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PROSPERITY BANCSHARES INC(PB)与RBC Bearings INC(RBC)财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是PROSPERITY BANCSHARES INC的1.3倍($461.6M vs $367.6M),PROSPERITY BANCSHARES INC净利率更高(31.6% vs 14.6%,领先17.0%),过去两年PROSPERITY BANCSHARES INC的营收复合增速更高(19.2% vs 5.6%)
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司,业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日,公司共运营285家分支机构,广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
该文本实际介绍的并非RBC Bearings,而是美国多佛公司。多佛是一家工业产品综合制造商,1955年成立,总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块:工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术,是标普500成分股,在纽约证券交易所上市。
PB vs RBC — 直观对比
营收规模更大
RBC
是对方的1.3倍
$367.6M
净利率更高
PB
高出17.0%
14.6%
两年增速更快
PB
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $367.6M | $461.6M |
| 净利润 | $116.3M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 31.6% | 14.6% |
| 营收同比 | — | 17.0% |
| 净利润同比 | -10.7% | 16.4% |
| 每股收益(稀释后) | $1.16 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PB
RBC
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $461.6M | ||
| Q3 25 | $273.4M | $455.3M | ||
| Q2 25 | $267.7M | $436.0M | ||
| Q1 25 | $265.4M | $437.7M | ||
| Q4 24 | $267.8M | $394.4M | ||
| Q3 24 | $261.7M | $397.9M | ||
| Q2 24 | $258.8M | $406.3M |
净利润
PB
RBC
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $67.4M | ||
| Q3 25 | $137.6M | $60.0M | ||
| Q2 25 | $135.2M | $68.5M | ||
| Q1 25 | $130.2M | $72.7M | ||
| Q4 24 | $130.1M | $57.9M | ||
| Q3 24 | $127.3M | $54.2M | ||
| Q2 24 | $111.6M | $61.4M |
毛利率
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 22.3% | ||
| Q3 25 | 64.4% | 21.5% | ||
| Q2 25 | 64.3% | 23.2% | ||
| Q1 25 | 62.7% | 23.0% | ||
| Q4 24 | 62.0% | 21.7% | ||
| Q3 24 | 62.1% | 21.6% | ||
| Q2 24 | 55.2% | 24.0% |
净利率
PB
RBC
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 14.6% | ||
| Q3 25 | 50.3% | 13.2% | ||
| Q2 25 | 50.5% | 15.7% | ||
| Q1 25 | 49.1% | 16.6% | ||
| Q4 24 | 48.6% | 14.7% | ||
| Q3 24 | 48.6% | 13.6% | ||
| Q2 24 | 43.1% | 15.1% |
每股收益(稀释后)
PB
RBC
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $2.13 | ||
| Q3 25 | $1.45 | $1.90 | ||
| Q2 25 | $1.42 | $2.17 | ||
| Q1 25 | $1.37 | $2.33 | ||
| Q4 24 | $1.36 | $1.82 | ||
| Q3 24 | $1.34 | $1.65 | ||
| Q2 24 | $1.17 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $8.2B | $3.3B |
| 总资产 | $43.6B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势,按日历期对齐
现金及短期投资
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M |
总债务
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
PB
RBC
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $3.3B | ||
| Q3 25 | $7.7B | $3.2B | ||
| Q2 25 | $7.6B | $3.1B | ||
| Q1 25 | $7.5B | $3.0B | ||
| Q4 24 | $7.4B | $2.9B | ||
| Q3 24 | $7.4B | $2.9B | ||
| Q2 24 | $7.3B | $2.8B |
总资产
PB
RBC
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $5.1B | ||
| Q3 25 | $38.3B | $5.1B | ||
| Q2 25 | $38.4B | $4.8B | ||
| Q1 25 | $38.8B | $4.7B | ||
| Q4 24 | $39.6B | $4.7B | ||
| Q3 24 | $40.1B | $4.7B | ||
| Q2 24 | $39.8B | $4.7B |
负债/权益比
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势,按日历期对齐
经营现金流
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $122.1M | ||
| Q3 25 | $194.8M | $88.4M | ||
| Q2 25 | $98.2M | $120.0M | ||
| Q1 25 | $178.2M | — | ||
| Q4 24 | $-205.8M | $84.0M | ||
| Q3 24 | $274.6M | — | ||
| Q2 24 | $216.5M | $97.4M |
自由现金流
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $99.1M | ||
| Q3 25 | $185.7M | $71.7M | ||
| Q2 25 | $91.8M | $104.3M | ||
| Q1 25 | $171.1M | — | ||
| Q4 24 | $-210.7M | $73.6M | ||
| Q3 24 | $270.2M | — | ||
| Q2 24 | $211.8M | $88.4M |
自由现金流率
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 21.5% | ||
| Q3 25 | 67.9% | 15.7% | ||
| Q2 25 | 34.3% | 23.9% | ||
| Q1 25 | 64.5% | — | ||
| Q4 24 | -78.7% | 18.7% | ||
| Q3 24 | 103.3% | — | ||
| Q2 24 | 81.8% | 21.8% |
资本支出强度
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 5.0% | ||
| Q3 25 | 3.3% | 3.7% | ||
| Q2 25 | 2.4% | 3.6% | ||
| Q1 25 | 2.7% | 3.2% | ||
| Q4 24 | 1.8% | 2.6% | ||
| Q3 24 | 1.7% | 4.1% | ||
| Q2 24 | 1.8% | 2.2% |
现金转化率
PB
RBC
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 1.81× | ||
| Q3 25 | 1.42× | 1.47× | ||
| Q2 25 | 0.73× | 1.75× | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | 1.45× | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |