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Pioneer Bancorp, Inc.（PBFS）与Quipt Home Medical Corp.（QIPT）财务数据对比。点击上方公司名可切换其他公司
Quipt Home Medical Corp.的季度营收约是Pioneer Bancorp, Inc.的2.0倍（$49.0M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -2.1%，领先84.2%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Quipt Home Medical Corp是一家总部位于美国的家用医疗设备服务商，主营呼吸护理、睡眠治疗用品及慢性病管理相关医疗产品，面向慢性病患者群体提供服务，合作方涵盖医疗机构与保险支付机构。
PBFS vs QIPT — 直观对比
营收规模更大
QIPT
是对方的2.0倍
$25.0M
净利率更高
PBFS
高出84.2%
-2.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $49.0M |
| 净利润 | $3.7M | $-1.1M |
| 毛利率 | — | 53.5% |
| 营业利润率 | 21.3% | 2.1% |
| 净利率 | 82.1% | -2.1% |
| 营收同比 | — | 32.3% |
| 净利润同比 | — | 2.9% |
| 每股收益（稀释后） | $0.16 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSQIPT
| Q4 25 | $25.0M | $49.0M | ||
| Q3 25 | $24.0M | $39.8M | ||
| Q2 25 | $24.4M | $35.1M | ||
| Q1 25 | $22.8M | $33.3M | ||
| Q4 24 | — | $37.1M | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $20.9M | — | ||
| Q1 24 | $21.6M | — |
净利润PBFSQIPT
| Q4 25 | $3.7M | $-1.1M | ||
| Q3 25 | $4.3M | $-3.5M | ||
| Q2 25 | $6.5M | $-3.0M | ||
| Q1 25 | $5.8M | $-3.0M | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $3.9M | — | ||
| Q1 24 | $4.7M | — |
毛利率PBFSQIPT
| Q4 25 | — | 53.5% | ||
| Q3 25 | — | 48.7% | ||
| Q2 25 | — | 57.6% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 52.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率PBFSQIPT
| Q4 25 | 21.3% | 2.1% | ||
| Q3 25 | 23.4% | -3.6% | ||
| Q2 25 | 33.3% | -5.2% | ||
| Q1 25 | 32.5% | -3.0% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | 37.2% | — | ||
| Q2 24 | 24.1% | — | ||
| Q1 24 | 28.1% | — |
净利率PBFSQIPT
| Q4 25 | 82.1% | -2.1% | ||
| Q3 25 | 18.0% | -8.9% | ||
| Q2 25 | 26.4% | -8.6% | ||
| Q1 25 | 25.3% | -9.1% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 107.4% | — | ||
| Q1 24 | 21.9% | — |
每股收益（稀释后）PBFSQIPT
| Q4 25 | $0.16 | $-0.02 | ||
| Q3 25 | $0.18 | $-0.07 | ||
| Q2 25 | $0.26 | $-0.07 | ||
| Q1 25 | $0.23 | $-0.07 | ||
| Q4 24 | — | $-0.03 | ||
| Q3 24 | $0.25 | — | ||
| Q2 24 | $0.15 | — | ||
| Q1 24 | $0.19 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $84.0M |
| 股东权益账面价值 | $323.9M | $113.0M |
| 总资产 | $2.2B | $280.7M |
| 负债/权益比越低杠杆越低 | — | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资PBFSQIPT
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $12.9M | ||
| Q2 25 | — | $11.3M | ||
| Q1 25 | — | $17.1M | ||
| Q4 24 | — | $15.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务PBFSQIPT
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $87.6M | ||
| Q2 25 | — | $66.0M | ||
| Q1 25 | — | $71.5M | ||
| Q4 24 | — | $70.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PBFSQIPT
| Q4 25 | $323.9M | $113.0M | ||
| Q3 25 | $314.2M | $112.1M | ||
| Q2 25 | $314.2M | $102.5M | ||
| Q1 25 | $310.7M | $103.6M | ||
| Q4 24 | — | $106.3M | ||
| Q3 24 | $303.8M | — | ||
| Q2 24 | $296.5M | — | ||
| Q1 24 | $289.0M | — |
总资产PBFSQIPT
| Q4 25 | $2.2B | $280.7M | ||
| Q3 25 | $2.2B | $283.3M | ||
| Q2 25 | $2.1B | $236.1M | ||
| Q1 25 | $2.1B | $244.6M | ||
| Q4 24 | — | $242.8M | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $2.0B | — |
负债/权益比PBFSQIPT
| Q4 25 | — | 0.74× | ||
| Q3 25 | — | 0.78× | ||
| Q2 25 | — | 0.64× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | 0.66× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $8.9M |
| 自由现金流经营现金流 - 资本支出 | — | $6.9M |
| 自由现金流率自由现金流/营收 | — | 14.0% |
| 资本支出强度资本支出/营收 | — | 4.2% |
| 现金转化率经营现金流/净利润 | 2.97× | — |
| 过去12个月自由现金流最近4个季度 | — | $26.6M |
8季度趋势，按日历期对齐
经营现金流PBFSQIPT
| Q4 25 | $11.1M | $8.9M | ||
| Q3 25 | $3.9M | $9.8M | ||
| Q2 25 | $5.1M | $9.7M | ||
| Q1 25 | $-3.5M | $8.9M | ||
| Q4 24 | — | $9.3M | ||
| Q3 24 | $1.9M | — | ||
| Q2 24 | $9.0M | — | ||
| Q1 24 | $3.3M | — |
自由现金流PBFSQIPT
| Q4 25 | — | $6.9M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $4.4M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率PBFSQIPT
| Q4 25 | — | 14.0% | ||
| Q3 25 | — | 20.0% | ||
| Q2 25 | — | 12.6% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 15.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度PBFSQIPT
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 14.9% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率PBFSQIPT
| Q4 25 | 2.97× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
