vs
UiPath, Inc.（PATH）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
PennyMac Financial Services, Inc.的季度营收约是UiPath, Inc.的1.3倍（$538.0M vs $411.1M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 48.4%，领先1704.1%），UiPath, Inc.同比增速更快（15.9% vs 14.4%），UiPath, Inc.自由现金流更多（$25.1M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 0.7%）
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
PATH vs PFSI — 直观对比
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $411.1M | $538.0M |
| 净利润 | $198.8M | $106.8M |
| 毛利率 | 83.3% | — |
| 营业利润率 | 3.2% | 25.0% |
| 净利率 | 48.4% | 1752.5% |
| 营收同比 | 15.9% | 14.4% |
| 净利润同比 | 1966.2% | 2.2% |
| 每股收益（稀释后） | $0.37 | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $411.1M | $538.0M | ||
| Q3 25 | $361.7M | $632.9M | ||
| Q2 25 | $356.6M | $444.7M | ||
| Q1 25 | $423.6M | $430.9M | ||
| Q4 24 | $354.7M | $470.1M | ||
| Q3 24 | $316.3M | $411.8M | ||
| Q2 24 | $335.1M | $406.1M | ||
| Q1 24 | $405.3M | $305.7M |
| Q4 25 | $198.8M | $106.8M | ||
| Q3 25 | $1.6M | $181.5M | ||
| Q2 25 | $-22.6M | $136.5M | ||
| Q1 25 | $51.8M | $76.3M | ||
| Q4 24 | $-10.7M | $104.5M | ||
| Q3 24 | $-86.1M | $69.4M | ||
| Q2 24 | $-28.7M | $98.3M | ||
| Q1 24 | $33.9M | $39.3M |
| Q4 25 | 83.3% | — | ||
| Q3 25 | 82.2% | — | ||
| Q2 25 | 82.1% | — | ||
| Q1 25 | 84.8% | — | ||
| Q4 24 | 82.0% | — | ||
| Q3 24 | 80.0% | — | ||
| Q2 24 | 83.5% | — | ||
| Q1 24 | 86.8% | — |
| Q4 25 | 3.2% | 25.0% | ||
| Q3 25 | -5.6% | 37.3% | ||
| Q2 25 | -4.6% | 17.2% | ||
| Q1 25 | 7.9% | 24.2% | ||
| Q4 24 | -12.2% | 27.5% | ||
| Q3 24 | -32.7% | 22.8% | ||
| Q2 24 | -14.8% | 33.0% | ||
| Q1 24 | 3.7% | 14.4% |
| Q4 25 | 48.4% | 1752.5% | ||
| Q3 25 | 0.4% | 28.7% | ||
| Q2 25 | -6.3% | 30.7% | ||
| Q1 25 | 12.2% | 17.7% | ||
| Q4 24 | -3.0% | 2559.8% | ||
| Q3 24 | -27.2% | 16.8% | ||
| Q2 24 | -8.6% | 24.2% | ||
| Q1 24 | 8.4% | 12.9% |
| Q4 25 | $0.37 | $1.97 | ||
| Q3 25 | $0.00 | $3.37 | ||
| Q2 25 | $-0.04 | $2.54 | ||
| Q1 25 | $0.09 | $1.42 | ||
| Q4 24 | $-0.02 | $1.95 | ||
| Q3 24 | $-0.15 | $1.30 | ||
| Q2 24 | $-0.05 | $1.85 | ||
| Q1 24 | $0.07 | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $410.0M |
| 总债务越低越好 | — | $6.2B |
| 股东权益账面价值 | $1.9B | $4.3B |
| 总资产 | $2.9B | $29.4B |
| 负债/权益比越低杠杆越低 | — | 1.45× |
8季度趋势，按日历期对齐
| Q4 25 | $1.4B | $410.0M | ||
| Q3 25 | $1.4B | $62.2M | ||
| Q2 25 | $1.6B | $462.3M | ||
| Q1 25 | $1.6B | $443.4M | ||
| Q4 24 | $1.6B | $420.6M | ||
| Q3 24 | $1.7B | $667.9M | ||
