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SYNTEC OPTICS HOLDINGS, INC.（OPTX）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是SYNTEC OPTICS HOLDINGS, INC.的1.9倍（$14.0M vs $7.5M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -4.6%，领先14.4%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs 2.5%），SYNTEC OPTICS HOLDINGS, INC.自由现金流更多（$-4.4K vs $-736.0K），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 9.5%）
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
OPTX vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.9倍
$7.5M
营收增速更快
RVSB
高出7.9%
2.5%
净利率更高
RVSB
高出14.4%
-4.6%
自由现金流更多
OPTX
多$731.6K
$-736.0K
两年增速更快
RVSB
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $7.5M | $14.0M |
| 净利润 | $-343.8K | $1.4M |
| 毛利率 | 23.6% | — |
| 营业利润率 | 4.2% | 12.4% |
| 净利率 | -4.6% | 9.8% |
| 营收同比 | 2.5% | 10.4% |
| 净利润同比 | 77.7% | 11.8% |
| 每股收益（稀释后） | $-0.01 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPTXRVSB
| Q4 25 | $7.5M | $14.0M | ||
| Q3 25 | $7.0M | $13.6M | ||
| Q2 25 | $6.6M | $13.3M | ||
| Q1 25 | $7.1M | $12.9M | ||
| Q4 24 | $7.3M | $12.7M | ||
| Q3 24 | $7.9M | $12.8M | ||
| Q2 24 | $7.0M | $12.2M | ||
| Q1 24 | $6.3M | $9.0M |
净利润OPTXRVSB
| Q4 25 | $-343.8K | $1.4M | ||
| Q3 25 | $-1.4M | $1.1M | ||
| Q2 25 | $-343.9K | $1.2M | ||
| Q1 25 | $323.7K | $1.1M | ||
| Q4 24 | $-1.5M | $1.2M | ||
| Q3 24 | $-13.3K | $1.6M | ||
| Q2 24 | $281.8K | $966.0K | ||
| Q1 24 | $-1.2M | $-3.0M |
毛利率OPTXRVSB
| Q4 25 | 23.6% | — | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | 23.3% | — | ||
| Q2 24 | 31.0% | — | ||
| Q1 24 | 11.3% | — |
营业利润率OPTXRVSB
| Q4 25 | 4.2% | 12.4% | ||
| Q3 25 | -17.5% | 10.2% | ||
| Q2 25 | -2.2% | 11.7% | ||
| Q1 25 | 7.5% | 11.3% | ||
| Q4 24 | -19.6% | 12.4% | ||
| Q3 24 | 1.4% | 15.5% | ||
| Q2 24 | 2.3% | 10.0% | ||
| Q1 24 | -22.5% | -47.5% |
净利率OPTXRVSB
| Q4 25 | -4.6% | 9.8% | ||
| Q3 25 | -20.6% | 8.1% | ||
| Q2 25 | -5.2% | 9.2% | ||
| Q1 25 | 4.6% | 8.9% | ||
| Q4 24 | -21.0% | 9.7% | ||
| Q3 24 | -0.2% | 12.2% | ||
| Q2 24 | 4.0% | 7.9% | ||
| Q1 24 | -19.3% | -34.7% |
每股收益（稀释后）OPTXRVSB
| Q4 25 | $-0.01 | $0.07 | ||
| Q3 25 | $-0.04 | $0.05 | ||
| Q2 25 | $-0.01 | $0.06 | ||
| Q1 25 | $0.01 | $0.05 | ||
| Q4 24 | $-0.05 | $0.06 | ||
| Q3 24 | $0.00 | $0.07 | ||
| Q2 24 | $0.01 | $0.05 | ||
| Q1 24 | $-0.03 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.6M |
| 总债务越低越好 | $2.6M | — |
| 股东权益账面价值 | $9.5M | $164.2M |
| 总资产 | $24.3M | $1.5B |
| 负债/权益比越低杠杆越低 | 0.28× | — |
8季度趋势，按日历期对齐
现金及短期投资OPTXRVSB
| Q4 25 | — | $28.6M | ||
