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派安盈（PAYO）与Resolute Holdings Management, Inc.（RHLD）财务数据对比。点击上方公司名可切换其他公司
派安盈的季度营收约是Resolute Holdings Management, Inc.的1.8倍（$217.0M vs $117.7M），派安盈净利率更高（8.8% vs -1.5%，领先10.2%），Resolute Holdings Management, Inc.自由现金流更多（$189.2M vs $40.3M）
派安盈（Payoneer）是一家美国金融服务企业，主要为全球用户提供在线跨境汇款、数字支付解决方案及营运资金支持，助力中小企业、跨境电商及自由职业者高效处理全球收付款业务，降低跨境资金流转成本。
Resolute Holdings Management, Inc.是一家澳大利亚矿业企业，核心业务布局于非洲地区，目前运营两座金矿，分别为位于马里的 Syama 金矿和塞内加尔的 Mako 金矿，专注于黄金资源的勘探、开采及相关运营管理工作。
PAYO vs RHLD — 直观对比
营收规模更大
PAYO
是对方的1.8倍
$117.7M
净利率更高
PAYO
高出10.2%
-1.5%
自由现金流更多
RHLD
多$148.9M
$40.3M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.0M | $117.7M |
| 净利润 | $19.0M | $-1.7M |
| 毛利率 | — | 55.7% |
| 营业利润率 | 13.3% | 30.2% |
| 净利率 | 8.8% | -1.5% |
| 营收同比 | 9.5% | — |
| 净利润同比 | 4.5% | — |
| 每股收益（稀释后） | $0.05 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PAYORHLD
| Q4 25 | $217.0M | $117.7M | ||
| Q3 25 | $209.7M | $120.9M | ||
| Q2 25 | $200.5M | $119.6M | ||
| Q1 25 | $186.3M | $103.9M | ||
| Q4 24 | $198.2M | — | ||
| Q3 24 | $180.4M | — | ||
| Q2 24 | $171.2M | — | ||
| Q1 24 | $160.5M | — |
净利润PAYORHLD
| Q4 25 | $19.0M | $-1.7M | ||
| Q3 25 | $14.1M | $-231.0K | ||
| Q2 25 | $19.5M | $-611.0K | ||
| Q1 25 | $20.6M | $-3.4M | ||
| Q4 24 | $18.2M | — | ||
| Q3 24 | $41.6M | — | ||
| Q2 24 | $32.4M | — | ||
| Q1 24 | $29.0M | — |
毛利率PAYORHLD
| Q4 25 | — | 55.7% | ||
| Q3 25 | — | 59.0% | ||
| Q2 25 | — | 57.5% | ||
| Q1 25 | — | 52.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率PAYORHLD
| Q4 25 | 13.3% | 30.2% | ||
| Q3 25 | 17.3% | 34.3% | ||
| Q2 25 | 15.0% | 34.0% | ||
| Q1 25 | 15.7% | 24.7% | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 19.5% | — | ||
| Q2 24 | 27.0% | — | ||
| Q1 24 | 23.9% | — |
净利率PAYORHLD
| Q4 25 | 8.8% | -1.5% | ||
| Q3 25 | 6.7% | -0.2% | ||
| Q2 25 | 9.7% | -0.5% | ||
| Q1 25 | 11.0% | -3.2% | ||
| Q4 24 | 9.2% | — | ||
| Q3 24 | 23.1% | — | ||
| Q2 24 | 18.9% | — | ||
| Q1 24 | 18.1% | — |
每股收益（稀释后）PAYORHLD
| Q4 25 | $0.05 | $-0.20 | ||
| Q3 25 | $0.04 | $-0.03 | ||
| Q2 25 | $0.05 | $-0.07 | ||
| Q1 25 | $0.05 | $-0.39 | ||
| Q4 24 | $0.03 | — | ||
| Q3 24 | $0.11 | — | ||
| Q2 24 | $0.09 | — | ||
| Q1 24 | $0.08 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $415.5M | $205.5M |
| 总债务越低越好 | — | $169.8M |
| 股东权益账面价值 | $704.4M | $6.5M |
| 总资产 | $9.0B | $333.4M |
| 负债/权益比越低杠杆越低 | — | 26.03× |
8季度趋势，按日历期对齐
现金及短期投资PAYORHLD
