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Oscar Health, Inc.（OSCR）与RYDER SYSTEM INC（R）财务数据对比。点击上方公司名可切换其他公司
RYDER SYSTEM INC的季度营收约是Oscar Health, Inc.的1.1倍（$3.1B vs $2.8B），RYDER SYSTEM INC净利率更高（3.0% vs -3933.2%，领先3936.2%），Oscar Health, Inc.同比增速更快（17.3% vs 1.0%），Oscar Health, Inc.自由现金流更多（$1.1B vs $273.0M），过去两年Oscar Health, Inc.的营收复合增速更高（14.4% vs -0.9%）
奥斯卡健康（Oscar Health, Inc.）是美国营利性健康保险公司，2012年由约书亚·库什纳、凯文·纳泽米与马里奥·施洛瑟联合创立，总部设于纽约市。公司深耕健康保险领域，依托远程医疗、医疗专属技术界面及透明的理赔定价体系，帮助患者更便捷地享受医疗相关服务。
Ryder System Inc.是美国专业运输物流服务商，总部位于佛罗里达州科勒尔盖布尔斯，业务覆盖美国及英国，核心业务包含卡车租赁、车队管理、供应链及运输管理，同时提供车辆维保、二手车销售、专业司机派遣、电商履约与最后一公里配送等多元服务。
OSCR vs R — 直观对比
营收规模更大
R
是对方的1.1倍
$2.8B
营收增速更快
OSCR
高出16.3%
1.0%
净利率更高
R
高出3936.2%
-3933.2%
自由现金流更多
OSCR
多$785.5M
$273.0M
两年增速更快
OSCR
近两年复合增速
-0.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $3.1B |
| 净利润 | $-352.6M | $93.0M |
| 毛利率 | — | — |
| 营业利润率 | -3722.8% | — |
| 净利率 | -3933.2% | 3.0% |
| 营收同比 | 17.3% | 1.0% |
| 净利润同比 | -129.6% | -5.1% |
| 每股收益（稀释后） | $-1.19 | $2.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSCRR
| Q1 26 | — | $3.1B | ||
| Q4 25 | $2.8B | $3.2B | ||
| Q3 25 | $3.0B | $3.2B | ||
| Q2 25 | $2.9B | $3.2B | ||
| Q1 25 | $3.0B | $3.1B | ||
| Q4 24 | $2.4B | $3.2B | ||
| Q3 24 | $2.4B | $3.2B | ||
| Q2 24 | $2.2B | $3.2B |
净利润OSCRR
| Q1 26 | — | $93.0M | ||
| Q4 25 | $-352.6M | $132.0M | ||
| Q3 25 | $-137.4M | $138.0M | ||
| Q2 25 | $-228.4M | $131.0M | ||
| Q1 25 | $275.3M | $98.0M | ||
| Q4 24 | $-153.5M | $135.0M | ||
| Q3 24 | $-54.6M | $142.0M | ||
| Q2 24 | $56.2M | $127.0M |
营业利润率OSCRR
| Q1 26 | — | — | ||
| Q4 25 | -3722.8% | 5.6% | ||
| Q3 25 | -4.3% | 6.0% | ||
| Q2 25 | -8.0% | 5.8% | ||
| Q1 25 | 9.8% | 4.3% | ||
| Q4 24 | -3070.1% | 5.7% | ||
| Q3 24 | -2.0% | 5.9% | ||
| Q2 24 | 3.1% | 5.6% |
净利率OSCRR
| Q1 26 | — | 3.0% | ||
| Q4 25 | -3933.2% | 4.2% | ||
| Q3 25 | -4.6% | 4.4% | ||
| Q2 25 | -8.0% | 4.1% | ||
| Q1 25 | 9.0% | 3.1% | ||
| Q4 24 | -3190.9% | 4.2% | ||
| Q3 24 | -2.3% | 4.5% | ||
| Q2 24 | 2.5% | 4.0% |
每股收益（稀释后）OSCRR
| Q1 26 | — | $2.34 | ||
| Q4 25 | $-1.19 | $3.22 | ||
| Q3 25 | $-0.53 | $3.32 | ||
| Q2 25 | $-0.89 | $3.13 | ||
| Q1 25 | $0.92 | $2.27 | ||
| Q4 24 | $-0.50 | $3.09 | ||
| Q3 24 | $-0.22 | $3.24 | ||
| Q2 24 | $0.20 | $2.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $182.0M |
| 总债务越低越好 | $430.1M | — |
| 股东权益账面价值 | $977.6M | $2.9B |
| 总资产 | $6.3B | — |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资OSCRR
| Q1 26 | — | $182.0M | ||
| Q4 25 | $2.8B | $198.0M | ||
| Q3 25 | $2.1B | $189.0M | ||
| Q2 25 | $2.6B | $180.0M | ||
| Q1 25 | $2.2B | $151.0M | ||
