vs
PROSPERITY BANCSHARES INC（PB）与通用动力（PLOW）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是通用动力的2.0倍（$367.6M vs $184.5M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 7.0%，领先24.7%），过去两年通用动力的营收复合增速更高（38.9% vs 19.2%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
通用动力公司是总部位于美国弗吉尼亚州雷斯顿的工业与科技企业，核心业务是研发制造各类先进军用装备，产品包括核潜艇、主战坦克、装甲战车等，同时也生产民用湾流公务机，并提供信息技术服务，是美国联邦政府前五大国防承包商之一。
PB vs PLOW — 直观对比
营收规模更大
PB
是对方的2.0倍
$184.5M
净利率更高
PB
高出24.7%
7.0%
两年增速更快
PLOW
近两年复合增速
19.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $184.5M |
| 净利润 | $116.3M | $12.8M |
| 毛利率 | — | 26.1% |
| 营业利润率 | — | 10.5% |
| 净利率 | 31.6% | 7.0% |
| 营收同比 | — | 28.6% |
| 净利润同比 | -10.7% | 62.3% |
| 每股收益（稀释后） | $1.16 | $0.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBPLOW
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $184.5M | ||
| Q3 25 | $273.4M | $162.1M | ||
| Q2 25 | $267.7M | $194.3M | ||
| Q1 25 | $265.4M | $115.1M | ||
| Q4 24 | $267.8M | $143.5M | ||
| Q3 24 | $261.7M | $129.4M | ||
| Q2 24 | $258.8M | $199.9M |
净利润PBPLOW
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $12.8M | ||
| Q3 25 | $137.6M | $8.0M | ||
| Q2 25 | $135.2M | $26.0M | ||
| Q1 25 | $130.2M | $148.0K | ||
| Q4 24 | $130.1M | $7.9M | ||
| Q3 24 | $127.3M | $32.3M | ||
| Q2 24 | $111.6M | $24.3M |
毛利率PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 30.7% |
营业利润率PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 10.5% | ||
| Q3 25 | 64.4% | 8.7% | ||
| Q2 25 | 64.3% | 19.0% | ||
| Q1 25 | 62.7% | 2.8% | ||
| Q4 24 | 62.0% | 9.0% | ||
| Q3 24 | 62.1% | 35.4% | ||
| Q2 24 | 55.2% | 18.2% |
净利率PBPLOW
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 7.0% | ||
| Q3 25 | 50.3% | 4.9% | ||
| Q2 25 | 50.5% | 13.4% | ||
| Q1 25 | 49.1% | 0.1% | ||
| Q4 24 | 48.6% | 5.5% | ||
| Q3 24 | 48.6% | 24.9% | ||
| Q2 24 | 43.1% | 12.2% |
每股收益（稀释后）PBPLOW
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.54 | ||
| Q3 25 | $1.45 | $0.33 | ||
| Q2 25 | $1.42 | $1.09 | ||
| Q1 25 | $1.37 | $0.00 | ||
| Q4 24 | $1.36 | $0.35 | ||
| Q3 24 | $1.34 | $1.36 | ||
| Q2 24 | $1.17 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $144.0M |
| 股东权益账面价值 | $8.2B | $281.4M |
| 总资产 | $43.6B | $626.7M |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
总债务PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | $144.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $147.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PBPLOW
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $281.4M | ||
| Q3 25 | $7.7B | $275.3M | ||
| Q2 25 | $7.6B | $273.3M | ||
| Q1 25 | $7.5B | $258.9M | ||
| Q4 24 | $7.4B | $264.2M | ||
| Q3 24 | $7.4B | $260.8M | ||
| Q2 24 | $7.3B | $236.7M |
总资产PBPLOW
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $626.7M | ||
| Q3 25 | $38.3B | $694.9M | ||
| Q2 25 | $38.4B | $671.5M | ||
| Q1 25 | $38.8B | $621.0M | ||
| Q4 24 | $39.6B | $590.0M | ||
| Q3 24 | $40.1B | $665.6M | ||
| Q2 24 | $39.8B | $617.0M |
负债/权益比PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.56× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $95.9M |
| 自由现金流经营现金流 - 资本支出 | — | $92.8M |
| 自由现金流率自由现金流/营收 | — | 50.3% |
| 资本支出强度资本支出/营收 | — | 1.7% |
| 现金转化率经营现金流/净利润 | — | 7.47× |
| 过去12个月自由现金流最近4个季度 | — | $63.6M |
8季度趋势，按日历期对齐
经营现金流PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $95.9M | ||
| Q3 25 | $194.8M | $-8.5M | ||
| Q2 25 | $98.2M | $-11.4M | ||
| Q1 25 | $178.2M | $-1.3M | ||
| Q4 24 | $-205.8M | $74.4M | ||
| Q3 24 | $274.6M | $-14.2M | ||
| Q2 24 | $216.5M | $2.5M |
自由现金流PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $92.8M | ||
| Q3 25 | $185.7M | $-11.4M | ||
| Q2 25 | $91.8M | $-14.3M | ||
| Q1 25 | $171.1M | $-3.5M | ||
| Q4 24 | $-210.7M | $70.2M | ||
| Q3 24 | $270.2M | $-15.2M | ||
| Q2 24 | $211.8M | $836.0K |
自由现金流率PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 50.3% | ||
| Q3 25 | 67.9% | -7.1% | ||
| Q2 25 | 34.3% | -7.4% | ||
| Q1 25 | 64.5% | -3.0% | ||
| Q4 24 | -78.7% | 48.9% | ||
| Q3 24 | 103.3% | -11.8% | ||
| Q2 24 | 81.8% | 0.4% |
资本支出强度PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 1.7% | ||
| Q3 25 | 3.3% | 1.8% | ||
| Q2 25 | 2.4% | 1.5% | ||
| Q1 25 | 2.7% | 1.9% | ||
| Q4 24 | 1.8% | 2.9% | ||
| Q3 24 | 1.7% | 0.8% | ||
| Q2 24 | 1.8% | 0.8% |
现金转化率PBPLOW
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 7.47× | ||
| Q3 25 | 1.42× | -1.07× | ||
| Q2 25 | 0.73× | -0.44× | ||
| Q1 25 | 1.37× | -9.03× | ||
| Q4 24 | -1.58× | 9.41× | ||
| Q3 24 | 2.16× | -0.44× | ||
| Q2 24 | 1.94× | 0.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
PLOW
| Work Truck Solutions | $101.5M | 55% |
| Transferred At Point In Time | $83.1M | 45% |
