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Pioneer Bancorp, Inc.（PBFS）与Spok Holdings, Inc（SPOK）财务数据对比。点击上方公司名可切换其他公司
Spok Holdings, Inc的季度营收约是Pioneer Bancorp, Inc.的1.4倍（$33.9M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs 8.7%，领先73.4%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs -1.5%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Spok Holdings, Inc.是一家主要服务医疗健康行业的关键通信解决方案提供商，主打统一临床通信平台、安全消息工具、警报系统和值班调度软件，帮助医护团队高效协作，缩短响应时长，提升医疗机构的患者安全水平。
PBFS vs SPOK — 直观对比
营收规模更大
SPOK
是对方的1.4倍
$25.0M
净利率更高
PBFS
高出73.4%
8.7%
两年增速更快
PBFS
近两年复合增速
-1.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $33.9M |
| 净利润 | $3.7M | $2.9M |
| 毛利率 | — | 76.7% |
| 营业利润率 | 21.3% | 11.6% |
| 净利率 | 82.1% | 8.7% |
| 营收同比 | — | -0.1% |
| 净利润同比 | — | -19.6% |
| 每股收益（稀释后） | $0.16 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSSPOK
| Q4 25 | $25.0M | $33.9M | ||
| Q3 25 | $24.0M | $33.9M | ||
| Q2 25 | $24.4M | $35.7M | ||
| Q1 25 | $22.8M | $36.3M | ||
| Q4 24 | — | $33.9M | ||
| Q3 24 | $22.0M | $34.9M | ||
| Q2 24 | $20.9M | $34.0M | ||
| Q1 24 | $21.6M | $34.9M |
净利润PBFSSPOK
| Q4 25 | $3.7M | $2.9M | ||
| Q3 25 | $4.3M | $3.2M | ||
| Q2 25 | $6.5M | $4.6M | ||
| Q1 25 | $5.8M | $5.2M | ||
| Q4 24 | — | $3.6M | ||
| Q3 24 | $6.3M | $3.7M | ||
| Q2 24 | $3.9M | $3.4M | ||
| Q1 24 | $4.7M | $4.2M |
毛利率PBFSSPOK
| Q4 25 | — | 76.7% | ||
| Q3 25 | — | 78.3% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 80.1% | ||
| Q4 24 | — | 78.5% | ||
| Q3 24 | — | 79.5% | ||
| Q2 24 | — | 78.9% | ||
| Q1 24 | — | 79.5% |
营业利润率PBFSSPOK
| Q4 25 | 21.3% | 11.6% | ||
| Q3 25 | 23.4% | 12.9% | ||
| Q2 25 | 33.3% | 15.1% | ||
| Q1 25 | 32.5% | 16.6% | ||
| Q4 24 | — | 13.7% | ||
| Q3 24 | 37.2% | 14.2% | ||
| Q2 24 | 24.1% | 13.2% | ||
| Q1 24 | 28.1% | 14.0% |
净利率PBFSSPOK
| Q4 25 | 82.1% | 8.7% | ||
| Q3 25 | 18.0% | 9.5% | ||
| Q2 25 | 26.4% | 12.8% | ||
| Q1 25 | 25.3% | 14.3% | ||
| Q4 24 | — | 10.8% | ||
| Q3 24 | 28.7% | 10.5% | ||
| Q2 24 | 107.4% | 10.1% | ||
| Q1 24 | 21.9% | 12.1% |
每股收益（稀释后）PBFSSPOK
| Q4 25 | $0.16 | $0.13 | ||
| Q3 25 | $0.18 | $0.15 | ||
| Q2 25 | $0.26 | $0.22 | ||
| Q1 25 | $0.23 | $0.25 | ||
| Q4 24 | — | $0.17 | ||
| Q3 24 | $0.25 | $0.18 | ||
| Q2 24 | $0.15 | $0.17 | ||
| Q1 24 | $0.19 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $25.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $146.4M |
| 总资产 | $2.2B | $206.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSSPOK
| Q4 25 | — | $25.3M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $20.2M | ||
| Q1 25 | — | $19.9M | ||
| Q4 24 | — | $29.1M | ||
| Q3 24 | — | $27.8M | ||
| Q2 24 | — | $23.9M | ||
| Q1 24 | — | $23.3M |
股东权益PBFSSPOK
| Q4 25 | $323.9M | $146.4M | ||
| Q3 25 | $314.2M | $148.7M | ||
| Q2 25 | $314.2M | $150.9M | ||
| Q1 25 | $310.7M | $151.7M | ||
| Q4 24 | — | $154.7M | ||
| Q3 24 | $303.8M | $156.3M | ||
| Q2 24 | $296.5M | $158.2M | ||
| Q1 24 | $289.0M | $160.2M |
总资产PBFSSPOK
| Q4 25 | $2.2B | $206.1M | ||
| Q3 25 | $2.2B | $209.7M | ||
| Q2 25 | $2.1B | $208.7M | ||
| Q1 25 | $2.1B | $204.5M | ||
| Q4 24 | — | $217.1M | ||
| Q3 24 | $2.0B | $216.8M | ||
| Q2 24 | — | $216.4M | ||
| Q1 24 | $2.0B | $215.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $11.5M |
| 自由现金流经营现金流 - 资本支出 | — | $10.1M |
| 自由现金流率自由现金流/营收 | — | 29.9% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | 2.97× | 3.93× |
| 过去12个月自由现金流最近4个季度 | — | $25.2M |
8季度趋势，按日历期对齐
经营现金流PBFSSPOK
| Q4 25 | $11.1M | $11.5M | ||
| Q3 25 | $3.9M | $8.1M | ||
| Q2 25 | $5.1M | $7.0M | ||
| Q1 25 | $-3.5M | $2.3M | ||
| Q4 24 | — | $8.4M | ||
| Q3 24 | $1.9M | $11.1M | ||
| Q2 24 | $9.0M | $7.4M | ||
| Q1 24 | $3.3M | $2.0M |
自由现金流PBFSSPOK
| Q4 25 | — | $10.1M | ||
| Q3 25 | — | $7.6M | ||
| Q2 25 | — | $6.0M | ||
| Q1 25 | — | $1.5M | ||
| Q4 24 | — | $7.5M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $1.1M |
自由现金流率PBFSSPOK
| Q4 25 | — | 29.9% | ||
| Q3 25 | — | 22.4% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 22.3% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 3.2% |
资本支出强度PBFSSPOK
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.9% | ||
| Q1 24 | — | 2.5% |
现金转化率PBFSSPOK
| Q4 25 | 2.97× | 3.93× | ||
| Q3 25 | 0.90× | 2.54× | ||
| Q2 25 | 0.78× | 1.55× | ||
| Q1 25 | -0.61× | 0.43× | ||
| Q4 24 | — | 2.31× | ||
| Q3 24 | 0.30× | 3.03× | ||
| Q2 24 | 2.30× | 2.17× | ||
| Q1 24 | 0.70× | 0.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PBFS
暂无分部数据
SPOK
| Paging | $16.8M | 50% |
| Software Operations | $16.0M | 47% |
| License | $1.2M | 4% |
