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Paymentus Holdings, Inc.（PAY）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Paymentus Holdings, Inc.的季度营收约是Revolve Group, Inc.的1.0倍（$330.5M vs $324.4M），Paymentus Holdings, Inc.净利率更高（6.3% vs 5.7%，领先0.5%），Paymentus Holdings, Inc.同比增速更快（28.1% vs 10.4%），Paymentus Holdings, Inc.自由现金流更多（$45.0M vs $-13.3M），过去两年Paymentus Holdings, Inc.的营收复合增速更高（33.7% vs 9.5%）
Paymentus Holdings, Inc.是领先的云原生账单支付与客户互动技术服务商，面向公用事业、金融服务、政府、医疗、电信等领域企业提供集成数字支付解决方案、账单自动化工具和自助服务门户，核心业务覆盖北美市场。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
PAY vs RVLV — 直观对比
营收规模更大
PAY
是对方的1.0倍
$324.4M
营收增速更快
PAY
高出17.7%
10.4%
净利率更高
PAY
高出0.5%
5.7%
自由现金流更多
PAY
多$58.3M
$-13.3M
两年增速更快
PAY
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $330.5M | $324.4M |
| 净利润 | $20.7M | $18.6M |
| 毛利率 | 25.4% | 53.3% |
| 营业利润率 | 7.3% | 6.3% |
| 净利率 | 6.3% | 5.7% |
| 营收同比 | 28.1% | 10.4% |
| 净利润同比 | 57.2% | 50.4% |
| 每股收益（稀释后） | $0.16 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PAYRVLV
| Q4 25 | $330.5M | $324.4M | ||
| Q3 25 | $310.7M | $295.6M | ||
| Q2 25 | $280.1M | $309.0M | ||
| Q1 25 | $275.2M | $296.7M | ||
| Q4 24 | $257.9M | $293.7M | ||
| Q3 24 | $231.6M | $283.1M | ||
| Q2 24 | $197.4M | $282.5M | ||
| Q1 24 | $184.9M | $270.6M |
净利润PAYRVLV
| Q4 25 | $20.7M | $18.6M | ||
| Q3 25 | $17.7M | $21.2M | ||
| Q2 25 | $14.7M | $10.2M | ||
| Q1 25 | $13.8M | $11.8M | ||
| Q4 24 | $13.1M | $12.3M | ||
| Q3 24 | $14.4M | $11.0M | ||
| Q2 24 | $9.4M | $15.4M | ||
| Q1 24 | $7.2M | $10.9M |
毛利率PAYRVLV
| Q4 25 | 25.4% | 53.3% | ||
| Q3 25 | 24.1% | 54.6% | ||
| Q2 25 | 25.5% | 54.1% | ||
| Q1 25 | 24.0% | 52.0% | ||
| Q4 24 | 25.6% | 52.5% | ||
| Q3 24 | 26.2% | 51.2% | ||
| Q2 24 | 29.8% | 54.0% | ||
| Q1 24 | 28.5% | 52.3% |
营业利润率PAYRVLV
| Q4 25 | 7.3% | 6.3% | ||
| Q3 25 | 6.4% | 7.1% | ||
| Q2 25 | 5.7% | 5.8% | ||
| Q1 25 | 5.7% | 5.0% | ||
| Q4 24 | 5.5% | 3.9% | ||
| Q3 24 | 5.2% | 5.0% | ||
| Q2 24 | 5.2% | 5.8% | ||
| Q1 24 | 4.5% | 3.4% |
净利率PAYRVLV
| Q4 25 | 6.3% | 5.7% | ||
| Q3 25 | 5.7% | 7.2% | ||
| Q2 25 | 5.3% | 3.3% | ||
| Q1 25 | 5.0% | 4.0% | ||
| Q4 24 | 5.1% | 4.2% | ||
| Q3 24 | 6.2% | 3.9% | ||
| Q2 24 | 4.7% | 5.4% | ||
| Q1 24 | 3.9% | 4.0% |
每股收益（稀释后）PAYRVLV
| Q4 25 | $0.16 | $0.27 | ||
| Q3 25 | $0.14 | $0.29 | ||
| Q2 25 | $0.11 | $0.14 | ||
| Q1 25 | $0.11 | $0.16 | ||
| Q4 24 | $0.11 | $0.18 | ||
| Q3 24 | $0.11 | $0.15 | ||
| Q2 24 | $0.07 | $0.21 | ||
| Q1 24 | $0.06 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $320.9M | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $560.4M | $512.5M |
