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Pioneer Bancorp, Inc.（PBFS）与Simulations Plus, Inc.（SLP）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Simulations Plus, Inc.的1.4倍（$25.0M vs $18.4M），Pioneer Bancorp, Inc.净利率更高（82.1% vs 3.7%，领先78.4%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 0.3%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Simulations Plus公司为医药生物、化工、化妆品、食品原料及除草剂领域开发ADMET（吸收、分布、代谢、排泄和毒性）建模仿真软件，并于2014年9月收购了提供临床试验数据分析及咨询服务的Cognigen公司，助力相关行业研发工作开展。
PBFS vs SLP — 直观对比
营收规模更大
PBFS
是对方的1.4倍
$18.4M
净利率更高
PBFS
高出78.4%
3.7%
两年增速更快
PBFS
近两年复合增速
0.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $18.4M |
| 净利润 | $3.7M | $676.0K |
| 毛利率 | — | 59.1% |
| 营业利润率 | 21.3% | 3.9% |
| 净利率 | 82.1% | 3.7% |
| 营收同比 | — | -2.7% |
| 净利润同比 | — | 228.2% |
| 每股收益（稀释后） | $0.16 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSSLP
| Q4 25 | $25.0M | $18.4M | ||
| Q3 25 | $24.0M | $17.5M | ||
| Q2 25 | $24.4M | $20.4M | ||
| Q1 25 | $22.8M | $22.4M | ||
| Q4 24 | — | $18.9M | ||
| Q3 24 | $22.0M | $18.7M | ||
| Q2 24 | $20.9M | $18.5M | ||
| Q1 24 | $21.6M | $18.3M |
净利润PBFSSLP
| Q4 25 | $3.7M | $676.0K | ||
| Q3 25 | $4.3M | $-681.0K | ||
| Q2 25 | $6.5M | $-67.3M | ||
| Q1 25 | $5.8M | $3.1M | ||
| Q4 24 | — | $206.0K | ||
| Q3 24 | $6.3M | $843.0K | ||
| Q2 24 | $3.9M | $3.1M | ||
| Q1 24 | $4.7M | $4.0M |
毛利率PBFSSLP
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 64.0% | ||
| Q1 25 | — | 58.5% | ||
| Q4 24 | — | 54.0% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 71.5% | ||
| Q1 24 | — | 72.2% |
营业利润率PBFSSLP
| Q4 25 | 21.3% | 3.9% | ||
| Q3 25 | 23.4% | 3.8% | ||
| Q2 25 | 33.3% | -364.5% | ||
| Q1 25 | 32.5% | 12.1% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | 37.2% | -6.2% | ||
| Q2 24 | 24.1% | 10.1% | ||
| Q1 24 | 28.1% | 24.3% |
净利率PBFSSLP
| Q4 25 | 82.1% | 3.7% | ||
| Q3 25 | 18.0% | -3.9% | ||
| Q2 25 | 26.4% | -330.6% | ||
| Q1 25 | 25.3% | 13.7% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | 28.7% | 4.5% | ||
| Q2 24 | 107.4% | 16.9% | ||
| Q1 24 | 21.9% | 22.0% |
每股收益（稀释后）PBFSSLP
| Q4 25 | $0.16 | $0.03 | ||
| Q3 25 | $0.18 | $-0.03 | ||
| Q2 25 | $0.26 | $-3.35 | ||
| Q1 25 | $0.23 | $0.15 | ||
| Q4 24 | — | $0.01 | ||
| Q3 24 | $0.25 | $0.04 | ||
| Q2 24 | $0.15 | $0.15 | ||
| Q1 24 | $0.19 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $35.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $127.1M |
| 总资产 | $2.2B | $137.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSSLP
| Q4 25 | — | $35.7M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $28.4M | ||
| Q1 25 | — | $21.4M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | — | $20.3M | ||
| Q2 24 | — | $119.0M | ||
| Q1 24 | — | $108.5M |
股东权益PBFSSLP
| Q4 25 | $323.9M | $127.1M | ||
| Q3 25 | $314.2M | $124.8M | ||
| Q2 25 | $314.2M | $123.8M | ||
| Q1 25 | $310.7M | $189.5M | ||
| Q4 24 | — | $184.7M | ||
| Q3 24 | $303.8M | $182.4M | ||
| Q2 24 | $296.5M | $180.9M | ||
| Q1 24 | $289.0M | $177.0M |
总资产PBFSSLP
| Q4 25 | $2.2B | $137.8M | ||
| Q3 25 | $2.2B | $131.9M | ||
| Q2 25 | $2.1B | $134.4M | ||
| Q1 25 | $2.1B | $201.4M | ||
| Q4 24 | — | $196.9M | ||
| Q3 24 | $2.0B | $196.6M | ||
| Q2 24 | — | $192.7M | ||
| Q1 24 | $2.0B | $194.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $4.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | 2.97× | 6.26× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBFSSLP
| Q4 25 | $11.1M | $4.2M | ||
| Q3 25 | $3.9M | $5.6M | ||
| Q2 25 | $5.1M | $8.1M | ||
| Q1 25 | $-3.5M | $5.7M | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | $1.9M | $1.7M | ||
| Q2 24 | $9.0M | $5.7M | ||
| Q1 24 | $3.3M | $5.8M |
自由现金流PBFSSLP
| Q4 25 | — | — | ||
| Q3 25 | — | $5.3M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $-1.4M | ||
| Q3 24 | — | $1.6M | ||
| Q2 24 | — | $5.6M | ||
| Q1 24 | — | $5.4M |
自由现金流率PBFSSLP
| Q4 25 | — | — | ||
| Q3 25 | — | 30.5% | ||
| Q2 25 | — | 38.5% | ||
| Q1 25 | — | 25.0% | ||
| Q4 24 | — | -7.2% | ||
| Q3 24 | — | 8.8% | ||
| Q2 24 | — | 30.0% | ||
| Q1 24 | — | 29.4% |
资本支出强度PBFSSLP
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 2.4% |
现金转化率PBFSSLP
| Q4 25 | 2.97× | 6.26× | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | 1.84× | ||
| Q4 24 | — | -6.18× | ||
| Q3 24 | 0.30× | 1.97× | ||
| Q2 24 | 2.30× | 1.81× | ||
| Q1 24 | 0.70× | 1.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PBFS
暂无分部数据
SLP
| Services Segment | $9.5M | 52% |
| Development | $7.2M | 39% |
| Discovery | $1.3M | 7% |
