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Pioneer Bancorp, Inc.（PBFS）与PEDEVCO CORP（PED）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是PEDEVCO CORP的1.1倍（$25.0M vs $23.1M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -36.8%，领先118.9%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 68.6%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
PEDEVCO CORP是一家独立能源企业，主要从事石油与天然气资源的收购、勘探、开发及生产业务，运营资产分布于美国本土陆上油气盆地，服务当地公用事业、工业类及批发类能源客户。
PBFS vs PED — 直观对比
营收规模更大
PBFS
是对方的1.1倍
$23.1M
净利率更高
PBFS
高出118.9%
-36.8%
两年增速更快
PBFS
近两年复合增速
68.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $23.1M |
| 净利润 | $3.7M | $-8.5M |
| 毛利率 | — | — |
| 营业利润率 | 21.3% | -21.3% |
| 净利率 | 82.1% | -36.8% |
| 营收同比 | — | 118.2% |
| 净利润同比 | — | -243.5% |
| 每股收益（稀释后） | $0.16 | $-2.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSPED
| Q4 25 | $25.0M | $23.1M | ||
| Q3 25 | $24.0M | $7.0M | ||
| Q2 25 | $24.4M | $7.0M | ||
| Q1 25 | $22.8M | $8.7M | ||
| Q4 24 | — | $10.6M | ||
| Q3 24 | $22.0M | $9.1M | ||
| Q2 24 | $20.9M | $11.8M | ||
| Q1 24 | $21.6M | $8.1M |
净利润PBFSPED
| Q4 25 | $3.7M | $-8.5M | ||
| Q3 25 | $4.3M | $-325.0K | ||
| Q2 25 | $6.5M | $-1.7M | ||
| Q1 25 | $5.8M | $140.0K | ||
| Q4 24 | — | $5.9M | ||
| Q3 24 | $6.3M | $2.9M | ||
| Q2 24 | $3.9M | $2.7M | ||
| Q1 24 | $4.7M | $773.0K |
营业利润率PBFSPED
| Q4 25 | 21.3% | -21.3% | ||
| Q3 25 | 23.4% | -12.0% | ||
| Q2 25 | 33.3% | -32.2% | ||
| Q1 25 | 32.5% | 1.7% | ||
| Q4 24 | — | -12.9% | ||
| Q3 24 | 37.2% | 31.3% | ||
| Q2 24 | 24.1% | 22.3% | ||
| Q1 24 | 28.1% | 7.6% |
净利率PBFSPED
| Q4 25 | 82.1% | -36.8% | ||
| Q3 25 | 18.0% | -4.7% | ||
| Q2 25 | 26.4% | -24.0% | ||
| Q1 25 | 25.3% | 1.6% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | 28.7% | 32.2% | ||
| Q2 24 | 107.4% | 22.7% | ||
| Q1 24 | 21.9% | 9.5% |
每股收益（稀释后）PBFSPED
| Q4 25 | $0.16 | $-2.23 | ||
| Q3 25 | $0.18 | $0.00 | ||
| Q2 25 | $0.26 | $-0.02 | ||
| Q1 25 | $0.23 | $0.00 | ||
| Q4 24 | — | $2.69 | ||
| Q3 24 | $0.25 | $0.03 | ||
| Q2 24 | $0.15 | $0.03 | ||
| Q1 24 | $0.19 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $207.4M |
| 总资产 | $2.2B | $375.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSPED
| Q4 25 | — | $3.2M | ||
| Q3 25 | — | $10.9M | ||
| Q2 25 | — | $8.5M | ||
| Q1 25 | — | $10.4M | ||
| Q4 24 | — | $4.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $6.1M | ||
| Q1 24 | — | $13.3M |
股东权益PBFSPED
| Q4 25 | $323.9M | $207.4M | ||
| Q3 25 | $314.2M | $115.4M | ||
| Q2 25 | $314.2M | $115.2M | ||
| Q1 25 | $310.7M | $116.2M | ||
| Q4 24 | — | $115.6M | ||
| Q3 24 | $303.8M | $106.5M | ||
| Q2 24 | $296.5M | $103.2M | ||
| Q1 24 | $289.0M | $100.0M |
总资产PBFSPED
| Q4 25 | $2.2B | $375.9M | ||
| Q3 25 | $2.2B | $135.9M | ||
| Q2 25 | $2.1B | $136.8M | ||
| Q1 25 | $2.1B | $145.6M | ||
| Q4 24 | — | $128.3M | ||
| Q3 24 | $2.0B | $114.3M | ||
| Q2 24 | — | $111.0M | ||
| Q1 24 | $2.0B | $118.3M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.97× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBFSPED
| Q4 25 | $11.1M | $-2.1M | ||
| Q3 25 | $3.9M | $7.4M | ||
| Q2 25 | $5.1M | $-420.0K | ||
| Q1 25 | $-3.5M | $5.9M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | $1.9M | $8.3M | ||
| Q2 24 | $9.0M | $4.6M | ||
| Q1 24 | $3.3M | $-4.3M |
现金转化率PBFSPED
| Q4 25 | 2.97× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | 42.34× | ||
| Q4 24 | — | 0.71× | ||
| Q3 24 | 0.30× | 2.83× | ||
| Q2 24 | 2.30× | 1.71× | ||
| Q1 24 | 0.70× | -5.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
