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Oscar Health, Inc.（OSCR）与Snap Inc（SNAP）财务数据对比。点击上方公司名可切换其他公司
Oscar Health, Inc.的季度营收约是Snap Inc的1.6倍（$2.8B vs $1.7B），Snap Inc净利率更高（2.6% vs -3933.2%，领先3935.8%），Oscar Health, Inc.同比增速更快（17.3% vs 10.2%），Oscar Health, Inc.自由现金流更多（$1.1B vs $205.6M），过去两年Snap Inc的营收复合增速更高（19.9% vs 14.4%）
奥斯卡健康（Oscar Health, Inc.）是美国营利性健康保险公司，2012年由约书亚·库什纳、凯文·纳泽米与马里奥·施洛瑟联合创立，总部设于纽约市。公司深耕健康保险领域，依托远程医疗、医疗专属技术界面及透明的理赔定价体系，帮助患者更便捷地享受医疗相关服务。
Snap Inc.是一家美国科技企业，2011年9月16日由埃文·斯皮格尔、鲍比·墨菲和雷吉·布朗联合创立，总部位于加利福尼亚州圣莫尼卡。公司核心产品包括社交应用Snapchat、智能眼镜Spectacles、虚拟形象工具Bitmoji以及营销推广解决方案SnapBoost，2016年9月24日由原Snapchat Inc.更名为现名，覆盖社交、智能硬件等多元业务领域。
OSCR vs SNAP — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $1.7B |
| 净利润 | $-352.6M | $45.2M |
| 毛利率 | — | 59.1% |
| 营业利润率 | -3722.8% | 2.9% |
| 净利率 | -3933.2% | 2.6% |
| 营收同比 | 17.3% | 10.2% |
| 净利润同比 | -129.6% | 396.7% |
| 每股收益（稀释后） | $-1.19 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $2.8B | $1.7B | ||
| Q3 25 | $3.0B | $1.5B | ||
| Q2 25 | $2.9B | $1.3B | ||
| Q1 25 | $3.0B | $1.4B | ||
| Q4 24 | $2.4B | $1.6B | ||
| Q3 24 | $2.4B | $1.4B | ||
| Q2 24 | $2.2B | $1.2B | ||
| Q1 24 | $2.1B | $1.2B |
| Q4 25 | $-352.6M | $45.2M | ||
| Q3 25 | $-137.4M | $-103.5M | ||
| Q2 25 | $-228.4M | $-262.6M | ||
| Q1 25 | $275.3M | $-139.6M | ||
| Q4 24 | $-153.5M | $9.1M | ||
| Q3 24 | $-54.6M | $-153.2M | ||
| Q2 24 | $56.2M | $-248.6M | ||
| Q1 24 | $177.4M | $-305.1M |
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 55.3% | ||
| Q2 25 | — | 51.4% | ||
| Q1 25 | — | 53.1% | ||
| Q4 24 | — | 56.9% | ||
| Q3 24 | — | 53.5% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 51.9% |
| Q4 25 | -3722.8% | 2.9% | ||
| Q3 25 | -4.3% | -8.5% | ||
| Q2 25 | -8.0% | -19.3% | ||
| Q1 25 | 9.8% | -14.2% | ||
| Q4 24 | -3070.1% | -1.7% | ||
| Q3 24 | -2.0% | -12.6% | ||
| Q2 24 | 3.1% | -20.5% | ||
| Q1 24 | 8.7% | -27.9% |
| Q4 25 | -3933.2% | 2.6% | ||
| Q3 25 | -4.6% | -6.9% | ||
| Q2 25 | -8.0% | -19.5% | ||
| Q1 25 | 9.0% | -10.2% | ||
| Q4 24 | -3190.9% | 0.6% | ||
| Q3 24 | -2.3% | -11.2% | ||
| Q2 24 | 2.5% | -20.1% | ||
| Q1 24 | 8.3% | -25.5% |
| Q4 25 | $-1.19 | $0.03 | ||
| Q3 25 | $-0.53 | $-0.06 | ||
| Q2 25 | $-0.89 | $-0.16 | ||
| Q1 25 | $0.92 | $-0.08 | ||
| Q4 24 | $-0.50 | $0.01 | ||
| Q3 24 | $-0.22 | $-0.09 | ||
| Q2 24 | $0.20 | $-0.15 | ||
| Q1 24 | $0.62 | $-0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $2.9B |
| 总债务越低越好 | $430.1M | $3.5B |
| 股东权益账面价值 | $977.6M | $2.3B |
| 总资产 | $6.3B | $7.7B |
| 负债/权益比越低杠杆越低 | 0.44× | 1.55× |
8季度趋势，按日历期对齐
| Q4 25 | $2.8B | $2.9B | ||
| Q3 25 | $2.1B | $3.0B | ||
