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PROSPERITY BANCSHARES INC(PB)与Stitch Fix, Inc.(SFIX)财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是Stitch Fix, Inc.的1.1倍($367.6M vs $342.1M),PROSPERITY BANCSHARES INC净利率更高(31.6% vs -1.9%,领先33.5%),过去两年PROSPERITY BANCSHARES INC的营收复合增速更高(19.2% vs 1.8%)
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司,业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日,公司共运营285家分支机构,广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
Stitch Fix是美国的在线个人造型服务平台,依托推荐算法与数据科学技术,根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年,2017年完成首次公开募股,目前总部位于旧金山。
PB vs SFIX — 直观对比
营收规模更大
PB
是对方的1.1倍
$342.1M
净利率更高
PB
高出33.5%
-1.9%
两年增速更快
PB
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $367.6M | $342.1M |
| 净利润 | $116.3M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | — | -2.5% |
| 净利率 | 31.6% | -1.9% |
| 营收同比 | — | 7.3% |
| 净利润同比 | -10.7% | -1.7% |
| 每股收益(稀释后) | $1.16 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PB
SFIX
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $342.1M | ||
| Q3 25 | $273.4M | $311.2M | ||
| Q2 25 | $267.7M | $325.0M | ||
| Q1 25 | $265.4M | $312.1M | ||
| Q4 24 | $267.8M | $318.8M | ||
| Q3 24 | $261.7M | $319.6M | ||
| Q2 24 | $258.8M | $322.7M |
净利润
PB
SFIX
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $-6.4M | ||
| Q3 25 | $137.6M | $-8.6M | ||
| Q2 25 | $135.2M | $-7.4M | ||
| Q1 25 | $130.2M | $-6.5M | ||
| Q4 24 | $130.1M | $-6.3M | ||
| Q3 24 | $127.3M | $-36.5M | ||
| Q2 24 | $111.6M | $-21.3M |
毛利率
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% |
营业利润率
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | -2.5% | ||
| Q3 25 | 64.4% | -3.6% | ||
| Q2 25 | 64.3% | -3.0% | ||
| Q1 25 | 62.7% | -2.9% | ||
| Q4 24 | 62.0% | -2.8% | ||
| Q3 24 | 62.1% | -13.1% | ||
| Q2 24 | 55.2% | -7.7% |
净利率
PB
SFIX
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | -1.9% | ||
| Q3 25 | 50.3% | -2.8% | ||
| Q2 25 | 50.5% | -2.3% | ||
| Q1 25 | 49.1% | -2.1% | ||
| Q4 24 | 48.6% | -2.0% | ||
| Q3 24 | 48.6% | -11.4% | ||
| Q2 24 | 43.1% | -6.6% |
每股收益(稀释后)
PB
SFIX
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $-0.05 | ||
| Q3 25 | $1.45 | $-0.06 | ||
| Q2 25 | $1.42 | $-0.06 | ||
| Q1 25 | $1.37 | $-0.05 | ||
| Q4 24 | $1.36 | $-0.05 | ||
| Q3 24 | $1.34 | $-0.29 | ||
| Q2 24 | $1.17 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $244.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.2B | $204.1M |
| 总资产 | $43.6B | $530.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | — | $244.2M | ||
| Q3 25 | — | $234.9M | ||
| Q2 25 | — | $234.2M | ||
| Q1 25 | — | $219.1M | ||
| Q4 24 | — | $253.3M | ||
| Q3 24 | — | $247.0M | ||
| Q2 24 | — | $244.5M |
股东权益
PB
SFIX
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $204.1M | ||
| Q3 25 | $7.7B | $203.0M | ||
| Q2 25 | $7.6B | $200.4M | ||
| Q1 25 | $7.5B | $197.8M | ||
| Q4 24 | $7.4B | $190.5M | ||
| Q3 24 | $7.4B | $187.0M | ||
| Q2 24 | $7.3B | $208.9M |
总资产
PB
SFIX
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $530.7M | ||
| Q3 25 | $38.3B | $480.6M | ||
| Q2 25 | $38.4B | $484.7M | ||
| Q1 25 | $38.8B | $472.6M | ||
| Q4 24 | $39.6B | $507.1M | ||
| Q3 24 | $40.1B | $486.9M | ||
| Q2 24 | $39.8B | $537.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $10.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.6M |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $4.9M |
8季度趋势,按日历期对齐
经营现金流
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $10.9M | ||
| Q3 25 | $194.8M | $7.0M | ||
| Q2 25 | $98.2M | $20.5M | ||
| Q1 25 | $178.2M | $-16.2M | ||
| Q4 24 | $-205.8M | $14.3M | ||
| Q3 24 | $274.6M | $8.2M | ||
| Q2 24 | $216.5M | $21.7M |
自由现金流
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $5.6M | ||
| Q3 25 | $185.7M | $2.8M | ||
| Q2 25 | $91.8M | $16.0M | ||
| Q1 25 | $171.1M | $-19.4M | ||
| Q4 24 | $-210.7M | $9.9M | ||
| Q3 24 | $270.2M | $4.5M | ||
| Q2 24 | $211.8M | $18.9M |
自由现金流率
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 1.6% | ||
| Q3 25 | 67.9% | 0.9% | ||
| Q2 25 | 34.3% | 4.9% | ||
| Q1 25 | 64.5% | -6.2% | ||
| Q4 24 | -78.7% | 3.1% | ||
| Q3 24 | 103.3% | 1.4% | ||
| Q2 24 | 81.8% | 5.9% |
资本支出强度
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 1.6% | ||
| Q3 25 | 3.3% | 1.4% | ||
| Q2 25 | 2.4% | 1.4% | ||
| Q1 25 | 2.7% | 1.0% | ||
| Q4 24 | 1.8% | 1.4% | ||
| Q3 24 | 1.7% | 1.2% | ||
| Q2 24 | 1.8% | 0.9% |
现金转化率
PB
SFIX
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
SFIX
暂无分部数据