| Q4 24 | $2.2B | $154.0M | ||
| Q3 24 | $1.2B | $162.0M | ||
| Q2 24 | $2.3B | $164.0M |
总债务OSCRR
| Q1 26 | — | — | ||
| Q4 25 | $430.1M | $6.8B | ||
| Q3 25 | $686.3M | $7.3B | ||
| Q2 25 | $299.9M | $7.0B | ||
| Q1 25 | $299.7M | $6.7B | ||
| Q4 24 | $299.6M | $6.7B | ||
| Q3 24 | $299.4M | $6.6B | ||
| Q2 24 | $299.2M | $6.5B |
股东权益OSCRR
| Q1 26 | — | $2.9B | ||
| Q4 25 | $977.6M | $3.1B | ||
| Q3 25 | $1.0B | $3.1B | ||
| Q2 25 | $1.2B | $3.1B | ||
| Q1 25 | $1.3B | $3.0B | ||
| Q4 24 | $1.0B | $3.1B | ||
| Q3 24 | $1.2B | $3.1B | ||
| Q2 24 | $1.1B | $3.1B |
总资产OSCRR
| Q1 26 | — | — | ||
| Q4 25 | $6.3B | $16.4B | ||
| Q3 25 | $5.7B | $16.5B | ||
| Q2 25 | $6.4B | $16.5B | ||
| Q1 25 | $5.8B | $16.4B | ||
| Q4 24 | $4.8B | $16.7B | ||
| Q3 24 | $4.5B | $16.5B | ||
| Q2 24 | $5.0B | $16.4B |
负债/权益比OSCRR
| Q1 26 | — | — | ||
| Q4 25 | 0.44× | 2.24× | ||
| Q3 25 | 0.67× | 2.35× | ||
| Q2 25 | 0.26× | 2.27× | ||
| Q1 25 | 0.22× | 2.21× | ||
| Q4 24 | 0.30× | 2.14× | ||
| Q3 24 | 0.26× | 2.17× | ||
| Q2 24 | 0.26× | 2.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1B | $583.0M |
| 自由现金流经营现金流 - 资本支出 | $1.1B | $273.0M |
| 自由现金流率自由现金流/营收 | 37.7% | 8.7% |
| 资本支出强度资本支出/营收 | 1.3% | 13.7% |
| 现金转化率经营现金流/净利润 | — | 6.27× |
| 过去12个月自由现金流最近4个季度 | $1.5B | $595.0M |
8季度趋势，按日历期对齐
经营现金流OSCRR
| Q1 26 | — | $583.0M | ||
| Q4 25 | $1.1B | $749.0M | ||
| Q3 25 | $-964.7M | $442.0M | ||
| Q2 25 | $509.1M | $752.0M | ||
| Q1 25 | $878.5M | $651.0M | ||
| Q4 24 | $978.2M | $558.0M | ||
| Q3 24 | $-500.1M | $629.0M | ||
| Q2 24 | $497.2M | $552.0M |
自由现金流OSCRR
| Q1 26 | — | $273.0M | ||
| Q4 25 | $1.1B | $344.0M | ||
| Q3 25 | $-973.7M | $-85.0M | ||
| Q2 25 | $499.8M | $63.0M | ||
| Q1 25 | $869.5M | $137.0M | ||
| Q4 24 | $950.3M | $-201.0M | ||
| Q3 24 | $-507.7M | $30.0M | ||
| Q2 24 | $489.6M | $-87.0M |
自由现金流率OSCRR
| Q1 26 | — | 8.7% | ||
| Q4 25 | 37.7% | 10.8% | ||
| Q3 25 | -32.6% | -2.7% | ||
| Q2 25 | 17.5% | 2.0% | ||
| Q1 25 | 28.5% | 4.4% | ||
| Q4 24 | 39.7% | -6.3% | ||
| Q3 24 | -20.9% | 0.9% | ||
| Q2 24 | 22.1% | -2.7% |
资本支出强度OSCRR
| Q1 26 | — | 13.7% | ||
| Q4 25 | 1.3% | 12.8% | ||
| Q3 25 | 0.3% | 16.6% | ||
| Q2 25 | 0.3% | 21.6% | ||
| Q1 25 | 0.3% | 16.4% | ||
| Q4 24 | 1.2% | 23.8% | ||
| Q3 24 | 0.3% | 18.9% | ||
| Q2 24 | 0.3% | 20.1% |
现金转化率OSCRR
| Q1 26 | — | 6.27× | ||
| Q4 25 | — | 5.67× | ||
| Q3 25 | — | 3.20× | ||
| Q2 25 | — | 5.74× | ||
| Q1 25 | 3.19× | 6.64× | ||
| Q4 24 | — | 4.13× | ||
| Q3 24 | — | 4.43× | ||
| Q2 24 | 8.85× | 4.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSCR
暂无分部数据
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
