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Pioneer Bancorp, Inc.（PBFS）与Sol-Gel Technologies Ltd.（SLGL）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Sol-Gel Technologies Ltd.的1.5倍（$25.0M vs $17.3M），Pioneer Bancorp, Inc.净利率更高（82.1% vs 67.3%，领先14.8%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Sol-Gel Technologies Ltd.是一家专注皮肤科药物研发的专业生物制药企业，依托专有溶胶凝胶递送技术开发痤疮、玫瑰痤疮、特应性皮炎等常见皮肤疾病的外用治疗方案，核心市场覆盖北美与欧洲，与医疗行业知名企业合作推进产品商业化。
PBFS vs SLGL — 直观对比
营收规模更大
PBFS
是对方的1.5倍
$17.3M
净利率更高
PBFS
高出14.8%
67.3%
损益表 — Q4 FY2025 vs Q2 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $17.3M |
| 净利润 | $3.7M | $11.6M |
| 毛利率 | — | — |
| 营业利润率 | 21.3% | 65.1% |
| 净利率 | 82.1% | 67.3% |
| 营收同比 | — | 217.7% |
| 净利润同比 | — | 487.6% |
| 每股收益（稀释后） | $0.16 | $4.17 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSSLGL
| Q4 25 | $25.0M | — | ||
| Q3 25 | $24.0M | — | ||
| Q2 25 | $24.4M | $17.3M | ||
| Q1 25 | $22.8M | — | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $20.9M | $5.4M | ||
| Q1 24 | $21.6M | — | ||
| Q4 23 | $4.2M | — |
净利润PBFSSLGL
| Q4 25 | $3.7M | — | ||
| Q3 25 | $4.3M | — | ||
| Q2 25 | $6.5M | $11.6M | ||
| Q1 25 | $5.8M | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $3.9M | $2.0M | ||
| Q1 24 | $4.7M | — | ||
| Q4 23 | $3.2M | — |
营业利润率PBFSSLGL
| Q4 25 | 21.3% | — | ||
| Q3 25 | 23.4% | — | ||
| Q2 25 | 33.3% | 65.1% | ||
| Q1 25 | 32.5% | — | ||
| Q3 24 | 37.2% | — | ||
| Q2 24 | 24.1% | 29.9% | ||
| Q1 24 | 28.1% | — | ||
| Q4 23 | 96.1% | — |
净利率PBFSSLGL
| Q4 25 | 82.1% | — | ||
| Q3 25 | 18.0% | — | ||
| Q2 25 | 26.4% | 67.3% | ||
| Q1 25 | 25.3% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 107.4% | 36.4% | ||
| Q1 24 | 21.9% | — | ||
| Q4 23 | 76.4% | — |
每股收益（稀释后）PBFSSLGL
| Q4 25 | $0.16 | — | ||
| Q3 25 | $0.18 | — | ||
| Q2 25 | $0.26 | $4.17 | ||
| Q1 25 | $0.23 | — | ||
| Q3 24 | $0.25 | — | ||
| Q2 24 | $0.15 | $0.71 | ||
| Q1 24 | $0.19 | — | ||
| Q4 23 | $0.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $31.9M |
| 总资产 | $2.2B | $39.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSSLGL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $24.3M | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $26.5M | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
股东权益PBFSSLGL
| Q4 25 | $323.9M | — | ||
| Q3 25 | $314.2M | — | ||
| Q2 25 | $314.2M | $31.9M | ||
| Q1 25 | $310.7M | — | ||
| Q3 24 | $303.8M | — | ||
| Q2 24 | $296.5M | $34.9M | ||
| Q1 24 | $289.0M | — | ||
| Q4 23 | $283.8M | — |
总资产PBFSSLGL
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | $39.3M | ||
| Q1 25 | $2.1B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | — | $42.0M | ||
| Q1 24 | $2.0B | — | ||
| Q4 23 | $1.9B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.97× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBFSSLGL
| Q4 25 | $11.1M | — | ||
| Q3 25 | $3.9M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $-3.5M | — | ||
| Q3 24 | $1.9M | — | ||
| Q2 24 | $9.0M | — | ||
| Q1 24 | $3.3M | — | ||
| Q4 23 | $-943.0K | — |
现金转化率PBFSSLGL
| Q4 25 | 2.97× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 0.70× | — | ||
| Q4 23 | -0.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