| Q4 25 | $415.5M | $205.5M | ||
| Q3 25 | $479.4M | $148.0M | ||
| Q2 25 | $497.1M | $99.9M | ||
| Q1 25 | $524.1M | $71.0M | ||
| Q4 24 | $497.5M | — | ||
| Q3 24 | $534.2M | — | ||
| Q2 24 | $575.7M | — | ||
| Q1 24 | $587.2M | — |
总债务PAYORHLD
| Q4 25 | — | $169.8M | ||
| Q3 25 | — | $173.4M | ||
| Q2 25 | — | $177.1M | ||
| Q1 25 | — | $180.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PAYORHLD
| Q4 25 | $704.4M | $6.5M | ||
| Q3 25 | $750.5M | $10.8M | ||
| Q2 25 | $770.9M | $9.6M | ||
| Q1 25 | $750.7M | $8.9M | ||
| Q4 24 | $724.8M | — | ||
| Q3 24 | $727.9M | — | ||
| Q2 24 | $669.4M | — | ||
| Q1 24 | $661.5M | — |
总资产PAYORHLD
| Q4 25 | $9.0B | $333.4M | ||
| Q3 25 | $8.2B | $293.2M | ||
| Q2 25 | $8.1B | $253.3M | ||
| Q1 25 | $7.6B | $214.3M | ||
| Q4 24 | $7.9B | — | ||
| Q3 24 | $7.1B | — | ||
| Q2 24 | $6.9B | — | ||
| Q1 24 | $6.8B | — |
负债/权益比PAYORHLD
| Q4 25 | — | 26.03× | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.42× | ||
| Q1 25 | — | 20.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $54.9M | $196.1M |
| 自由现金流经营现金流 - 资本支出 | $40.3M | $189.2M |
| 自由现金流率自由现金流/营收 | 18.6% | 160.8% |
| 资本支出强度资本支出/营收 | 6.7% | 5.8% |
| 现金转化率经营现金流/净利润 | 2.89× | — |
| 过去12个月自由现金流最近4个季度 | $206.6M | $313.2M |
8季度趋势，按日历期对齐
经营现金流PAYORHLD
| Q4 25 | $54.9M | $196.1M | ||
| Q3 25 | $54.2M | $59.6M | ||
| Q2 25 | $70.7M | $48.9M | ||
| Q1 25 | $53.7M | $18.4M | ||
| Q4 24 | $45.9M | — | ||
| Q3 24 | $50.1M | — | ||
| Q2 24 | $41.4M | — | ||
| Q1 24 | $39.5M | — |
自由现金流PAYORHLD
| Q4 25 | $40.3M | $189.2M | ||
| Q3 25 | $49.2M | $58.6M | ||
| Q2 25 | $68.1M | $47.5M | ||
| Q1 25 | $49.0M | $17.8M | ||
| Q4 24 | $42.1M | — | ||
| Q3 24 | $48.5M | — | ||
| Q2 24 | $40.2M | — | ||
| Q1 24 | $37.9M | — |
自由现金流率PAYORHLD
| Q4 25 | 18.6% | 160.8% | ||
| Q3 25 | 23.5% | 48.5% | ||
| Q2 25 | 34.0% | 39.7% | ||
| Q1 25 | 26.3% | 17.1% | ||
| Q4 24 | 21.3% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 23.5% | — | ||
| Q1 24 | 23.6% | — |
资本支出强度PAYORHLD
| Q4 25 | 6.7% | 5.8% | ||
| Q3 25 | 2.4% | 0.8% | ||
| Q2 25 | 1.3% | 1.2% | ||
| Q1 25 | 2.5% | 0.6% | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 0.7% | — | ||
| Q1 24 | 1.0% | — |
现金转化率PAYORHLD
| Q4 25 | 2.89× | — | ||
| Q3 25 | 3.84× | — | ||
| Q2 25 | 3.63× | — | ||
| Q1 25 | 2.61× | — | ||
| Q4 24 | 2.52× | — | ||
| Q3 24 | 1.21× | — | ||
| Q2 24 | 1.28× | — | ||
| Q1 24 | 1.36× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