| Q2 24 | $1.9B | $188.8M | ||
| Q1 24 | $1.9B | $69.0K |
| Q4 25 | — | $6.2B | ||
| Q3 25 | — | $6.2B | ||
| Q2 25 | — | $5.6B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | $4.9B | ||
| Q2 24 | — | $4.9B | ||
| Q1 24 | — | $4.5B |
| Q4 25 | $1.9B | $4.3B | ||
| Q3 25 | $1.7B | $4.2B | ||
| Q2 25 | $1.7B | $4.0B | ||
| Q1 25 | $1.8B | $3.9B | ||
| Q4 24 | $1.7B | $3.8B | ||
| Q3 24 | $1.8B | $3.7B | ||
| Q2 24 | $2.0B | $3.7B | ||
| Q1 24 | $2.0B | $3.6B |
| Q4 25 | $2.9B | $29.4B | ||
| Q3 25 | $2.6B | $25.4B | ||
| Q2 25 | $2.6B | $24.2B | ||
| Q1 25 | $2.9B | $23.9B | ||
| Q4 24 | $2.7B | $26.1B | ||
| Q3 24 | $2.7B | $22.9B | ||
| Q2 24 | $2.8B | $21.6B | ||
| Q1 24 | $3.0B | $19.8B |
| Q4 25 | — | 1.45× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.38× | ||
| Q1 25 | — | 1.48× | ||
| Q4 24 | — | 1.37× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.35× | ||
| Q1 24 | — | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.3M | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | $25.1M | $-1.7B |
| 自由现金流率自由现金流/营收 | 6.1% | -309.3% |
| 资本支出强度资本支出/营收 | 0.8% | 2.2% |
| 现金转化率经营现金流/净利润 | 0.14× | -15.46× |
| 过去12个月自由现金流最近4个季度 | — | $-1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $28.3M | $-1.7B | ||
| Q3 25 | $41.6M | $-697.4M | ||
| Q2 25 | $119.0M | $-131.3M | ||
| Q1 25 | $146.1M | $1.1B | ||
| Q4 24 | $28.1M | $-4.5B | ||
| Q3 24 | $46.4M | $-393.7M | ||
| Q2 24 | $100.0M | $-1.1B | ||
| Q1 24 | $145.6M | $-897.9M |
| Q4 25 | $25.1M | $-1.7B | ||
| Q3 25 | — | $-699.4M | ||
| Q2 25 | $106.2M | $-132.6M | ||
| Q1 25 | $138.7M | $1.1B | ||
| Q4 24 | $23.2M | $-4.5B | ||
| Q3 24 | $45.0M | $-393.9M | ||
| Q2 24 | $98.8M | $-1.1B | ||
| Q1 24 | $141.8M | $-898.9M |
| Q4 25 | 6.1% | -309.3% | ||
| Q3 25 | — | -110.5% | ||
| Q2 25 | 29.8% | -29.8% | ||
| Q1 25 | 32.7% | 247.3% | ||
| Q4 24 | 6.5% | -964.7% | ||
| Q3 24 | 14.2% | -95.6% | ||
| Q2 24 | 29.5% | -269.2% | ||
| Q1 24 | 35.0% | -294.1% |
| Q4 25 | 0.8% | 2.2% | ||
| Q3 25 | 0.0% | 0.3% | ||
| Q2 25 | 3.6% | 0.3% | ||
| Q1 25 | 1.7% | 0.1% | ||
| Q4 24 | 1.4% | 0.4% | ||
| Q3 24 | 0.4% | 0.0% | ||
| Q2 24 | 0.4% | 0.1% | ||
| Q1 24 | 0.9% | 0.3% |
| Q4 25 | 0.14× | -15.46× | ||
| Q3 25 | 26.25× | -3.84× | ||
| Q2 25 | — | -0.96× | ||
| Q1 25 | 2.82× | 13.97× | ||
| Q4 24 | — | -43.39× | ||
| Q3 24 | — | -5.68× | ||
| Q2 24 | — | -11.12× | ||
| Q1 24 | 4.29× | -22.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
PFSI
暂无分部数据
