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Oak Valley Bancorp（OVLY）与Research Solutions, Inc.（RSSS）财务数据对比。点击上方公司名可切换其他公司
Oak Valley Bancorp的季度营收约是Research Solutions, Inc.的1.8倍（$21.3M vs $11.8M），Oak Valley Bancorp净利率更高（29.8% vs 4.6%，领先25.1%），Oak Valley Bancorp同比增速更快（10.4% vs -1.0%），Oak Valley Bancorp自由现金流更多（$24.6M vs $1.4M），过去两年Oak Valley Bancorp的营收复合增速更高（6.5% vs -1.3%）
谷国家银行控股公司（以谷银行名义开展业务）是一家总部位于新泽西州莫里斯敦的区域性银行控股公司，总资产约640亿美元。其主要子公司谷国家银行目前在新泽西州、纽约州、佛罗里达州、阿拉巴马州、加利福尼亚州和伊利诺伊州运营着超过230家分支机构与商业银行网点，是新泽西州本土规模最大的商业银行之一。
雅各布斯解决方案是一家总部位于美国达拉斯的国际技术专业服务企业，面向全球各类客户（包括企业、机构及政府部门）提供工程、技术、专业、建筑相关服务，以及科研与专项咨询服务，常年位居《工程新闻纪录》顶级设计企业榜单榜首。
OVLY vs RSSS — 直观对比
营收规模更大
OVLY
是对方的1.8倍
$11.8M
营收增速更快
OVLY
高出11.4%
-1.0%
净利率更高
OVLY
高出25.1%
4.6%
自由现金流更多
OVLY
多$23.2M
$1.4M
两年增速更快
OVLY
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $21.3M | $11.8M |
| 净利润 | $6.3M | $546.9K |
| 毛利率 | — | 52.4% |
| 营业利润率 | 38.3% | 6.3% |
| 净利率 | 29.8% | 4.6% |
| 营收同比 | 10.4% | -1.0% |
| 净利润同比 | 5.4% | 127.6% |
| 每股收益（稀释后） | $0.76 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OVLYRSSS
| Q4 25 | $21.3M | $11.8M | ||
| Q3 25 | $21.2M | $12.3M | ||
| Q2 25 | $19.9M | $12.4M | ||
| Q1 25 | $19.4M | $12.7M | ||
| Q4 24 | $19.3M | $11.9M | ||
| Q3 24 | $19.5M | $12.0M | ||
| Q2 24 | $19.1M | $12.1M | ||
| Q1 24 | $18.8M | $12.1M |
净利润OVLYRSSS
| Q4 25 | $6.3M | $546.9K | ||
| Q3 25 | $6.7M | $749.4K | ||
| Q2 25 | $5.6M | $2.4M | ||
| Q1 25 | $5.3M | $216.5K | ||
| Q4 24 | $6.0M | $-2.0M | ||
| Q3 24 | $7.3M | $669.0K | ||
| Q2 24 | $5.9M | $-2.8M | ||
| Q1 24 | $5.7M | $76.3K |
毛利率OVLYRSSS
| Q4 25 | — | 52.4% | ||
| Q3 25 | — | 50.6% | ||
| Q2 25 | — | 51.0% | ||
| Q1 25 | — | 49.5% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 47.9% | ||
| Q2 24 | — | 46.5% | ||
| Q1 24 | — | 45.2% |
营业利润率OVLYRSSS
| Q4 25 | 38.3% | 6.3% | ||
| Q3 25 | 40.3% | 7.8% | ||
| Q2 25 | 36.1% | 9.7% | ||
| Q1 25 | 35.0% | 4.4% | ||
| Q4 24 | 40.1% | 0.8% | ||
| Q3 24 | 50.2% | 5.4% | ||
| Q2 24 | 39.0% | 5.5% | ||
| Q1 24 | 38.5% | 0.7% |
净利率OVLYRSSS
| Q4 25 | 29.8% | 4.6% | ||
| Q3 25 | 31.6% | 6.1% | ||
| Q2 25 | 28.1% | 19.0% | ||
| Q1 25 | 27.3% | 1.7% | ||
| Q4 24 | 31.2% | -16.6% | ||
| Q3 24 | 37.6% | 5.6% | ||
| Q2 24 | 30.9% | -23.3% | ||
| Q1 24 | 30.5% | 0.6% |
每股收益（稀释后）OVLYRSSS
| Q4 25 | $0.76 | $0.02 | ||
| Q3 25 | $0.81 | $0.02 | ||
| Q2 25 | $0.67 | $0.08 | ||
| Q1 25 | $0.64 | $0.01 | ||
| Q4 24 | $0.73 | $-0.07 | ||
| Q3 24 | $0.89 | $0.02 | ||
| Q2 24 | $0.71 | $-0.09 | ||