| 总资产 | $667.9M | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PAYRVLV
| Q4 25 | $320.9M | $292.3M | ||
| Q3 25 | $287.9M | $315.4M | ||
| Q2 25 | $266.4M | $310.7M | ||
| Q1 25 | $245.8M | $300.8M | ||
| Q4 24 | $205.9M | $256.6M | ||
| Q3 24 | $187.5M | $252.8M | ||
| Q2 24 | $188.8M | $244.7M | ||
| Q1 24 | $180.1M | $273.4M |
股东权益PAYRVLV
| Q4 25 | $560.4M | $512.5M | ||
| Q3 25 | $537.4M | $490.2M | ||
| Q2 25 | $516.7M | $468.6M | ||
| Q1 25 | $500.4M | $453.4M | ||
| Q4 24 | $485.6M | $437.8M | ||
| Q3 24 | $468.8M | $420.8M | ||
| Q2 24 | $451.6M | $405.8M | ||
| Q1 24 | $439.4M | $389.9M |
总资产PAYRVLV
| Q4 25 | $667.9M | $765.0M | ||
| Q3 25 | $644.4M | $751.3M | ||
| Q2 25 | $609.5M | $722.9M | ||
| Q1 25 | $590.9M | $713.9M | ||
| Q4 24 | $576.2M | $665.5M | ||
| Q3 24 | $552.9M | $670.9M | ||
| Q2 24 | $527.7M | $657.8M | ||
| Q1 24 | $514.0M | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.1M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $45.0M | $-13.3M |
| 自由现金流率自由现金流/营收 | 13.6% | -4.1% |
| 资本支出强度资本支出/营收 | 0.0% | 1.0% |
| 现金转化率经营现金流/净利润 | 2.18× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $161.8M | $48.0M |
8季度趋势，按日历期对齐
经营现金流PAYRVLV
| Q4 25 | $45.1M | $-10.2M | ||
| Q3 25 | $35.1M | $11.8M | ||
| Q2 25 | $31.5M | $12.6M | ||
| Q1 25 | $50.4M | $45.1M | ||
| Q4 24 | $27.9M | $3.9M | ||
| Q3 24 | $6.7M | $9.1M | ||
| Q2 24 | $18.0M | $-24.7M | ||
| Q1 24 | $11.0M | $38.4M |
自由现金流PAYRVLV
| Q4 25 | $45.0M | $-13.3M | ||
| Q3 25 | $35.0M | $7.5M | ||
| Q2 25 | $31.4M | $10.4M | ||
| Q1 25 | $50.4M | $43.4M | ||
| Q4 24 | $27.8M | $2.1M | ||
| Q3 24 | $6.7M | $8.0M | ||
| Q2 24 | $17.8M | $-25.7M | ||
| Q1 24 | $10.8M | $36.7M |
自由现金流率PAYRVLV
| Q4 25 | 13.6% | -4.1% | ||
| Q3 25 | 11.3% | 2.5% | ||
| Q2 25 | 11.2% | 3.4% | ||
| Q1 25 | 18.3% | 14.6% | ||
| Q4 24 | 10.8% | 0.7% | ||
| Q3 24 | 2.9% | 2.8% | ||
| Q2 24 | 9.0% | -9.1% | ||
| Q1 24 | 5.9% | 13.5% |
资本支出强度PAYRVLV
| Q4 25 | 0.0% | 1.0% | ||
| Q3 25 | 0.0% | 1.5% | ||
| Q2 25 | 0.0% | 0.7% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.0% | 0.6% | ||
| Q3 24 | 0.0% | 0.4% | ||
| Q2 24 | 0.1% | 0.4% | ||
| Q1 24 | 0.1% | 0.6% |
现金转化率PAYRVLV
| Q4 25 | 2.18× | -0.55× | ||
| Q3 25 | 1.98× | 0.56× | ||
| Q2 25 | 2.14× | 1.24× | ||
| Q1 25 | 3.65× | 3.82× | ||
| Q4 24 | 2.12× | 0.32× | ||
| Q3 24 | 0.47× | 0.83× | ||
| Q2 24 | 1.93× | -1.60× | ||
| Q1 24 | 1.52× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