| Q2 25 | $2.6B | $2.9B | ||
| Q1 25 | $2.2B | $3.2B | ||
| Q4 24 | $2.2B | $3.4B | ||
| Q3 24 | $1.2B | $3.2B | ||
| Q2 24 | $2.3B | $3.1B | ||
| Q1 24 | $2.2B | $2.9B |
| Q4 25 | $430.1M | $3.5B | ||
| Q3 25 | $686.3M | $3.5B | ||
| Q2 25 | $299.9M | $3.6B | ||
| Q1 25 | $299.7M | $3.6B | ||
| Q4 24 | $299.6M | $3.6B | ||
| Q3 24 | $299.4M | $3.6B | ||
| Q2 24 | $299.2M | $3.6B | ||
| Q1 24 | $299.0M | $3.3B |
| Q4 25 | $977.6M | $2.3B | ||
| Q3 25 | $1.0B | $2.2B | ||
| Q2 25 | $1.2B | $2.1B | ||
| Q1 25 | $1.3B | $2.3B | ||
| Q4 24 | $1.0B | $2.5B | ||
| Q3 24 | $1.2B | $2.2B | ||
| Q2 24 | $1.1B | $2.1B | ||
| Q1 24 | $1.0B | $2.1B |
| Q4 25 | $6.3B | $7.7B | ||
| Q3 25 | $5.7B | $7.6B | ||
| Q2 25 | $6.4B | $7.4B | ||
| Q1 25 | $5.8B | $7.6B | ||
| Q4 24 | $4.8B | $7.9B | ||
| Q3 24 | $4.5B | $7.6B | ||
| Q2 24 | $5.0B | $7.4B | ||
| Q1 24 | $4.4B | $7.2B |
| Q4 25 | 0.44× | 1.55× | ||
| Q3 25 | 0.67× | 1.59× | ||
| Q2 25 | 0.26× | 1.73× | ||
| Q1 25 | 0.22× | 1.56× | ||
| Q4 24 | 0.30× | 1.49× | ||
| Q3 24 | 0.26× | 1.65× | ||
| Q2 24 | 0.26× | 1.76× | ||
| Q1 24 | 0.29× | 1.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1B | $269.6M |
| 自由现金流经营现金流 - 资本支出 | $1.1B | $205.6M |
| 自由现金流率自由现金流/营收 | 37.7% | 12.0% |
| 资本支出强度资本支出/营收 | 1.3% | 3.7% |
| 现金转化率经营现金流/净利润 | — | 5.96× |
| 过去12个月自由现金流最近4个季度 | $1.5B | $437.2M |
8季度趋势，按日历期对齐
| Q4 25 | $1.1B | $269.6M | ||
| Q3 25 | $-964.7M | $146.5M | ||
| Q2 25 | $509.1M | $88.5M | ||
| Q1 25 | $878.5M | $151.6M | ||
| Q4 24 | $978.2M | $230.6M | ||
| Q3 24 | $-500.1M | $115.9M | ||
| Q2 24 | $497.2M | $-21.4M | ||
| Q1 24 | $634.4M | $88.4M |
| Q4 25 | $1.1B | $205.6M | ||
| Q3 25 | $-973.7M | $93.4M | ||
| Q2 25 | $499.8M | $23.8M | ||
| Q1 25 | $869.5M | $114.4M | ||
| Q4 24 | $950.3M | $182.4M | ||
| Q3 24 | $-507.7M | $71.8M | ||
| Q2 24 | $489.6M | $-73.4M | ||
| Q1 24 | $628.4M | $37.9M |
| Q4 25 | 37.7% | 12.0% | ||
| Q3 25 | -32.6% | 6.2% | ||
| Q2 25 | 17.5% | 1.8% | ||
| Q1 25 | 28.5% | 8.4% | ||
| Q4 24 | 39.7% | 11.7% | ||
| Q3 24 | -20.9% | 5.2% | ||
| Q2 24 | 22.1% | -5.9% | ||
| Q1 24 | 29.3% | 3.2% |
| Q4 25 | 1.3% | 3.7% | ||
| Q3 25 | 0.3% | 3.5% | ||
| Q2 25 | 0.3% | 4.8% | ||
| Q1 25 | 0.3% | 2.7% | ||
| Q4 24 | 1.2% | 3.1% | ||
| Q3 24 | 0.3% | 3.2% | ||
| Q2 24 | 0.3% | 4.2% | ||
| Q1 24 | 0.3% | 4.2% |
| Q4 25 | — | 5.96× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.19× | — | ||
| Q4 24 | — | 25.34× | ||
| Q3 24 | — | — | ||
| Q2 24 | 8.85× | — | ||
| Q1 24 | 3.58× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSCR
暂无分部数据
SNAP
| Advertising Revenue | $1.5B | 86% |
| Other Revenue | $231.9M | 14% |