| Q1 24 | $0.69 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $232.2M | $12.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $208.0M | $17.2M |
| 总资产 | $2.0B | $44.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OVLYRSSS
| Q4 25 | $232.2M | $12.3M | ||
| Q3 25 | $247.2M | $12.0M | ||
| Q2 25 | $198.9M | $12.2M | ||
| Q1 25 | $209.3M | $9.9M | ||
| Q4 24 | $168.8M | $7.7M | ||
| Q3 24 | $213.9M | $6.9M | ||
| Q2 24 | $180.3M | $6.1M | ||
| Q1 24 | $169.7M | $4.2M |
股东权益OVLYRSSS
| Q4 25 | $208.0M | $17.2M | ||
| Q3 25 | $198.3M | $15.6M | ||
| Q2 25 | $185.8M | $13.9M | ||
| Q1 25 | $183.5M | $11.2M | ||
| Q4 24 | $183.4M | $11.1M | ||
| Q3 24 | $185.4M | $12.8M | ||
| Q2 24 | $171.8M | $11.7M | ||
| Q1 24 | $166.9M | $14.1M |
总资产OVLYRSSS
| Q4 25 | $2.0B | $44.2M | ||
| Q3 25 | $2.0B | $45.5M | ||
| Q2 25 | $1.9B | $46.1M | ||
| Q1 25 | $1.9B | $45.2M | ||
| Q4 24 | $1.9B | $42.8M | ||
| Q3 24 | $1.9B | $41.4M | ||
| Q2 24 | $1.8B | $41.9M | ||
| Q1 24 | $1.8B | $40.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.7M | $1.4M |
| 自由现金流经营现金流 - 资本支出 | $24.6M | $1.4M |
| 自由现金流率自由现金流/营收 | 115.4% | 11.7% |
| 资本支出强度资本支出/营收 | 19.3% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.53× | 2.53× |
| 过去12个月自由现金流最近4个季度 | $41.7M | — |
8季度趋势，按日历期对齐
经营现金流OVLYRSSS
| Q4 25 | $28.7M | $1.4M | ||
| Q3 25 | $7.1M | $1.1M | ||
| Q2 25 | $5.6M | $2.3M | ||
| Q1 25 | $8.0M | $2.9M | ||
| Q4 24 | $25.6M | $1.0M | ||
| Q3 24 | $8.9M | $843.1K | ||
| Q2 24 | $4.2M | $2.0M | ||
| Q1 24 | $8.3M | $2.0M |
自由现金流OVLYRSSS
| Q4 25 | $24.6M | $1.4M | ||
| Q3 25 | $6.3M | $1.1M | ||
| Q2 25 | $4.0M | — | ||
| Q1 25 | $6.8M | $2.9M | ||
| Q4 24 | $23.9M | — | ||
| Q3 24 | $8.7M | — | ||
| Q2 24 | $3.6M | $1.9M | ||
| Q1 24 | $8.1M | $2.0M |
自由现金流率OVLYRSSS
| Q4 25 | 115.4% | 11.7% | ||
| Q3 25 | 30.0% | 8.8% | ||
| Q2 25 | 20.1% | — | ||
| Q1 25 | 35.0% | 22.8% | ||
| Q4 24 | 123.8% | — | ||
| Q3 24 | 44.9% | — | ||
| Q2 24 | 18.8% | 16.0% | ||
| Q1 24 | 43.4% | 16.6% |
资本支出强度OVLYRSSS
| Q4 25 | 19.3% | 0.1% | ||
| Q3 25 | 3.7% | 0.1% | ||
| Q2 25 | 8.0% | — | ||
| Q1 25 | 6.1% | 0.0% | ||
| Q4 24 | 9.2% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 3.1% | 0.1% | ||
| Q1 24 | 0.7% | 0.0% |
现金转化率OVLYRSSS
| Q4 25 | 4.53× | 2.53× | ||
| Q3 25 | 1.07× | 1.48× | ||
| Q2 25 | 1.00× | 0.96× | ||
| Q1 25 | 1.50× | 13.36× | ||
| Q4 24 | 4.27× | — | ||
| Q3 24 | 1.22× | 1.26× | ||
| Q2 24 | 0.71× | — | ||
| Q1 24 | 1.45× | 26.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OVLY
暂无分部数据
RSSS
| Transactions | $6.6M | 56% |
| Platforms | $5.2M | 44% |
