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PROSPERITY BANCSHARES INC（PB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.6倍（$367.6M vs $225.0M），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs -12.3%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
PB vs ROCK — 直观对比
营收规模更大
PB
是对方的1.6倍
$225.0M
两年增速更快
PB
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $225.0M |
| 净利润 | $116.3M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 31.6% | — |
| 营收同比 | — | 24.9% |
| 净利润同比 | -10.7% | — |
| 每股收益（稀释后） | $1.16 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBROCK
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $225.0M | ||
| Q3 25 | $273.4M | $310.9M | ||
| Q2 25 | $267.7M | $309.5M | ||
| Q1 25 | $265.4M | $290.0M | ||
| Q4 24 | $267.8M | $180.1M | ||
| Q3 24 | $261.7M | $277.1M | ||
| Q2 24 | $258.8M | $273.6M |
净利润PBROCK
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | $-89.1M | ||
| Q2 25 | $135.2M | $26.0M | ||
| Q1 25 | $130.2M | $21.1M | ||
| Q4 24 | $130.1M | — | ||
| Q3 24 | $127.3M | $34.0M | ||
| Q2 24 | $111.6M | $32.2M |
毛利率PBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率PBROCK
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 7.9% | ||
| Q3 25 | 64.4% | 12.8% | ||
| Q2 25 | 64.3% | 12.8% | ||
| Q1 25 | 62.7% | 8.8% | ||
| Q4 24 | 62.0% | 13.3% | ||
| Q3 24 | 62.1% | 15.6% | ||
| Q2 24 | 55.2% | 14.9% |
净利率PBROCK
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | -28.6% | ||
| Q2 25 | 50.5% | 8.4% | ||
| Q1 25 | 49.1% | 7.3% | ||
| Q4 24 | 48.6% | — | ||
| Q3 24 | 48.6% | 12.3% | ||
| Q2 24 | 43.1% | 11.8% |
每股收益（稀释后）PBROCK
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | — | ||
| Q3 25 | $1.45 | $-2.98 | ||
| Q2 25 | $1.42 | $0.87 | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.36 | — | ||
| Q3 24 | $1.34 | $1.11 | ||
| Q2 24 | $1.17 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $8.2B | $950.4M |
| 总资产 | $43.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资PBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M |
总债务PBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益PBROCK
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $950.4M | ||
| Q3 25 | $7.7B | $951.8M | ||
| Q2 25 | $7.6B | $1.0B | ||
| Q1 25 | $7.5B | $1.0B | ||
| Q4 24 | $7.4B | $1.0B | ||
| Q3 24 | $7.4B | $1.0B | ||
| Q2 24 | $7.3B | $975.7M |
总资产PBROCK
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $1.4B | ||
| Q3 25 | $38.3B | $1.4B | ||
| Q2 25 | $38.4B | $1.5B | ||
| Q1 25 | $38.8B | $1.4B | ||
| Q4 24 | $39.6B | $1.4B | ||
| Q3 24 | $40.1B | $1.4B | ||
| Q2 24 | $39.8B | $1.4B |
负债/权益比PBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流PBROCK
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $35.5M | ||
| Q3 25 | $194.8M | $73.0M | ||
| Q2 25 | $98.2M | $44.9M | ||
| Q1 25 | $178.2M | $13.7M | ||
| Q4 24 | $-205.8M | $19.9M | ||
| Q3 24 | $274.6M | $64.7M | ||
| Q2 24 | $216.5M | $36.5M |
自由现金流PBROCK
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $26.2M | ||
| Q3 25 | $185.7M | $64.8M | ||
| Q2 25 | $91.8M | $27.3M | ||
| Q1 25 | $171.1M | $2.3M | ||
| Q4 24 | $-210.7M | $14.1M | ||
| Q3 24 | $270.2M | $60.5M | ||
| Q2 24 | $211.8M | $33.5M |
自由现金流率PBROCK
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 11.7% | ||
| Q3 25 | 67.9% | 20.8% | ||
| Q2 25 | 34.3% | 8.8% | ||
| Q1 25 | 64.5% | 0.8% | ||
| Q4 24 | -78.7% | 7.8% | ||
| Q3 24 | 103.3% | 21.8% | ||
| Q2 24 | 81.8% | 12.2% |
资本支出强度PBROCK
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 4.1% | ||
| Q3 25 | 3.3% | 2.6% | ||
| Q2 25 | 2.4% | 5.7% | ||
| Q1 25 | 2.7% | 3.9% | ||
| Q4 24 | 1.8% | 3.3% | ||
| Q3 24 | 1.7% | 1.5% | ||
| Q2 24 | 1.8% | 1.1% |
现金转化率PBROCK
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | 1.73× | ||
| Q1 25 | 1.37× | 0.65× | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | 1.90× | ||
| Q2 24 | 1.94× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
