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Oscar Health, Inc.（OSCR）与皇家加勒比集团（RCL）财务数据对比。点击上方公司名可切换其他公司
皇家加勒比集团的季度营收约是Oscar Health, Inc.的1.6倍（$4.5B vs $2.8B），皇家加勒比集团净利率更高（21.3% vs -3933.2%，领先3954.5%），Oscar Health, Inc.同比增速更快（17.3% vs 11.3%），过去两年Oscar Health, Inc.的营收复合增速更高（14.4% vs 4.1%）
奥斯卡健康（Oscar Health, Inc.）是美国营利性健康保险公司，2012年由约书亚·库什纳、凯文·纳泽米与马里奥·施洛瑟联合创立，总部设于纽约市。公司深耕健康保险领域，依托远程医疗、医疗专属技术界面及透明的理赔定价体系，帮助患者更便捷地享受医疗相关服务。
皇家加勒比集团前身为皇家加勒比邮轮有限公司，是仅次于嘉年华公司的全球第二大邮轮运营商。集团总部位于美国佛罗里达州迈阿密，在利比里亚注册，目前全资拥有皇家加勒比国际游轮、名人邮轮、银海邮轮三大品牌，还持有途易邮轮50%的股份。
OSCR vs RCL — 直观对比
营收规模更大
RCL
是对方的1.6倍
$2.8B
营收增速更快
OSCR
高出5.9%
11.3%
净利率更高
RCL
高出3954.5%
-3933.2%
两年增速更快
OSCR
近两年复合增速
4.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $4.5B |
| 净利润 | $-352.6M | $950.0M |
| 毛利率 | — | — |
| 营业利润率 | -3722.8% | 26.1% |
| 净利率 | -3933.2% | 21.3% |
| 营收同比 | 17.3% | 11.3% |
| 净利润同比 | -129.6% | 29.1% |
| 每股收益（稀释后） | $-1.19 | $3.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSCRRCL
| Q1 26 | — | $4.5B | ||
| Q4 25 | $2.8B | $4.3B | ||
| Q3 25 | $3.0B | $5.1B | ||
| Q2 25 | $2.9B | $4.5B | ||
| Q1 25 | $3.0B | $4.0B | ||
| Q4 24 | $2.4B | $3.8B | ||
| Q3 24 | $2.4B | $4.9B | ||
| Q2 24 | $2.2B | $4.1B |
净利润OSCRRCL
| Q1 26 | — | $950.0M | ||
| Q4 25 | $-352.6M | $753.0M | ||
| Q3 25 | $-137.4M | $1.6B | ||
| Q2 25 | $-228.4M | $1.2B | ||
| Q1 25 | $275.3M | $730.0M | ||
| Q4 24 | $-153.5M | $552.0M | ||
| Q3 24 | $-54.6M | $1.1B | ||
| Q2 24 | $56.2M | $854.0M |
毛利率OSCRRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 51.8% | ||
| Q2 25 | — | 49.7% | ||
| Q1 25 | — | 48.0% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 47.6% |
营业利润率OSCRRCL
| Q1 26 | — | 26.1% | ||
| Q4 25 | -3722.8% | 21.9% | ||
| Q3 25 | -4.3% | 33.1% | ||
| Q2 25 | -8.0% | 29.3% | ||
| Q1 25 | 9.8% | 23.6% | ||
| Q4 24 | -3070.1% | 16.6% | ||
| Q3 24 | -2.0% | 33.4% | ||
| Q2 24 | 3.1% | 26.7% |
净利率OSCRRCL
| Q1 26 | — | 21.3% | ||
| Q4 25 | -3933.2% | 17.7% | ||
| Q3 25 | -4.6% | 30.6% | ||
| Q2 25 | -8.0% | 26.7% | ||
| Q1 25 | 9.0% | 18.3% | ||
| Q4 24 | -3190.9% | 14.7% | ||
| Q3 24 | -2.3% | 22.7% | ||
| Q2 24 | 2.5% | 20.8% |
每股收益（稀释后）OSCRRCL
| Q1 26 | — | $3.48 | ||
| Q4 25 | $-1.19 | $2.76 | ||
| Q3 25 | $-0.53 | $5.74 | ||
| Q2 25 | $-0.89 | $4.41 | ||
| Q1 25 | $0.92 | $2.70 | ||
| Q4 24 | $-0.50 | $2.27 | ||
| Q3 24 | $-0.22 | $4.21 | ||
| Q2 24 | $0.20 | $3.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $512.0M |
| 总债务越低越好 | $430.1M | $21.1B |
| 股东权益账面价值 | $977.6M | $10.0B |
| 总资产 | $6.3B | $42.0B |
| 负债/权益比越低杠杆越低 | 0.44× | 2.11× |
8季度趋势，按日历期对齐
现金及短期投资OSCRRCL
| Q1 26 | — | $512.0M | ||
| Q4 25 | $2.8B | $825.0M | ||
| Q3 25 | $2.1B | $432.0M | ||
| Q2 25 | $2.6B | $735.0M | ||
| Q1 25 | $2.2B | $386.0M | ||
| Q4 24 | $2.2B | $388.0M | ||
| Q3 24 | $1.2B | $418.0M | ||
| Q2 24 | $2.3B | $391.0M |
总债务OSCRRCL
| Q1 26 | — | $21.1B | ||
| Q4 25 | $430.1M | $18.2B | ||
| Q3 25 | $686.3M | $17.2B | ||
| Q2 25 | $299.9M | $17.6B | ||
| Q1 25 | $299.7M | $18.0B | ||
| Q4 24 | $299.6M | $18.5B | ||
| Q3 24 | $299.4M | $19.0B | ||
| Q2 24 | $299.2M | $19.8B |
股东权益OSCRRCL
| Q1 26 | — | $10.0B | ||
| Q4 25 | $977.6M | $10.0B | ||
| Q3 25 | $1.0B | $10.1B | ||
| Q2 25 | $1.2B | $9.2B | ||
| Q1 25 | $1.3B | $8.0B | ||
| Q4 24 | $1.0B | $7.6B | ||
| Q3 24 | $1.2B | $7.0B | ||
| Q2 24 | $1.1B | $6.0B |
总资产OSCRRCL
| Q1 26 | — | $42.0B | ||
| Q4 25 | $6.3B | $41.6B | ||
| Q3 25 | $5.7B | $40.1B | ||
| Q2 25 | $6.4B | $38.5B | ||
| Q1 25 | $5.8B | $37.5B | ||
| Q4 24 | $4.8B | $37.1B | ||
| Q3 24 | $4.5B | $37.1B | ||
| Q2 24 | $5.0B | $37.0B |
负债/权益比OSCRRCL
| Q1 26 | — | 2.11× | ||
| Q4 25 | 0.44× | 1.81× | ||
| Q3 25 | 0.67× | 1.70× | ||
| Q2 25 | 0.26× | 1.92× | ||
| Q1 25 | 0.22× | 2.26× | ||
| Q4 24 | 0.30× | 2.44× | ||
| Q3 24 | 0.26× | 2.69× | ||
| Q2 24 | 0.26× | 3.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1B | $1.8B |
| 自由现金流经营现金流 - 资本支出 | $1.1B | — |
| 自由现金流率自由现金流/营收 | 37.7% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | — | 1.93× |
| 过去12个月自由现金流最近4个季度 | $1.5B | — |
8季度趋势，按日历期对齐
经营现金流OSCRRCL
| Q1 26 | — | $1.8B | ||
| Q4 25 | $1.1B | $1.6B | ||
| Q3 25 | $-964.7M | $1.5B | ||
| Q2 25 | $509.1M | $1.7B | ||
| Q1 25 | $878.5M | $1.6B | ||
| Q4 24 | $978.2M | $1.5B | ||
| Q3 24 | $-500.1M | $897.0M | ||
| Q2 24 | $497.2M | $1.6B |
自由现金流OSCRRCL
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $116.0M | ||
| Q3 25 | $-973.7M | $-989.0M | ||
| Q2 25 | $499.8M | $910.0M | ||
| Q1 25 | $869.5M | $1.2B | ||
| Q4 24 | $950.3M | $915.0M | ||
| Q3 24 | $-507.7M | $563.0M | ||
| Q2 24 | $489.6M | $-567.0M |
自由现金流率OSCRRCL
| Q1 26 | — | — | ||
| Q4 25 | 37.7% | 2.7% | ||
| Q3 25 | -32.6% | -19.2% | ||
| Q2 25 | 17.5% | 20.1% | ||
| Q1 25 | 28.5% | 30.0% | ||
| Q4 24 | 39.7% | 24.3% | ||
| Q3 24 | -20.9% | 11.5% | ||
| Q2 24 | 22.1% | -13.8% |
资本支出强度OSCRRCL
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 35.4% | ||
| Q3 25 | 0.3% | 47.8% | ||
| Q2 25 | 0.3% | 18.4% | ||
| Q1 25 | 0.3% | 10.7% | ||
| Q4 24 | 1.2% | 14.7% | ||
| Q3 24 | 0.3% | 6.8% | ||
| Q2 24 | 0.3% | 52.1% |
现金转化率OSCRRCL
| Q1 26 | — | 1.93× | ||
| Q4 25 | — | 2.16× | ||
| Q3 25 | — | 0.93× | ||
| Q2 25 | — | 1.44× | ||
| Q1 25 | 3.19× | 2.23× | ||
| Q4 24 | — | 2.66× | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | 8.85× | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSCR
暂无分部数据
RCL
| Passenger ticket revenues | $3.0B | 68% |
| Onboard and other revenues | $1.4B | 32% |
