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派安盈（PAYO）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是派安盈的1.0倍（$225.0M vs $217.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 9.5%），派安盈自由现金流更多（$40.3M vs $26.2M），过去两年派安盈的营收复合增速更高（16.3% vs -12.3%）
派安盈（Payoneer）是一家美国金融服务企业，主要为全球用户提供在线跨境汇款、数字支付解决方案及营运资金支持，助力中小企业、跨境电商及自由职业者高效处理全球收付款业务，降低跨境资金流转成本。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
PAYO vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.0倍
$217.0M
营收增速更快
ROCK
高出15.5%
9.5%
自由现金流更多
PAYO
多$14.1M
$26.2M
两年增速更快
PAYO
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.0M | $225.0M |
| 净利润 | $19.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 13.3% | 7.9% |
| 净利率 | 8.8% | — |
| 营收同比 | 9.5% | 24.9% |
| 净利润同比 | 4.5% | — |
| 每股收益（稀释后） | $0.05 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PAYOROCK
| Q4 25 | $217.0M | $225.0M | ||
| Q3 25 | $209.7M | $310.9M | ||
| Q2 25 | $200.5M | $309.5M | ||
| Q1 25 | $186.3M | $290.0M | ||
| Q4 24 | $198.2M | $180.1M | ||
| Q3 24 | $180.4M | $277.1M | ||
| Q2 24 | $171.2M | $273.6M | ||
| Q1 24 | $160.5M | $292.5M |
净利润PAYOROCK
| Q4 25 | $19.0M | — | ||
| Q3 25 | $14.1M | $-89.1M | ||
| Q2 25 | $19.5M | $26.0M | ||
| Q1 25 | $20.6M | $21.1M | ||
| Q4 24 | $18.2M | — | ||
| Q3 24 | $41.6M | $34.0M | ||
| Q2 24 | $32.4M | $32.2M | ||
| Q1 24 | $29.0M | $24.9M |
毛利率PAYOROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率PAYOROCK
| Q4 25 | 13.3% | 7.9% | ||
| Q3 25 | 17.3% | 12.8% | ||
| Q2 25 | 15.0% | 12.8% | ||
| Q1 25 | 15.7% | 8.8% | ||
| Q4 24 | 14.7% | 13.3% | ||
| Q3 24 | 19.5% | 15.6% | ||
| Q2 24 | 27.0% | 14.9% | ||
| Q1 24 | 23.9% | 10.8% |
净利率PAYOROCK
| Q4 25 | 8.8% | — | ||
| Q3 25 | 6.7% | -28.6% | ||
| Q2 25 | 9.7% | 8.4% | ||
| Q1 25 | 11.0% | 7.3% | ||
| Q4 24 | 9.2% | — | ||
| Q3 24 | 23.1% | 12.3% | ||
| Q2 24 | 18.9% | 11.8% | ||
| Q1 24 | 18.1% | 8.5% |
每股收益（稀释后）PAYOROCK
| Q4 25 | $0.05 | — | ||
| Q3 25 | $0.04 | $-2.98 | ||
| Q2 25 | $0.05 | $0.87 | ||
| Q1 25 | $0.05 | — | ||
| Q4 24 | $0.03 | — | ||
| Q3 24 | $0.11 | $1.11 | ||
| Q2 24 | $0.09 | $1.05 | ||
| Q1 24 | $0.08 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $415.5M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $704.4M | $950.4M |
| 总资产 | $9.0B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资PAYOROCK
| Q4 25 | $415.5M | $115.7M | ||
| Q3 25 | $479.4M | $89.4M | ||
