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PROSPERITY BANCSHARES INC(PB)与PROGRESS SOFTWARE CORP(PRGS)财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是PROGRESS SOFTWARE CORP的1.5倍($367.6M vs $252.7M),PROSPERITY BANCSHARES INC净利率更高(31.6% vs 10.2%,领先21.4%),过去两年PROSPERITY BANCSHARES INC的营收复合增速更高(19.2% vs 17.0%)
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司,业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日,公司共运营285家分支机构,广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
Progress Software是全球领先的企业级软件服务商,主营应用开发平台、数据连接工具、数字体验解决方案等产品,服务覆盖金融、医疗、制造、零售等多行业的全球企业客户,助力客户搭建高性能可扩展的业务应用,提升运营效率。
PB vs PRGS — 直观对比
营收规模更大
PB
是对方的1.5倍
$252.7M
净利率更高
PB
高出21.4%
10.2%
两年增速更快
PB
近两年复合增速
17.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $367.6M | $252.7M |
| 净利润 | $116.3M | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | — | 15.2% |
| 净利率 | 31.6% | 10.2% |
| 营收同比 | — | 17.5% |
| 净利润同比 | -10.7% | 2144.6% |
| 每股收益(稀释后) | $1.16 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PB
PRGS
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $252.7M | ||
| Q3 25 | $273.4M | $249.8M | ||
| Q2 25 | $267.7M | $237.4M | ||
| Q1 25 | $265.4M | $238.0M | ||
| Q4 24 | $267.8M | $215.0M | ||
| Q3 24 | $261.7M | $178.7M | ||
| Q2 24 | $258.8M | $175.1M |
净利润
PB
PRGS
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $25.7M | ||
| Q3 25 | $137.6M | $19.4M | ||
| Q2 25 | $135.2M | $17.0M | ||
| Q1 25 | $130.2M | $10.9M | ||
| Q4 24 | $130.1M | $1.1M | ||
| Q3 24 | $127.3M | $28.5M | ||
| Q2 24 | $111.6M | $16.2M |
毛利率
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% |
营业利润率
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 15.2% | ||
| Q3 25 | 64.4% | 17.6% | ||
| Q2 25 | 64.3% | 16.3% | ||
| Q1 25 | 62.7% | 13.6% | ||
| Q4 24 | 62.0% | 10.0% | ||
| Q3 24 | 62.1% | 22.6% | ||
| Q2 24 | 55.2% | 15.5% |
净利率
PB
PRGS
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 10.2% | ||
| Q3 25 | 50.3% | 7.8% | ||
| Q2 25 | 50.5% | 7.2% | ||
| Q1 25 | 49.1% | 4.6% | ||
| Q4 24 | 48.6% | 0.5% | ||
| Q3 24 | 48.6% | 15.9% | ||
| Q2 24 | 43.1% | 9.2% |
每股收益(稀释后)
PB
PRGS
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.59 | ||
| Q3 25 | $1.45 | $0.44 | ||
| Q2 25 | $1.42 | $0.39 | ||
| Q1 25 | $1.37 | $0.24 | ||
| Q4 24 | $1.36 | $0.01 | ||
| Q3 24 | $1.34 | $0.65 | ||
| Q2 24 | $1.17 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $94.8M |
| 总债务越低越好 | — | $1.4B |
| 股东权益账面价值 | $8.2B | $478.3M |
| 总资产 | $43.6B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 2.93× |
8季度趋势,按日历期对齐
现金及短期投资
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $94.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $102.0M | ||
| Q1 25 | — | $124.2M | ||
| Q4 24 | — | $118.1M | ||
| Q3 24 | — | $232.7M | ||
| Q2 24 | — | $190.4M |
总债务
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
PB
PRGS
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $478.3M | ||
| Q3 25 | $7.7B | $477.7M | ||
| Q2 25 | $7.6B | $452.7M | ||
| Q1 25 | $7.5B | $431.8M | ||
| Q4 24 | $7.4B | $438.8M | ||
| Q3 24 | $7.4B | $425.6M | ||
| Q2 24 | $7.3B | $401.7M |
总资产
PB
PRGS
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $2.5B | ||
| Q3 25 | $38.3B | $2.4B | ||
| Q2 25 | $38.4B | $2.4B | ||
| Q1 25 | $38.8B | $2.5B | ||
| Q4 24 | $39.6B | $2.5B | ||
| Q3 24 | $40.1B | $1.6B | ||
| Q2 24 | $39.8B | $1.6B |
负债/权益比
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.93× | ||
| Q3 25 | — | 2.97× | ||
| Q2 25 | — | 3.22× | ||
| Q1 25 | — | 3.50× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $62.8M |
| 自由现金流经营现金流 - 资本支出 | — | $59.9M |
| 自由现金流率自由现金流/营收 | — | 23.7% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 2.44× |
| 过去12个月自由现金流最近4个季度 | — | $229.5M |
8季度趋势,按日历期对齐
经营现金流
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $62.8M | ||
| Q3 25 | $194.8M | $73.4M | ||
| Q2 25 | $98.2M | $30.0M | ||
| Q1 25 | $178.2M | $68.9M | ||
| Q4 24 | $-205.8M | $19.7M | ||
| Q3 24 | $274.6M | $57.7M | ||
| Q2 24 | $216.5M | $63.7M |
自由现金流
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $59.9M | ||
| Q3 25 | $185.7M | $72.4M | ||
| Q2 25 | $91.8M | $29.5M | ||
| Q1 25 | $171.1M | $67.7M | ||
| Q4 24 | $-210.7M | $16.8M | ||
| Q3 24 | $270.2M | $56.6M | ||
| Q2 24 | $211.8M | $62.7M |
自由现金流率
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 23.7% | ||
| Q3 25 | 67.9% | 29.0% | ||
| Q2 25 | 34.3% | 12.4% | ||
| Q1 25 | 64.5% | 28.4% | ||
| Q4 24 | -78.7% | 7.8% | ||
| Q3 24 | 103.3% | 31.7% | ||
| Q2 24 | 81.8% | 35.8% |
资本支出强度
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 1.1% | ||
| Q3 25 | 3.3% | 0.4% | ||
| Q2 25 | 2.4% | 0.2% | ||
| Q1 25 | 2.7% | 0.5% | ||
| Q4 24 | 1.8% | 1.3% | ||
| Q3 24 | 1.7% | 0.6% | ||
| Q2 24 | 1.8% | 0.5% |
现金转化率
PB
PRGS
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 2.44× | ||
| Q3 25 | 1.42× | 3.78× | ||
| Q2 25 | 0.73× | 1.76× | ||
| Q1 25 | 1.37× | 6.30× | ||
| Q4 24 | -1.58× | 17.13× | ||
| Q3 24 | 2.16× | 2.03× | ||
| Q2 24 | 1.94× | 3.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |