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Ranpak Holdings Corp.（PACK）与Ally金融（SPFI）财务数据对比。点击上方公司名可切换其他公司
Ranpak Holdings Corp.的季度营收约是Ally金融的1.7倍（$93.7M vs $54.1M），过去两年Ranpak Holdings Corp.的营收复合增速更高（13.7% vs 5.6%）
Ranpak Holdings Corp.主营生产防护纸质包装设备与纸制品，可为电商及各行业货品运输提供纸质缓冲包装方案，同时也供应自动化包装解决方案。公司总部位于美国俄亥俄州康科德，在美国本土多个州、捷克、荷兰、中国上海及新加坡均设有生产基地与办公室，产品可用于包裹缠绕、缓冲填隙、冷链运输等多种场景。
Ally金融是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的Ally底特律中心。该公司提供多元金融服务，涵盖汽车融资、直营网络银行、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
PACK vs SPFI — 直观对比
营收规模更大
PACK
是对方的1.7倍
$54.1M
两年增速更快
PACK
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.7M | $54.1M |
| 净利润 | — | $14.5M |
| 毛利率 | 39.0% | — |
| 营业利润率 | -1.0% | — |
| 净利率 | — | 26.9% |
| 营收同比 | 2.3% | — |
| 净利润同比 | — | 18.3% |
| 每股收益（稀释后） | $-0.11 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PACKSPFI
| Q1 26 | — | $54.1M | ||
| Q4 25 | $93.7M | $53.9M | ||
| Q3 25 | $83.6M | $54.2M | ||
| Q2 25 | $77.8M | $54.7M | ||
| Q1 25 | $77.6M | $49.2M | ||
| Q4 24 | $91.6M | $51.9M | ||
| Q3 24 | $78.6M | $47.9M | ||
| Q2 24 | $72.8M | $48.6M |
净利润PACKSPFI
| Q1 26 | — | $14.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | $-10.4M | $16.3M | ||
| Q2 25 | $-7.5M | $14.6M | ||
| Q1 25 | $-10.9M | $12.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-8.1M | $11.2M | ||
| Q2 24 | $5.5M | $11.1M |
毛利率PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | 39.0% | — | ||
| Q3 25 | 41.1% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 39.8% | — | ||
| Q4 24 | 45.2% | — | ||
| Q3 24 | 43.8% | — | ||
| Q2 24 | 43.5% | — |
营业利润率PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | -1.0% | 35.4% | ||
| Q3 25 | -6.8% | 38.1% | ||
| Q2 25 | -12.5% | 34.1% | ||
| Q1 25 | -10.3% | 31.9% | ||
| Q4 24 | 1.5% | 39.9% | ||
| Q3 24 | -5.3% | 29.8% | ||
| Q2 24 | -7.1% | 29.3% |
净利率PACKSPFI
| Q1 26 | — | 26.9% | ||
| Q4 25 | — | — | ||
| Q3 25 | -12.4% | 30.1% | ||
| Q2 25 | -9.6% | 26.7% | ||
| Q1 25 | -14.0% | 25.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | -10.3% | 23.4% | ||
| Q2 24 | 7.6% | 22.9% |
每股收益（稀释后）PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | $-0.11 | $0.90 | ||
| Q3 25 | $-0.12 | $0.96 | ||
| Q2 25 | $-0.09 | $0.86 | ||
| Q1 25 | $-0.13 | $0.72 | ||
| Q4 24 | $-0.13 | $0.96 | ||
| Q3 24 | $-0.10 | $0.66 | ||
| Q2 24 | $0.07 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.0M | $722.0M |
| 总债务越低越好 | $401.9M | $3.0K |
| 股东权益账面价值 | $534.9M | $504.9M |
| 总资产 | $1.1B | $4.6B |
| 负债/权益比越低杠杆越低 | 0.75× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资PACKSPFI
| Q1 26 | — | $722.0M | ||
| Q4 25 | $63.0M | $552.4M | ||
| Q3 25 | $49.9M | $635.0M | ||
| Q2 25 | $49.2M | $470.5M | ||
| Q1 25 | $65.5M | $536.3M | ||
| Q4 24 | $76.1M | $359.1M | ||
| Q3 24 | $69.5M | $471.2M | ||
| Q2 24 | $65.1M | $298.0M |
总债务PACKSPFI
| Q1 26 | — | $3.0K | ||
| Q4 25 | $401.9M | — | ||
| Q3 25 | $403.1M | — | ||
| Q2 25 | $403.1M | — | ||
| Q1 25 | $405.2M | — | ||
| Q4 24 | $406.4M | — | ||
| Q3 24 | $403.2M | — | ||
| Q2 24 | $396.1M | — |
股东权益PACKSPFI
| Q1 26 | — | $504.9M | ||
| Q4 25 | $534.9M | $493.8M | ||
| Q3 25 | $537.8M | $477.8M | ||
| Q2 25 | $539.0M | $454.1M | ||
| Q1 25 | $544.1M | $443.7M | ||
| Q4 24 | $548.1M | $438.9M | ||
| Q3 24 | $564.3M | $443.1M | ||
| Q2 24 | $566.2M | $418.0M |
总资产PACKSPFI
| Q1 26 | — | $4.6B | ||
| Q4 25 | $1.1B | $4.5B | ||
| Q3 25 | $1.1B | $4.5B | ||
| Q2 25 | $1.1B | $4.4B | ||
| Q1 25 | $1.1B | $4.4B | ||
| Q4 24 | $1.1B | $4.2B | ||
| Q3 24 | $1.1B | $4.3B | ||
| Q2 24 | $1.1B | $4.2B |
负债/权益比PACKSPFI
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.75× | — | ||
| Q3 25 | 0.75× | — | ||
| Q2 25 | 0.75× | — | ||
| Q1 25 | 0.74× | — | ||
| Q4 24 | 0.74× | — | ||
| Q3 24 | 0.71× | — | ||
| Q2 24 | 0.70× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $19.5M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | $19.5M | $77.5M | ||
| Q3 25 | $8.5M | $24.2M | ||
| Q2 25 | $-3.6M | $14.7M | ||
| Q1 25 | $-1.3M | $26.1M | ||
| Q4 24 | $6.5M | $59.4M | ||
| Q3 24 | $10.1M | $17.9M | ||
| Q2 24 | $19.6M | $18.2M |
自由现金流PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | $71.8M | ||
| Q3 25 | — | $22.5M | ||
| Q2 25 | — | $13.0M | ||
| Q1 25 | — | $25.0M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.1M | ||
| Q2 24 | — | $17.1M |
自由现金流率PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | 133.3% | ||
| Q3 25 | — | 41.5% | ||
| Q2 25 | — | 23.8% | ||
| Q1 25 | — | 50.8% | ||
| Q4 24 | — | 108.0% | ||
| Q3 24 | — | 35.7% | ||
| Q2 24 | — | 35.2% |
资本支出强度PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | 10.5% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 2.2% |
现金转化率PACKSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.12× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.59× | ||
| Q2 24 | 3.56× | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PACK
| Other | $47.9M | 51% |
| Europe And Asia Segment | $45.8M | 49% |
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
