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奥的斯（OTIS）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
信安金融集团的季度营收约是奥的斯的1.3倍（$4.6B vs $3.6B），信安金融集团净利率更高（11.3% vs 9.5%，领先1.8%），奥的斯同比增速更快（1.0% vs -3.7%），过去两年信安金融集团的营收复合增速更高（6.3% vs -0.5%）
奥的斯（Otis Worldwide）是总部位于美国的知名垂直交通解决方案提供商，专业从事电梯、自动扶梯、自动人行道及相关配套设备的研发、生产与销售业务，产品覆盖全球各地区的商业楼宇、公共设施、住宅等多元场景。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
OTIS vs PFG — 直观对比
营收规模更大
PFG
是对方的1.3倍
$3.6B
营收增速更快
OTIS
高出4.7%
-3.7%
净利率更高
PFG
高出1.8%
9.5%
两年增速更快
PFG
近两年复合增速
-0.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.6B | $4.6B |
| 净利润 | $340.0M | $517.0M |
| 毛利率 | — | — |
| 营业利润率 | 15.1% | — |
| 净利率 | 9.5% | 11.3% |
| 营收同比 | 1.0% | -3.7% |
| 净利润同比 | 750.0% | -42.9% |
| 每股收益（稀释后） | $0.87 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OTISPFG
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.8B | $4.6B | ||
| Q3 25 | $3.7B | $3.7B | ||
| Q2 25 | $3.6B | $3.7B | ||
| Q1 25 | $3.4B | $3.7B | ||
| Q4 24 | $3.7B | $4.8B | ||
| Q3 24 | $3.5B | $3.0B | ||
| Q2 24 | $3.6B | $4.3B |
净利润OTISPFG
| Q1 26 | $340.0M | — | ||
| Q4 25 | $374.0M | $517.0M | ||
| Q3 25 | $374.0M | $213.8M | ||
| Q2 25 | $393.0M | $406.2M | ||
| Q1 25 | $243.0M | $48.1M | ||
| Q4 24 | $337.0M | $905.4M | ||
| Q3 24 | $540.0M | $-220.0M | ||
| Q2 24 | $415.0M | $353.1M |
营业利润率OTISPFG
| Q1 26 | 15.1% | — | ||
| Q4 25 | 15.5% | — | ||
| Q3 25 | 15.9% | — | ||
| Q2 25 | 15.2% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 14.4% | — | ||
| Q3 24 | 10.2% | — | ||
| Q2 24 | 15.8% | — |
净利率OTISPFG
| Q1 26 | 9.5% | — | ||
| Q4 25 | 9.9% | 11.3% | ||
| Q3 25 | 10.1% | 5.8% | ||
| Q2 25 | 10.9% | 11.1% | ||
| Q1 25 | 7.3% | 1.3% | ||
| Q4 24 | 9.2% | 19.1% | ||
| Q3 24 | 15.2% | -7.3% | ||
| Q2 24 | 11.5% | 8.2% |
每股收益（稀释后）OTISPFG
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.95 | $2.30 | ||
| Q3 25 | $0.95 | $0.95 | ||
| Q2 25 | $0.99 | $1.79 | ||
| Q1 25 | $0.61 | $0.21 | ||
| Q4 24 | $0.85 | $3.92 | ||
| Q3 24 | $1.34 | $-0.95 | ||
| Q2 24 | $1.02 | $1.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $834.0M | $4.4B |
| 总债务越低越好 | $6.9B | $3.9B |
| 股东权益账面价值 | — | $11.9B |
| 总资产 | $10.5B | $341.4B |
| 负债/权益比越低杠杆越低 | — | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资OTISPFG
| Q1 26 | $834.0M | — | ||
| Q4 25 | $1.1B | $4.4B | ||
| Q3 25 | $840.0M | $5.1B | ||
| Q2 25 | $688.0M | $3.7B | ||
| Q1 25 | $1.9B | $3.9B | ||
| Q4 24 | $2.3B | $4.2B | ||
| Q3 24 | $827.0M | $6.2B | ||
| Q2 24 | $942.0M | $4.8B |
总债务OTISPFG
| Q1 26 | $6.9B | — | ||
| Q4 25 | $7.8B | $3.9B | ||
| Q3 25 | $7.7B | $3.9B | ||
| Q2 25 | $7.2B | $3.9B | ||
| Q1 25 | $8.4B | $4.3B | ||
| Q4 24 | $8.3B | $4.0B | ||
| Q3 24 | $6.9B | $3.9B | ||
| Q2 24 | $6.8B | $3.9B |
股东权益OTISPFG
| Q1 26 | — | — | ||
| Q4 25 | $-5.4B | $11.9B | ||
| Q3 25 | $-5.4B | $11.7B | ||
| Q2 25 | $-5.4B | $11.4B | ||
| Q1 25 | $-5.1B | $11.2B | ||
| Q4 24 | $-4.8B | $11.1B | ||
| Q3 24 | $-4.9B | $11.2B | ||
| Q2 24 | $-5.0B | $11.0B |
总资产OTISPFG
| Q1 26 | $10.5B | — | ||
| Q4 25 | $10.7B | $341.4B | ||
| Q3 25 | $10.8B | $334.5B | ||
| Q2 25 | $10.5B | $323.1B | ||
| Q1 25 | $11.2B | $313.0B | ||
| Q4 24 | $11.3B | $313.7B | ||
| Q3 24 | $10.3B | $322.9B | ||
| Q2 24 | $9.9B | $308.8B |
负债/权益比OTISPFG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.33× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.39× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $380.0M | — |
| 自由现金流率自由现金流/营收 | 10.7% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | — | 3.37× |
| 过去12个月自由现金流最近4个季度 | $1.7B | — |
8季度趋势，按日历期对齐
经营现金流OTISPFG
| Q1 26 | — | — | ||
| Q4 25 | $817.0M | $1.7B | ||
| Q3 25 | $374.0M | $1.0B | ||
| Q2 25 | $215.0M | $811.9M | ||
| Q1 25 | $190.0M | $977.3M | ||
| Q4 24 | $690.0M | $1.5B | ||
| Q3 24 | $394.0M | $1.1B | ||
| Q2 24 | $308.0M | $1.4B |
自由现金流OTISPFG
| Q1 26 | $380.0M | — | ||
| Q4 25 | $772.0M | — | ||
| Q3 25 | $337.0M | — | ||
| Q2 25 | $179.0M | — | ||
| Q1 25 | $156.0M | — | ||
| Q4 24 | $651.0M | — | ||
| Q3 24 | $362.0M | — | ||
| Q2 24 | $284.0M | — |
自由现金流率OTISPFG
| Q1 26 | 10.7% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 9.1% | — | ||
| Q2 25 | 5.0% | — | ||
| Q1 25 | 4.7% | — | ||
| Q4 24 | 17.7% | — | ||
| Q3 24 | 10.2% | — | ||
| Q2 24 | 7.9% | — |
资本支出强度OTISPFG
| Q1 26 | 0.9% | — | ||
| Q4 25 | 1.2% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 0.7% | — |
现金转化率OTISPFG
| Q1 26 | — | — | ||
| Q4 25 | 2.18× | 3.37× | ||
| Q3 25 | 1.00× | 4.70× | ||
| Q2 25 | 0.55× | 2.00× | ||
| Q1 25 | 0.78× | 20.32× | ||
| Q4 24 | 2.05× | 1.61× | ||
| Q3 24 | 0.73× | — | ||
| Q2 24 | 0.74× | 4.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OTIS
| Service | $2.2B | 61% |
| New Equipment | $1.1B | 32% |
| Other | $230.0M | 6% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
