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PACS Group, Inc.（PACS）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是PACS Group, Inc.的1.6倍（$2.2B vs $1.4B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 4.4%，领先19.1%），PACS Group, Inc.同比增速更快（18.4% vs -36.8%），过去两年PACS Group, Inc.的营收复合增速更高（20.5% vs -11.9%）
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
PACS vs RNR — 直观对比
营收规模更大
RNR
是对方的1.6倍
$1.4B
营收增速更快
PACS
高出55.2%
-36.8%
净利率更高
RNR
高出19.1%
4.4%
两年增速更快
PACS
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.2B |
| 净利润 | $59.7M | $515.8M |
| 毛利率 | — | — |
| 营业利润率 | 7.0% | — |
| 净利率 | 4.4% | 23.5% |
| 营收同比 | 18.4% | -36.8% |
| 净利润同比 | 3022.5% | 72.6% |
| 每股收益（稀释后） | $0.42 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PACSRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.4B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.3B | $3.5B | ||
| Q4 24 | $1.1B | $2.3B | ||
| Q3 24 | $1.0B | $4.0B | ||
| Q2 24 | $981.4M | $2.8B |
净利润PACSRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $59.7M | $760.5M | ||
| Q3 25 | $52.4M | $916.5M | ||
| Q2 25 | $51.0M | $835.4M | ||
| Q1 25 | $28.5M | $170.0M | ||
| Q4 24 | $1.9M | $-189.7M | ||
| Q3 24 | $15.6M | $1.2B | ||
| Q2 24 | $-10.9M | $503.9M |
毛利率PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 17.1% | — | ||
| Q2 24 | 22.3% | — |
营业利润率PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | 7.0% | 42.5% | ||
| Q3 25 | 6.4% | 46.3% | ||
| Q2 25 | 6.2% | 41.8% | ||
| Q1 25 | 3.8% | -2.0% | ||
| Q4 24 | 1.7% | -3.6% | ||
| Q3 24 | 2.2% | 43.7% | ||
| Q2 24 | 0.1% | 25.0% |
净利率PACSRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 4.4% | 25.6% | ||
| Q3 25 | 3.9% | 28.7% | ||
| Q2 25 | 3.9% | 26.1% | ||
| Q1 25 | 2.2% | 4.9% | ||
| Q4 24 | 0.2% | -8.3% | ||
| Q3 24 | 1.5% | 29.8% | ||
| Q2 24 | -1.1% | 17.8% |
每股收益（稀释后）PACSRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.42 | $16.16 | ||
| Q3 25 | $0.32 | $19.40 | ||
| Q2 25 | $0.31 | $17.20 | ||
| Q1 25 | $0.17 | $3.27 | ||
| Q4 24 | $-0.03 | $-3.76 | ||
| Q3 24 | $0.10 | $22.62 | ||
| Q2 24 | $-0.07 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $197.0M | $1.6B |
| 总债务越低越好 | $353.2M | — |
| 股东权益账面价值 | $946.8M | $4.3B |
| 总资产 | $5.6B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.37× | — |
8季度趋势，按日历期对齐
现金及短期投资PACSRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $197.0M | $1.7B | ||
| Q3 25 | $355.7M | $1.7B | ||
| Q2 25 | $294.2M | $1.4B | ||
| Q1 25 | $287.5M | $1.6B | ||
| Q4 24 | $157.7M | $1.7B | ||
| Q3 24 | $49.5M | $1.6B | ||
| Q2 24 | $73.4M | $1.6B |
总债务PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | $353.2M | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | $411.9M | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益PACSRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $946.8M | $11.6B | ||
| Q3 25 | $871.3M | $11.5B | ||
| Q2 25 | $806.8M | $10.8B | ||
| Q1 25 | $750.2M | $10.3B | ||
| Q4 24 | $709.6M | $10.6B | ||
| Q3 24 | $660.0M | $11.2B | ||
| Q2 24 | $572.1M | $10.2B |
总资产PACSRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $5.6B | $53.8B | ||
| Q3 25 | $5.6B | $54.5B | ||
| Q2 25 | $5.5B | $54.7B | ||
| Q1 25 | $5.5B | $53.6B | ||
| Q4 24 | $5.2B | $50.7B | ||
| Q3 24 | $4.5B | $52.8B | ||
| Q2 24 | $3.9B | $51.6B |
负债/权益比PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.37× | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | 0.58× | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.4M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.06× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | $-3.4M | $483.0M | ||
| Q3 25 | $204.8M | $1.6B | ||
| Q2 25 | $52.6M | $1.5B | ||
| Q1 25 | $150.2M | $157.8M | ||
| Q4 24 | $64.6M | $778.9M | ||
| Q3 24 | $209.2M | $1.5B | ||
| Q2 24 | $34.8M | $1.2B |
现金转化率PACSRNR
| Q1 26 | — | — | ||
| Q4 25 | -0.06× | 0.64× | ||
| Q3 25 | 3.91× | 1.73× | ||
| Q2 25 | 1.03× | 1.76× | ||
| Q1 25 | 5.28× | 0.93× | ||
| Q4 24 | 33.78× | — | ||
| Q3 24 | 13.39× | 1.26× | ||
| Q2 24 | — | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