| Q2 25 | $497.1M | $43.3M | ||
| Q1 25 | $524.1M | $25.1M | ||
| Q4 24 | $497.5M | $269.5M | ||
| Q3 24 | $534.2M | $228.9M | ||
| Q2 24 | $575.7M | $179.1M | ||
| Q1 24 | $587.2M | $146.7M |
总债务PAYOROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益PAYOROCK
| Q4 25 | $704.4M | $950.4M | ||
| Q3 25 | $750.5M | $951.8M | ||
| Q2 25 | $770.9M | $1.0B | ||
| Q1 25 | $750.7M | $1.0B | ||
| Q4 24 | $724.8M | $1.0B | ||
| Q3 24 | $727.9M | $1.0B | ||
| Q2 24 | $669.4M | $975.7M | ||
| Q1 24 | $661.5M | $940.2M |
总资产PAYOROCK
| Q4 25 | $9.0B | $1.4B | ||
| Q3 25 | $8.2B | $1.4B | ||
| Q2 25 | $8.1B | $1.5B | ||
| Q1 25 | $7.6B | $1.4B | ||
| Q4 24 | $7.9B | $1.4B | ||
| Q3 24 | $7.1B | $1.4B | ||
| Q2 24 | $6.9B | $1.4B | ||
| Q1 24 | $6.8B | $1.3B |
负债/权益比PAYOROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $54.9M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $40.3M | $26.2M |
| 自由现金流率自由现金流/营收 | 18.6% | 11.7% |
| 资本支出强度资本支出/营收 | 6.7% | 4.1% |
| 现金转化率经营现金流/净利润 | 2.89× | — |
| 过去12个月自由现金流最近4个季度 | $206.6M | $120.6M |
8季度趋势，按日历期对齐
经营现金流PAYOROCK
| Q4 25 | $54.9M | $35.5M | ||
| Q3 25 | $54.2M | $73.0M | ||
| Q2 25 | $70.7M | $44.9M | ||
| Q1 25 | $53.7M | $13.7M | ||
| Q4 24 | $45.9M | $19.9M | ||
| Q3 24 | $50.1M | $64.7M | ||
| Q2 24 | $41.4M | $36.5M | ||
| Q1 24 | $39.5M | $53.2M |
自由现金流PAYOROCK
| Q4 25 | $40.3M | $26.2M | ||
| Q3 25 | $49.2M | $64.8M | ||
| Q2 25 | $68.1M | $27.3M | ||
| Q1 25 | $49.0M | $2.3M | ||
| Q4 24 | $42.1M | $14.1M | ||
| Q3 24 | $48.5M | $60.5M | ||
| Q2 24 | $40.2M | $33.5M | ||
| Q1 24 | $37.9M | $48.8M |
自由现金流率PAYOROCK
| Q4 25 | 18.6% | 11.7% | ||
| Q3 25 | 23.5% | 20.8% | ||
| Q2 25 | 34.0% | 8.8% | ||
| Q1 25 | 26.3% | 0.8% | ||
| Q4 24 | 21.3% | 7.8% | ||
| Q3 24 | 26.9% | 21.8% | ||
| Q2 24 | 23.5% | 12.2% | ||
| Q1 24 | 23.6% | 16.7% |
资本支出强度PAYOROCK
| Q4 25 | 6.7% | 4.1% | ||
| Q3 25 | 2.4% | 2.6% | ||
| Q2 25 | 1.3% | 5.7% | ||
| Q1 25 | 2.5% | 3.9% | ||
| Q4 24 | 1.9% | 3.3% | ||
| Q3 24 | 0.9% | 1.5% | ||
| Q2 24 | 0.7% | 1.1% | ||
| Q1 24 | 1.0% | 1.5% |
现金转化率PAYOROCK
| Q4 25 | 2.89× | — | ||
| Q3 25 | 3.84× | — | ||
| Q2 25 | 3.63× | 1.73× | ||
| Q1 25 | 2.61× | 0.65× | ||
| Q4 24 | 2.52× | — | ||
| Q3 24 | 1.21× | 1.90× | ||
| Q2 24 | 1.28× | 1.13× | ||
| Q1 24 | 1.36× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PAYO
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
