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PROSPERITY BANCSHARES INC（PB）与Regency Centers（REG）财务数据对比。点击上方公司名可切换其他公司
Regency Centers的季度营收约是PROSPERITY BANCSHARES INC的1.1倍（$404.2M vs $367.6M），Regency Centers净利率更高（50.1% vs 31.6%，领先18.5%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 5.4%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
Regency Centers是总部位于美国佛罗里达州杰克逊维尔的房地产投资信托基金，也是以超市为核心租户的大型购物中心运营商之一。截至2020年10月21日，公司共持有415处物业，总建筑面积达5600万平方英尺，知名资产包括Serramonte Center及Village District 30%的股权。
PB vs REG — 直观对比
营收规模更大
REG
是对方的1.1倍
$367.6M
净利率更高
REG
高出18.5%
31.6%
两年增速更快
PB
近两年复合增速
5.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $404.2M |
| 净利润 | $116.3M | $202.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 71.0% |
| 净利率 | 31.6% | 50.1% |
| 营收同比 | — | 8.5% |
| 净利润同比 | -10.7% | 134.1% |
| 每股收益（稀释后） | $1.16 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBREG
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $404.2M | ||
| Q3 25 | $273.4M | $387.6M | ||
| Q2 25 | $267.7M | $380.8M | ||
| Q1 25 | $265.4M | $380.9M | ||
| Q4 24 | $267.8M | $372.5M | ||
| Q3 24 | $261.7M | $360.3M | ||
| Q2 24 | $258.8M | $357.3M |
净利润PBREG
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $202.5M | ||
| Q3 25 | $137.6M | $109.4M | ||
| Q2 25 | $135.2M | $106.0M | ||
| Q1 25 | $130.2M | $109.6M | ||
| Q4 24 | $130.1M | $86.5M | ||
| Q3 24 | $127.3M | $101.5M | ||
| Q2 24 | $111.6M | $102.7M |
营业利润率PBREG
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 71.0% | ||
| Q3 25 | 64.4% | 72.7% | ||
| Q2 25 | 64.3% | 73.8% | ||
| Q1 25 | 62.7% | 71.8% | ||
| Q4 24 | 62.0% | 71.1% | ||
| Q3 24 | 62.1% | 72.5% | ||
| Q2 24 | 55.2% | 72.3% |
净利率PBREG
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 50.1% | ||
| Q3 25 | 50.3% | 28.2% | ||
| Q2 25 | 50.5% | 27.8% | ||
| Q1 25 | 49.1% | 28.8% | ||
| Q4 24 | 48.6% | 23.2% | ||
| Q3 24 | 48.6% | 28.2% | ||
| Q2 24 | 43.1% | 28.7% |
每股收益（稀释后）PBREG
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | — | ||
| Q3 25 | $1.45 | — | ||
| Q2 25 | $1.42 | — | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.36 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.7B |
| 股东权益账面价值 | $8.2B | $6.9B |
| 总资产 | $43.6B | $13.0B |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
总债务PBREG
| Q1 26 | — | — | ||
| Q4 25 | — | $4.7B | ||
| Q3 25 | — | $4.9B | ||
| Q2 25 | — | $4.8B | ||
| Q1 25 | — | $4.6B | ||
| Q4 24 | — | $4.4B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.4B |
股东权益PBREG
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $6.9B | ||
| Q3 25 | $7.7B | $6.8B | ||
| Q2 25 | $7.6B | $6.7B | ||
| Q1 25 | $7.5B | $6.7B | ||
| Q4 24 | $7.4B | $6.7B | ||
| Q3 24 | $7.4B | $6.8B | ||
| Q2 24 | $7.3B | $6.8B |
总资产PBREG
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $13.0B | ||
| Q3 25 | $38.3B | $13.1B | ||
| Q2 25 | $38.4B | $12.7B | ||
| Q1 25 | $38.8B | $12.6B | ||
| Q4 24 | $39.6B | $12.4B | ||
| Q3 24 | $40.1B | $12.4B | ||
| Q2 24 | $39.8B | $12.4B |
负债/权益比PBREG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.72× | ||
| Q2 25 | — | 0.72× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | 0.66× | ||
| Q3 24 | — | 0.65× | ||
| Q2 24 | — | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $203.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.01× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBREG
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $203.9M | ||
| Q3 25 | $194.8M | $218.7M | ||
| Q2 25 | $98.2M | $244.0M | ||
| Q1 25 | $178.2M | $161.0M | ||
| Q4 24 | $-205.8M | $191.4M | ||
| Q3 24 | $274.6M | $227.6M | ||
| Q2 24 | $216.5M | $203.5M |
自由现金流PBREG
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | — | ||
| Q3 25 | $185.7M | — | ||
| Q2 25 | $91.8M | — | ||
| Q1 25 | $171.1M | — | ||
| Q4 24 | $-210.7M | — | ||
| Q3 24 | $270.2M | — | ||
| Q2 24 | $211.8M | — |
自由现金流率PBREG
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | — | ||
| Q3 25 | 67.9% | — | ||
| Q2 25 | 34.3% | — | ||
| Q1 25 | 64.5% | — | ||
| Q4 24 | -78.7% | — | ||
| Q3 24 | 103.3% | — | ||
| Q2 24 | 81.8% | — |
资本支出强度PBREG
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 3.3% | — | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.8% | — |
现金转化率PBREG
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 1.01× | ||
| Q3 25 | 1.42× | 2.00× | ||
| Q2 25 | 0.73× | 2.30× | ||
| Q1 25 | 1.37× | 1.47× | ||
| Q4 24 | -1.58× | 2.21× | ||
| Q3 24 | 2.16× | 2.24× | ||
| Q2 24 | 1.94× | 1.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
REG
| Shopping Centers | $418.0M | 103% |
| Propertymanagementservices | $4.1M | 1% |
| Assetmanagementservices | $1.7M | 0% |
