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Pioneer Bancorp, Inc.（PBFS）与PRO DEX INC（PDEX）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是PRO DEX INC的1.3倍（$25.0M vs $18.7M），Pioneer Bancorp, Inc.净利率更高（82.1% vs 11.7%，领先70.4%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 14.3%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Pro Dex Inc是一家精密制造企业，主要为医疗设备原始设备制造商以及航空航天、工业领域客户生产定制机加工部件、组件和成品，核心运营市场覆盖北美地区。
PBFS vs PDEX — 直观对比
营收规模更大
PBFS
是对方的1.3倍
$18.7M
净利率更高
PBFS
高出70.4%
11.7%
两年增速更快
PBFS
近两年复合增速
14.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $18.7M |
| 净利润 | $3.7M | $2.2M |
| 毛利率 | — | 30.8% |
| 营业利润率 | 21.3% | 17.5% |
| 净利率 | 82.1% | 11.7% |
| 营收同比 | — | 11.1% |
| 净利润同比 | — | 7.2% |
| 每股收益（稀释后） | $0.16 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSPDEX
| Q4 25 | $25.0M | $18.7M | ||
| Q3 25 | $24.0M | $18.5M | ||
| Q2 25 | $24.4M | $17.5M | ||
| Q1 25 | $22.8M | $17.4M | ||
| Q4 24 | — | $16.8M | ||
| Q3 24 | $22.0M | $14.9M | ||
| Q2 24 | $20.9M | $15.0M | ||
| Q1 24 | $21.6M | $14.3M |
净利润PBFSPDEX
| Q4 25 | $3.7M | $2.2M | ||
| Q3 25 | $4.3M | $4.7M | ||
| Q2 25 | $6.5M | $1.2M | ||
| Q1 25 | $5.8M | $3.3M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | $6.3M | $2.5M | ||
| Q2 24 | $3.9M | $1.6M | ||
| Q1 24 | $4.7M | $655.0K |
毛利率PBFSPDEX
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 34.6% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 28.0% |
营业利润率PBFSPDEX
| Q4 25 | 21.3% | 17.5% | ||
| Q3 25 | 23.4% | 16.8% | ||
| Q2 25 | 33.3% | 7.7% | ||
| Q1 25 | 32.5% | 20.9% | ||
| Q4 24 | — | 16.0% | ||
| Q3 24 | 37.2% | 20.2% | ||
| Q2 24 | 24.1% | 15.6% | ||
| Q1 24 | 28.1% | 15.5% |
净利率PBFSPDEX
| Q4 25 | 82.1% | 11.7% | ||
| Q3 25 | 18.0% | 25.3% | ||
| Q2 25 | 26.4% | 6.8% | ||
| Q1 25 | 25.3% | 18.8% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | 28.7% | 16.6% | ||
| Q2 24 | 107.4% | 10.6% | ||
| Q1 24 | 21.9% | 4.6% |
每股收益（稀释后）PBFSPDEX
| Q4 25 | $0.16 | $0.66 | ||
| Q3 25 | $0.18 | $1.40 | ||
| Q2 25 | $0.26 | $0.33 | ||
| Q1 25 | $0.23 | $0.98 | ||
| Q4 24 | — | $0.61 | ||
| Q3 24 | $0.25 | $0.75 | ||
| Q2 24 | $0.15 | $0.44 | ||
| Q1 24 | $0.19 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $41.6M |
| 总资产 | $2.2B | $62.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSPDEX
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $5.5M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $7.8M |
总债务PBFSPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | — |
股东权益PBFSPDEX
| Q4 25 | $323.9M | $41.6M | ||
| Q3 25 | $314.2M | $41.5M | ||
| Q2 25 | $314.2M | $36.6M | ||
| Q1 25 | $310.7M | $35.3M | ||
| Q4 24 | — | $31.8M | ||
| Q3 24 | $303.8M | $30.9M | ||
| Q2 24 | $296.5M | $30.9M | ||
| Q1 24 | $289.0M | $30.9M |
总资产PBFSPDEX
| Q4 25 | $2.2B | $62.3M | ||
| Q3 25 | $2.2B | $64.3M | ||
| Q2 25 | $2.1B | $61.2M | ||
| Q1 25 | $2.1B | $64.3M | ||
| Q4 24 | — | $60.4M | ||
| Q3 24 | $2.0B | $54.3M | ||
| Q2 24 | — | $52.5M | ||
| Q1 24 | $2.0B | $50.5M |
负债/权益比PBFSPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.42× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.39× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $3.6M |
| 自由现金流经营现金流 - 资本支出 | — | $3.5M |
| 自由现金流率自由现金流/营收 | — | 18.8% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | 2.97× | 1.63× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBFSPDEX
| Q4 25 | $11.1M | $3.6M | ||
| Q3 25 | $3.9M | $2.3M | ||
| Q2 25 | $5.1M | $-173.0K | ||
| Q1 25 | $-3.5M | $754.0K | ||
| Q4 24 | — | $-4.2M | ||
| Q3 24 | $1.9M | $1.9M | ||
| Q2 24 | $9.0M | $1.0M | ||
| Q1 24 | $3.3M | $4.1M |
自由现金流PBFSPDEX
| Q4 25 | — | $3.5M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $574.0K | ||
| Q4 24 | — | $-4.7M | ||
| Q3 24 | — | $1.5M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $4.0M |
自由现金流率PBFSPDEX
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 11.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | -27.9% | ||
| Q3 24 | — | 9.8% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 27.7% |
资本支出强度PBFSPDEX
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.8% |
现金转化率PBFSPDEX
| Q4 25 | 2.97× | 1.63× | ||
| Q3 25 | 0.90× | 0.49× | ||
| Q2 25 | 0.78× | -0.14× | ||
| Q1 25 | -0.61× | 0.23× | ||
| Q4 24 | — | -2.03× | ||
| Q3 24 | 0.30× | 0.77× | ||
| Q2 24 | 2.30× | 0.66× | ||
| Q1 24 | 0.70× | 6.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
