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PROSPERITY BANCSHARES INC（PB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是LiveRamp Holdings, Inc.的1.7倍（$367.6M vs $212.2M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 18.8%，领先12.8%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 11.1%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
PB vs RAMP — 直观对比
营收规模更大
PB
是对方的1.7倍
$212.2M
净利率更高
PB
高出12.8%
18.8%
两年增速更快
PB
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $212.2M |
| 净利润 | $116.3M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 31.6% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | -10.7% | 255.7% |
| 每股收益（稀释后） | $1.16 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBRAMP
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $212.2M | ||
| Q3 25 | $273.4M | $199.8M | ||
| Q2 25 | $267.7M | $194.8M | ||
| Q1 25 | $265.4M | $188.7M | ||
| Q4 24 | $267.8M | $195.4M | ||
| Q3 24 | $261.7M | $185.5M | ||
| Q2 24 | $258.8M | $176.0M |
净利润PBRAMP
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $39.9M | ||
| Q3 25 | $137.6M | $27.4M | ||
| Q2 25 | $135.2M | $7.7M | ||
| Q1 25 | $130.2M | $-6.3M | ||
| Q4 24 | $130.1M | $11.2M | ||
| Q3 24 | $127.3M | $1.7M | ||
| Q2 24 | $111.6M | $-7.5M |
毛利率PBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率PBRAMP
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 18.6% | ||
| Q3 25 | 64.4% | 10.7% | ||
| Q2 25 | 64.3% | 3.7% | ||
| Q1 25 | 62.7% | -6.1% | ||
| Q4 24 | 62.0% | 7.5% | ||
| Q3 24 | 62.1% | 4.0% | ||
| Q2 24 | 55.2% | -3.0% |
净利率PBRAMP
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 18.8% | ||
| Q3 25 | 50.3% | 13.7% | ||
| Q2 25 | 50.5% | 4.0% | ||
| Q1 25 | 49.1% | -3.3% | ||
| Q4 24 | 48.6% | 5.7% | ||
| Q3 24 | 48.6% | 0.9% | ||
| Q2 24 | 43.1% | -4.3% |
每股收益（稀释后）PBRAMP
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.62 | ||
| Q3 25 | $1.45 | $0.42 | ||
| Q2 25 | $1.42 | $0.12 | ||
| Q1 25 | $1.37 | $-0.10 | ||
| Q4 24 | $1.36 | $0.17 | ||
| Q3 24 | $1.34 | $0.03 | ||
| Q2 24 | $1.17 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.2B | $962.3M |
| 总资产 | $43.6B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
股东权益PBRAMP
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $962.3M | ||
| Q3 25 | $7.7B | $943.8M | ||
| Q2 25 | $7.6B | $947.8M | ||
| Q1 25 | $7.5B | $948.9M | ||
| Q4 24 | $7.4B | $957.7M | ||
| Q3 24 | $7.4B | $932.1M | ||
| Q2 24 | $7.3B | $951.9M |
总资产PBRAMP
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $1.3B | ||
| Q3 25 | $38.3B | $1.2B | ||
| Q2 25 | $38.4B | $1.2B | ||
| Q1 25 | $38.8B | $1.3B | ||
| Q4 24 | $39.6B | $1.3B | ||
| Q3 24 | $40.1B | $1.2B | ||
| Q2 24 | $39.8B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
RAMP
暂无分部数据
