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OLD REPUBLIC INTERNATIONAL CORP（ORI）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
OLD REPUBLIC INTERNATIONAL CORP的季度营收约是Rivian Automotive, Inc.的1.9倍（$2.4B vs $1.3B），OLD REPUBLIC INTERNATIONAL CORP净利率更高（13.8% vs -63.1%，领先76.8%），OLD REPUBLIC INTERNATIONAL CORP同比增速更快（6.7% vs -25.8%），过去两年OLD REPUBLIC INTERNATIONAL CORP的营收复合增速更高（13.2% vs 3.3%）
Old Republic International Corp是一家总部位于美国伊利诺伊州芝加哥的保险企业，核心业务覆盖财产保险、产权保险两大领域，深耕行业多年，具备成熟的风险防控能力与完善的服务体系，可为各类客户提供专业可靠的保险产品及相关解决方案。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
ORI vs RIVN — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.4B | $1.3B |
| 净利润 | $330.0M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 13.8% | -63.1% |
| 营收同比 | 6.7% | -25.8% |
| 净利润同比 | 34.7% | -9.0% |
| 每股收益（稀释后） | — | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.4B | $1.6B | ||
| Q2 25 | $2.2B | $1.3B | ||
| Q1 25 | $2.1B | $1.2B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $2.3B | $874.0M | ||
| Q2 24 | $1.9B | $1.2B |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $-811.0M | ||
| Q3 25 | $279.5M | $-1.2B | ||
| Q2 25 | $204.4M | $-1.1B | ||
| Q1 25 | $245.0M | $-545.0M | ||
| Q4 24 | $105.3M | $-744.0M | ||
| Q3 24 | $338.9M | $-1.1B | ||
| Q2 24 | $91.8M | $-1.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | -64.8% | ||
| Q3 25 | 14.6% | -63.1% | ||
| Q2 25 | 11.8% | -85.5% | ||
| Q1 25 | 14.6% | -52.8% | ||
| Q4 24 | — | -38.1% | ||
| Q3 24 | 18.2% | -133.8% | ||
| Q2 24 | 6.1% | -118.7% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | -63.1% | ||
| Q3 25 | 11.5% | -75.3% | ||
| Q2 25 | 9.3% | -85.7% | ||
| Q1 25 | 11.6% | -44.0% | ||
| Q4 24 | 5.3% | -42.9% | ||
| Q3 24 | 14.5% | -125.9% | ||
| Q2 24 | 4.9% | -125.8% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $-0.66 | ||
| Q3 25 | $1.11 | $-0.96 | ||
| Q2 25 | $0.81 | $-0.97 | ||
| Q1 25 | $0.98 | $-0.48 | ||
| Q4 24 | $0.42 | $-0.67 | ||
| Q3 24 | $1.32 | $-1.08 | ||
| Q2 24 | $0.35 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.9M | $4.6B |
| 总资产 | $29.6M | $14.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $6.1B | ||
| Q3 25 | — | $7.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $7.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $5.5B |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $4.6B | ||
| Q3 25 | $6.4B | $5.1B | ||
| Q2 25 | $6.2B | $6.1B | ||
| Q1 25 | $5.9B | $6.2B | ||
| Q4 24 | $5.6B | $6.6B | ||
| Q3 24 | $6.4B | $5.9B | ||
| Q2 24 | $6.0B | $6.8B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $14.9B | ||
| Q3 25 | $30.3B | $15.2B | ||
| Q2 25 | $29.3B | $15.6B | ||
| Q1 25 | $28.0B | $15.5B | ||
| Q4 24 | $27.8B | $15.4B | ||
| Q3 24 | $28.8B | $14.3B | ||
| Q2 24 | $27.5B | $15.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $-681.0M | ||
| Q3 25 | $563.9M | $26.0M | ||
| Q2 25 | $133.8M | $64.0M | ||
| Q1 25 | $231.7M | $-188.0M | ||
| Q4 24 | $361.7M | $1.2B | ||
| Q3 24 | $474.8M | $-876.0M | ||
| Q2 24 | $236.5M | $-754.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-421.0M | ||
| Q2 25 | — | $-398.0M | ||
| Q1 25 | — | $-526.0M | ||
| Q4 24 | — | $856.0M | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-1.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | -89.0% | ||
| Q3 25 | — | -27.0% | ||
| Q2 25 | — | -30.5% | ||
| Q1 25 | — | -42.4% | ||
| Q4 24 | — | 49.4% | ||
| Q3 24 | — | -131.9% | ||
| Q2 24 | — | -89.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 28.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | — | 18.9% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 24.4% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 3.43× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 2.58× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ORI
| operating | $2.2B | 92% |
| Other | $201.8M | 8% |
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
