 | — | $31.2M | ||
| Q1 25 | — | $48.9M | ||
| Q4 24 | — | $52.9M | ||
| Q3 24 | — | $76.3M | ||
| Q2 24 | — | $63.5M | ||
| Q1 24 | — | $82.3M |
股东权益OPHCSPRO
| Q4 25 | $121.9M | $59.0M | ||
| Q3 25 | $116.9M | $26.5M | ||
| Q2 25 | $111.3M | $32.8M | ||
| Q1 25 | $108.0M | $33.8M | ||
| Q4 24 | $103.2M | $46.1M | ||
| Q3 24 | $92.7M | $65.5M | ||
| Q2 24 | $87.0M | $80.5M | ||
| Q1 24 | $83.0M | $96.2M |
总资产OPHCSPRO
| Q4 25 | $1.1B | $68.9M | ||
| Q3 25 | $1.1B | $54.2M | ||
| Q2 25 | $999.1M | $62.1M | ||
| Q1 25 | $977.5M | $77.7M | ||
| Q4 24 | $932.9M | $110.5M | ||
| Q3 24 | $945.2M | $135.2M | ||
| Q2 24 | $899.8M | $149.9M | ||
| Q1 24 | $940.6M | $167.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.8M | $-8.4M |
| 自由现金流经营现金流 - 资本支出 | $16.9M | — |
| 自由现金流率自由现金流/营收 | 124.6% | — |
| 资本支出强度资本支出/营收 | 6.6% | — |
| 现金转化率经营现金流/净利润 | 3.68× | -0.26× |
| 过去12个月自由现金流最近4个季度 | $27.6M | — |
8季度趋势，按日历期对齐
经营现金流OPHCSPRO
| Q4 25 | $17.8M | $-8.4M | ||
| Q3 25 | $1.9M | $17.4M | ||
| Q2 25 | $6.2M | $-17.7M | ||
| Q1 25 | $3.1M | $-4.0M | ||
| Q4 24 | $15.6M | $-23.4M | ||
| Q3 24 | $4.0M | $12.8M | ||
| Q2 24 | $3.1M | $-18.7M | ||
| Q1 24 | $2.5M | $5.9M |
自由现金流OPHCSPRO
| Q4 25 | $16.9M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $5.9M | — | ||
| Q1 25 | $2.9M | — | ||
| Q4 24 | $14.6M | — | ||
| Q3 24 | $3.9M | — | ||
| Q2 24 | $2.7M | — | ||
| Q1 24 | $2.3M | — |
自由现金流率OPHCSPRO
| Q4 25 | 124.6% | — | ||
| Q3 25 | 14.7% | — | ||
| Q2 25 | 48.5% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 141.9% | — | ||
| Q3 24 | 38.3% | — | ||
| Q2 24 | 27.5% | — | ||
| Q1 24 | 25.4% | — |
资本支出强度OPHCSPRO
| Q4 25 | 6.6% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 2.9% | — |
现金转化率OPHCSPRO
| Q4 25 | 3.68× | -0.26× | ||
| Q3 25 | 0.44× | — | ||
| Q2 25 | 1.71× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 3.95× | — | ||
| Q3 24 | 1.21× | — | ||
| Q2 24 | 0.89× | — | ||
| Q1 24 | 1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
