vs
UiPath, Inc.(PATH)与奇富科技(QFIN)财务数据对比。点击上方公司名可切换其他公司
奇富科技的季度营收约是UiPath, Inc.的1.8倍($731.2M vs $411.1M),UiPath, Inc.净利率更高(48.4% vs 27.5%,领先20.8%),过去两年奇富科技的营收复合增速更高(16.4% vs 0.7%)
UiPath是一家全球化软件企业,专注于开发人工智能、智能自动化及流程编排类软件,其产品支持用户搭建与调度AI代理,实现复杂业务流程、工作流的自动化运行,助力各行业客户提升运营效率、降低人力成本。
奇富科技(原360数科)是中国头部金融科技企业,主要为持牌金融机构提供智能风控、信贷技术解决方案,服务广大个人消费者及中小微企业,依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
PATH vs QFIN — 直观对比
营收规模更大
QFIN
是对方的1.8倍
$411.1M
净利率更高
PATH
高出20.8%
27.5%
两年增速更快
QFIN
近两年复合增速
0.7%
损益表 — Q3 FY2026 vs Q3 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $411.1M | $731.2M |
| 净利润 | $198.8M | $201.2M |
| 毛利率 | 83.3% | — |
| 营业利润率 | 3.2% | 32.7% |
| 净利率 | 48.4% | 27.5% |
| 营收同比 | 15.9% | — |
| 净利润同比 | 1966.2% | — |
| 每股收益(稀释后) | $0.37 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PATH
QFIN
| Q4 25 | $411.1M | — | ||
| Q3 25 | $361.7M | $731.2M | ||
| Q2 25 | $356.6M | $728.1M | ||
| Q1 25 | $423.6M | $646.4M | ||
| Q4 24 | $354.7M | — | ||
| Q3 24 | $316.3M | $622.7M | ||
| Q2 24 | $335.1M | $572.4M | ||
| Q1 24 | $405.3M | $575.2M |
净利润
PATH
QFIN
| Q4 25 | $198.8M | — | ||
| Q3 25 | $1.6M | $201.2M | ||
| Q2 25 | $-22.6M | $241.6M | ||
| Q1 25 | $51.8M | $247.6M | ||
| Q4 24 | $-10.7M | — | ||
| Q3 24 | $-86.1M | $256.3M | ||
| Q2 24 | $-28.7M | $189.4M | ||
| Q1 24 | $33.9M | $160.7M |
毛利率
PATH
QFIN
| Q4 25 | 83.3% | — | ||
| Q3 25 | 82.2% | — | ||
| Q2 25 | 82.1% | — | ||
| Q1 25 | 84.8% | — | ||
| Q4 24 | 82.0% | — | ||
| Q3 24 | 80.0% | — | ||
| Q2 24 | 83.5% | — | ||
| Q1 24 | 86.8% | — |
营业利润率
PATH
QFIN
| Q4 25 | 3.2% | — | ||
| Q3 25 | -5.6% | 32.7% | ||
| Q2 25 | -4.6% | 41.0% | ||
| Q1 25 | 7.9% | 42.1% | ||
| Q4 24 | -12.2% | — | ||
| Q3 24 | -32.7% | 52.4% | ||
| Q2 24 | -14.8% | 47.7% | ||
| Q1 24 | 3.7% | 32.8% |
净利率
PATH
QFIN
| Q4 25 | 48.4% | — | ||
| Q3 25 | 0.4% | 27.5% | ||
| Q2 25 | -6.3% | 33.2% | ||
| Q1 25 | 12.2% | 38.3% | ||
| Q4 24 | -3.0% | — | ||
| Q3 24 | -27.2% | 41.2% | ||
| Q2 24 | -8.6% | 33.1% | ||
| Q1 24 | 8.4% | 27.9% |
每股收益(稀释后)
PATH
QFIN
| Q4 25 | $0.37 | — | ||
| Q3 25 | $0.00 | — | ||
| Q2 25 | $-0.04 | — | ||
| Q1 25 | $0.09 | — | ||
| Q4 24 | $-0.02 | — | ||
| Q3 24 | $-0.15 | — | ||
| Q2 24 | $-0.05 | — | ||
| Q1 24 | $0.07 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $6.5B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $24.3B |
| 总资产 | $2.9B | $61.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
PATH
QFIN
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | $6.5B | ||
| Q2 25 | $1.6B | $5.3B | ||
| Q1 25 | $1.6B | $8.6B | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $1.7B | $4.3B | ||
| Q2 24 | $1.9B | $6.3B | ||
| Q1 24 | $1.9B | $5.3B |
股东权益
PATH
QFIN
| Q4 25 | $1.9B | — | ||
| Q3 25 | $1.7B | $24.3B | ||
| Q2 25 | $1.7B | $24.1B | ||
| Q1 25 | $1.8B | $23.1B | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.8B | $22.9B | ||
| Q2 24 | $2.0B | $22.6B | ||
| Q1 24 | $2.0B | $22.1B |
总资产
PATH
QFIN
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.6B | $61.4B | ||
| Q2 25 | $2.6B | $59.8B | ||
| Q1 25 | $2.9B | $55.6B | ||
| Q4 24 | $2.7B | — | ||
| Q3 24 | $2.7B | $47.0B | ||
| Q2 24 | $2.8B | $47.0B | ||
| Q1 24 | $3.0B | $47.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $28.3M | $351.4M |
| 自由现金流经营现金流 - 资本支出 | $25.1M | — |
| 自由现金流率自由现金流/营收 | 6.1% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 0.14× | 1.75× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势,按日历期对齐
经营现金流
PATH
QFIN
| Q4 25 | $28.3M | — | ||
| Q3 25 | $41.6M | $351.4M | ||
| Q2 25 | $119.0M | $366.0M | ||
| Q1 25 | $146.1M | $386.6M | ||
| Q4 24 | $28.1M | — | ||
| Q3 24 | $46.4M | $338.0M | ||
| Q2 24 | $100.0M | $269.9M | ||
| Q1 24 | $145.6M | $271.2M |
自由现金流
PATH
QFIN
| Q4 25 | $25.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $106.2M | — | ||
| Q1 25 | $138.7M | — | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $45.0M | — | ||
| Q2 24 | $98.8M | — | ||
| Q1 24 | $141.8M | — |
自由现金流率
PATH
QFIN
| Q4 25 | 6.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 29.8% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 14.2% | — | ||
| Q2 24 | 29.5% | — | ||
| Q1 24 | 35.0% | — |
资本支出强度
PATH
QFIN
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.9% | — |
现金转化率
PATH
QFIN
| Q4 25 | 0.14× | — | ||
| Q3 25 | 26.25× | 1.75× | ||
| Q2 25 | — | 1.52× | ||
| Q1 25 | 2.82× | 1.56× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.43× | ||
| Q1 24 | 4.29× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
QFIN
暂无分部数据