| Q3 25 | — | $32.8M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $29.4M | ||
| Q4 24 | — | $25.3M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | — | $27.8M | ||
| Q1 24 | — | $23.6M |
总债务OPTXRVSB
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.7M | — | ||
| Q2 25 | $2.9M | — | ||
| Q1 25 | $3.0M | — | ||
| Q4 24 | $3.1M | — | ||
| Q3 24 | $3.2M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $3.0M | — |
股东权益OPTXRVSB
| Q4 25 | $9.5M | $164.2M | ||
| Q3 25 | $9.8M | $163.5M | ||
| Q2 25 | $11.0M | $162.0M | ||
| Q1 25 | $11.4M | $160.0M | ||
| Q4 24 | $11.0M | $158.3M | ||
| Q3 24 | $12.1M | $160.8M | ||
| Q2 24 | $12.1M | $155.9M | ||
| Q1 24 | $11.9M | $155.6M |
总资产OPTXRVSB
| Q4 25 | $24.3M | $1.5B | ||
| Q3 25 | $24.6M | $1.5B | ||
| Q2 25 | $25.3M | $1.5B | ||
| Q1 25 | $26.3M | $1.5B | ||
| Q4 24 | $26.0M | $1.5B | ||
| Q3 24 | $27.3M | $1.5B | ||
| Q2 24 | $25.8M | $1.5B | ||
| Q1 24 | $24.6M | $1.5B |
负债/权益比OPTXRVSB
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.26× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.25× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.9K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-4.4K | $-736.0K |
| 自由现金流率自由现金流/营收 | -0.1% | -5.2% |
| 资本支出强度资本支出/营收 | 0.0% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $28.3K | $20.4M |
8季度趋势，按日历期对齐
经营现金流OPTXRVSB
| Q4 25 | $-3.9K | $-506.0K | ||
| Q3 25 | $535.3K | $16.8M | ||
| Q2 25 | $-158.0K | $-697.0K | ||
| Q1 25 | $299.3K | $8.3M | ||
| Q4 24 | $623.8K | $2.2M | ||
| Q3 24 | $417.3K | $764.0K | ||
| Q2 24 | $-1.7M | $5.4M | ||
| Q1 24 | $-289.8K | $12.8M |
自由现金流OPTXRVSB
| Q4 25 | $-4.4K | $-736.0K | ||
| Q3 25 | $496.3K | $16.4M | ||
| Q2 25 | $-548.1K | $-773.0K | ||
| Q1 25 | $84.6K | $5.6M | ||
| Q4 24 | $12.1K | $1.9M | ||
| Q3 24 | $43.8K | $-1.4M | ||
| Q2 24 | $-1.9M | $5.3M | ||
| Q1 24 | $-385.1K | $7.1M |
自由现金流率OPTXRVSB
| Q4 25 | -0.1% | -5.2% | ||
| Q3 25 | 7.1% | 120.1% | ||
| Q2 25 | -8.4% | -5.8% | ||
| Q1 25 | 1.2% | 43.1% | ||
| Q4 24 | 0.2% | 15.0% | ||
| Q3 24 | 0.6% | -11.3% | ||
| Q2 24 | -26.5% | 43.7% | ||
| Q1 24 | -6.2% | 79.0% |
资本支出强度OPTXRVSB
| Q4 25 | 0.0% | 1.6% | ||
| Q3 25 | 0.6% | 2.9% | ||
| Q2 25 | 5.9% | 0.6% | ||
| Q1 25 | 3.0% | 21.0% | ||
| Q4 24 | 8.4% | 2.4% | ||
| Q3 24 | 4.7% | 17.3% | ||
| Q2 24 | 2.3% | 0.9% | ||
| Q1 24 | 1.5% | 62.0% |
现金转化率OPTXRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | 0.92× | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | -6.01× | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
