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OneStream, Inc.（OS）与合众银行（STBA）财务数据对比。点击上方公司名可切换其他公司
OneStream, Inc.的季度营收约是合众银行的1.6倍（$163.7M vs $102.1M），合众银行净利率更高（34.4% vs 0.6%，领先33.7%），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 2.6%）
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
合众银行是总部位于美国明尼苏达州明尼阿波利斯、注册地为特拉华州的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构。旗下核心运营主体为美国合众银行全国协会，以“U.S. Bank”品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
OS vs STBA — 直观对比
营收规模更大
OS
是对方的1.6倍
$102.1M
净利率更高
STBA
高出33.7%
0.6%
两年增速更快
OS
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $163.7M | $102.1M |
| 净利润 | $999.0K | $35.1M |
| 毛利率 | 69.8% | — |
| 营业利润率 | -3.2% | — |
| 净利率 | 0.6% | 34.4% |
| 营收同比 | 23.6% | — |
| 净利润同比 | — | 5.0% |
| 每股收益（稀释后） | — | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSSTBA
| Q1 26 | — | $102.1M | ||
| Q4 25 | $163.7M | $105.3M | ||
| Q3 25 | $154.3M | $103.0M | ||
| Q2 25 | $147.6M | $100.1M | ||
| Q1 25 | $136.3M | $93.8M | ||
| Q4 24 | $132.5M | $94.3M | ||
| Q3 24 | $129.1M | $96.4M | ||
| Q2 24 | $117.5M | $96.9M |
净利润OSSTBA
| Q1 26 | — | $35.1M | ||
| Q4 25 | $999.0K | $34.0M | ||
| Q3 25 | $-8.8M | $35.0M | ||
| Q2 25 | $-18.4M | $31.9M | ||
| Q1 25 | $-24.0M | $33.4M | ||
| Q4 24 | — | $33.1M | ||
| Q3 24 | $-171.9M | $32.6M | ||
| Q2 24 | $-7.8M | $34.4M |
毛利率OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | 69.8% | — | ||
| Q3 25 | 68.1% | — | ||
| Q2 25 | 68.6% | — | ||
| Q1 25 | 68.0% | — | ||
| Q4 24 | 66.8% | — | ||
| Q3 24 | 50.1% | — | ||
| Q2 24 | 68.5% | — |
营业利润率OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | -3.2% | 40.3% | ||
| Q3 25 | -11.3% | 42.6% | ||
| Q2 25 | -21.8% | 40.0% | ||
| Q1 25 | -29.3% | 44.5% | ||
| Q4 24 | -35.8% | 43.8% | ||
| Q3 24 | -197.6% | 43.0% | ||
| Q2 24 | -9.8% | 44.2% |
净利率OSSTBA
| Q1 26 | — | 34.4% | ||
| Q4 25 | 0.6% | 32.3% | ||
| Q3 25 | -5.7% | 33.9% | ||
| Q2 25 | -12.5% | 31.9% | ||
| Q1 25 | -17.6% | 35.6% | ||
| Q4 24 | — | 35.1% | ||
| Q3 24 | -133.1% | 33.8% | ||
| Q2 24 | -6.7% | 35.5% |
每股收益（稀释后）OSSTBA
| Q1 26 | — | $0.94 | ||
| Q4 25 | — | $0.88 | ||
| Q3 25 | — | $0.91 | ||
| Q2 25 | — | $0.83 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | — | $0.86 | ||
| Q3 24 | $-1.06 | $0.85 | ||
| Q2 24 | — | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $693.6M | — |
| 总债务越低越好 | — | $100.8M |
| 股东权益账面价值 | $504.7M | $1.4B |
| 总资产 | $1.0B | $9.9B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | $693.6M | $163.4M | ||
| Q3 25 | $653.9M | $196.2M | ||
| Q2 25 | $652.1M | $203.1M | ||
| Q1 25 | $593.9M | $211.8M | ||
| Q4 24 | $544.2M | $244.8M | ||
| Q3 24 | $495.5M | $228.1M | ||
| Q2 24 | $140.5M | $246.3M |
总债务OSSTBA
| Q1 26 | — | $100.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益OSSTBA
| Q1 26 | — | $1.4B | ||
| Q4 25 | $504.7M | $1.5B | ||
| Q3 25 | $472.1M | $1.5B | ||
| Q2 25 | $458.2M | $1.4B | ||
| Q1 25 | $412.9M | $1.4B | ||
| Q4 24 | $386.2M | $1.4B | ||
| Q3 24 | $458.2M | $1.4B | ||
| Q2 24 | $97.5M | $1.3B |
总资产OSSTBA
| Q1 26 | — | $9.9B | ||
| Q4 25 | $1.0B | $9.9B | ||
| Q3 25 | $949.4M | $9.8B | ||
| Q2 25 | $910.5M | $9.8B | ||
| Q1 25 | $867.3M | $9.7B | ||
| Q4 24 | $823.2M | $9.7B | ||
| Q3 24 | $750.1M | $9.6B | ||
| Q2 24 | $379.7M | $9.6B |
负债/权益比OSSTBA
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $25.8M | — |
| 自由现金流经营现金流 - 资本支出 | $25.6M | — |
| 自由现金流率自由现金流/营收 | 15.7% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 25.79× | — |
| 过去12个月自由现金流最近4个季度 | $95.6M | — |
8季度趋势，按日历期对齐
经营现金流OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $133.6M | ||
| Q3 25 | $5.0M | $40.5M | ||
| Q2 25 | $29.7M | $28.3M | ||
| Q1 25 | $36.2M | $28.7M | ||
| Q4 24 | — | $173.4M | ||
| Q3 24 | $2.4M | $27.6M | ||
| Q2 24 | $8.1M | $44.7M |
自由现金流OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | $25.6M | $128.8M | ||
| Q3 25 | $4.8M | $39.9M | ||
| Q2 25 | $29.4M | $27.1M | ||
| Q1 25 | $35.8M | $27.0M | ||
| Q4 24 | — | $170.4M | ||
| Q3 24 | $1.3M | $26.9M | ||
| Q2 24 | $7.7M | $43.9M |
自由现金流率OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | 15.7% | 122.4% | ||
| Q3 25 | 3.1% | 38.7% | ||
| Q2 25 | 19.9% | 27.1% | ||
| Q1 25 | 26.3% | 28.8% | ||
| Q4 24 | — | 180.7% | ||
| Q3 24 | 1.0% | 28.0% | ||
| Q2 24 | 6.6% | 45.3% |
资本支出强度OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 4.5% | ||
| Q3 25 | 0.1% | 0.6% | ||
| Q2 25 | 0.2% | 1.2% | ||
| Q1 25 | 0.3% | 1.8% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | 0.8% | 0.7% | ||
| Q2 24 | 0.3% | 0.9% |
现金转化率OSSTBA
| Q1 26 | — | — | ||
| Q4 25 | 25.79× | 3.93× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.86× | ||
| Q4 24 | — | 5.24× | ||
| Q3 24 | — | 0.85× | ||
| Q2 24 | — | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
STBA
| Net Interest Income | $88.4M | 87% |
| Noninterest Income | $13.6M | 13% |
