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PROSPERITY BANCSHARES INC（PB）与PERDOCEO EDUCATION Corp（PRDO）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是PERDOCEO EDUCATION Corp的1.7倍（$367.6M vs $211.6M），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 12.2%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
Perdoceo Education是美国上市营利性教育集团，前身为职业教育公司（Career Education Corporation），旗下运营五所美国营利性大学，包括美国洲际大学、科罗拉多理工大学、南加利福尼亚大学、三叉戟国际大学及圣奥古斯丁健康科学大学，业务覆盖高等教育、职业教育及健康科学相关教育领域。
PB vs PRDO — 直观对比
营收规模更大
PB
是对方的1.7倍
$211.6M
两年增速更快
PB
近两年复合增速
12.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $211.6M |
| 净利润 | $116.3M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 19.8% |
| 净利率 | 31.6% | — |
| 营收同比 | — | 20.0% |
| 净利润同比 | -10.7% | — |
| 每股收益（稀释后） | $1.16 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBPRDO
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $211.6M | ||
| Q3 25 | $273.4M | $211.9M | ||
| Q2 25 | $267.7M | $209.6M | ||
| Q1 25 | $265.4M | $213.0M | ||
| Q4 24 | $267.8M | $176.4M | ||
| Q3 24 | $261.7M | $169.8M | ||
| Q2 24 | $258.8M | $166.7M |
净利润PBPRDO
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | $39.9M | ||
| Q2 25 | $135.2M | $41.0M | ||
| Q1 25 | $130.2M | $43.7M | ||
| Q4 24 | $130.1M | — | ||
| Q3 24 | $127.3M | $38.3M | ||
| Q2 24 | $111.6M | $38.4M |
营业利润率PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 19.8% | ||
| Q3 25 | 64.4% | 24.1% | ||
| Q2 25 | 64.3% | 24.5% | ||
| Q1 25 | 62.7% | 24.3% | ||
| Q4 24 | 62.0% | 21.1% | ||
| Q3 24 | 62.1% | 26.4% | ||
| Q2 24 | 55.2% | 27.6% |
净利率PBPRDO
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | 18.8% | ||
| Q2 25 | 50.5% | 19.6% | ||
| Q1 25 | 49.1% | 20.5% | ||
| Q4 24 | 48.6% | — | ||
| Q3 24 | 48.6% | 22.5% | ||
| Q2 24 | 43.1% | 23.0% |
每股收益（稀释后）PBPRDO
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.55 | ||
| Q3 25 | $1.45 | $0.60 | ||
| Q2 25 | $1.42 | $0.62 | ||
| Q1 25 | $1.37 | $0.65 | ||
| Q4 24 | $1.36 | $0.46 | ||
| Q3 24 | $1.34 | $0.57 | ||
| Q2 24 | $1.17 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $111.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.2B | $972.4M |
| 总资产 | $43.6B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | — | $111.0M | ||
| Q3 25 | — | $159.5M | ||
| Q2 25 | — | $172.1M | ||
| Q1 25 | — | $132.1M | ||
| Q4 24 | — | $109.1M | ||
| Q3 24 | — | $238.0M | ||
| Q2 24 | — | $127.9M |
股东权益PBPRDO
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $972.4M | ||
| Q3 25 | $7.7B | $997.9M | ||
| Q2 25 | $7.6B | $984.6M | ||
| Q1 25 | $7.5B | $970.3M | ||
| Q4 24 | $7.4B | $959.5M | ||
| Q3 24 | $7.4B | $935.4M | ||
| Q2 24 | $7.3B | $899.5M |
总资产PBPRDO
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $1.2B | ||
| Q3 25 | $38.3B | $1.3B | ||
| Q2 25 | $38.4B | $1.3B | ||
| Q1 25 | $38.8B | $1.3B | ||
| Q4 24 | $39.6B | $1.2B | ||
| Q3 24 | $40.1B | $1.1B | ||
| Q2 24 | $39.8B | $1.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.1M |
| 自由现金流经营现金流 - 资本支出 | — | $37.9M |
| 自由现金流率自由现金流/营收 | — | 17.9% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $216.7M |
8季度趋势，按日历期对齐
经营现金流PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $40.1M | ||
| Q3 25 | $194.8M | $41.2M | ||
| Q2 25 | $98.2M | $78.8M | ||
| Q1 25 | $178.2M | $65.1M | ||
| Q4 24 | $-205.8M | $17.6M | ||
| Q3 24 | $274.6M | $51.0M | ||
| Q2 24 | $216.5M | $38.5M |
自由现金流PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $37.9M | ||
| Q3 25 | $185.7M | $39.4M | ||
| Q2 25 | $91.8M | $76.0M | ||
| Q1 25 | $171.1M | $63.4M | ||
| Q4 24 | $-210.7M | $16.0M | ||
| Q3 24 | $270.2M | $50.0M | ||
| Q2 24 | $211.8M | $37.7M |
自由现金流率PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 17.9% | ||
| Q3 25 | 67.9% | 18.6% | ||
| Q2 25 | 34.3% | 36.3% | ||
| Q1 25 | 64.5% | 29.8% | ||
| Q4 24 | -78.7% | 9.1% | ||
| Q3 24 | 103.3% | 29.4% | ||
| Q2 24 | 81.8% | 22.6% |
资本支出强度PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 1.1% | ||
| Q3 25 | 3.3% | 0.9% | ||
| Q2 25 | 2.4% | 1.3% | ||
| Q1 25 | 2.7% | 0.8% | ||
| Q4 24 | 1.8% | 0.9% | ||
| Q3 24 | 1.7% | 0.6% | ||
| Q2 24 | 1.8% | 0.5% |
现金转化率PBPRDO
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | 1.03× | ||
| Q2 25 | 0.73× | 1.92× | ||
| Q1 25 | 1.37× | 1.49× | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | 1.33× | ||
| Q2 24 | 1.94× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
PRDO
| CTU | $107.0M | 51% |
| AIUS | $60.8M | 29% |
| University Of St Augustine For Health Sciences Llc | $43.7M | 21% |
| Other | $1.1M | 1% |
