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Pioneer Bancorp, Inc.（PBFS）与Xilio Therapeutics, Inc.（XLO）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Xilio Therapeutics, Inc.的1.8倍（$25.0M vs $13.7M），Pioneer Bancorp, Inc.净利率更高（82.1% vs 75.7%，领先6.4%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Xilio Therapeutics是一家临床阶段生物技术企业，专注开发用于多种癌症治疗的新型肿瘤选择性免疫疗法，其在研候选药物可在肿瘤微环境中特异性激活抗肿瘤免疫反应，降低全身性毒副作用，主要面向北美及全球其他地区的肿瘤患者群体。
PBFS vs XLO — 直观对比
营收规模更大
PBFS
是对方的1.8倍
$13.7M
净利率更高
PBFS
高出6.4%
75.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $13.7M |
| 净利润 | $3.7M | $10.4M |
| 毛利率 | — | — |
| 营业利润率 | 21.3% | -86.5% |
| 净利率 | 82.1% | 75.7% |
| 营收同比 | — | — |
| 净利润同比 | — | 179.1% |
| 每股收益（稀释后） | $0.16 | $-3.74 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSXLO
| Q4 25 | $25.0M | $13.7M | ||
| Q3 25 | $24.0M | $19.1M | ||
| Q2 25 | $24.4M | $8.1M | ||
| Q1 25 | $22.8M | $2.9M | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $20.9M | — | ||
| Q1 24 | $21.6M | — | ||
| Q4 23 | $4.2M | — |
净利润PBFSXLO
| Q4 25 | $3.7M | $10.4M | ||
| Q3 25 | $4.3M | $-16.3M | ||
| Q2 25 | $6.5M | $-15.8M | ||
| Q1 25 | $5.8M | $-13.3M | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $3.9M | — | ||
| Q1 24 | $4.7M | — | ||
| Q4 23 | $3.2M | — |
营业利润率PBFSXLO
| Q4 25 | 21.3% | -86.5% | ||
| Q3 25 | 23.4% | -10.1% | ||
| Q2 25 | 33.3% | -177.7% | ||
| Q1 25 | 32.5% | -472.7% | ||
| Q3 24 | 37.2% | — | ||
| Q2 24 | 24.1% | — | ||
| Q1 24 | 28.1% | — | ||
| Q4 23 | 96.1% | — |
净利率PBFSXLO
| Q4 25 | 82.1% | 75.7% | ||
| Q3 25 | 18.0% | -85.4% | ||
| Q2 25 | 26.4% | -196.0% | ||
| Q1 25 | 25.3% | -452.7% | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 107.4% | — | ||
| Q1 24 | 21.9% | — | ||
| Q4 23 | 76.4% | — |
每股收益（稀释后）PBFSXLO
| Q4 25 | $0.16 | $-3.74 | ||
| Q3 25 | $0.18 | $-0.11 | ||
| Q2 25 | $0.26 | $-0.16 | ||
| Q1 25 | $0.23 | $-0.18 | ||
| Q3 24 | $0.25 | — | ||
| Q2 24 | $0.15 | — | ||
| Q1 24 | $0.19 | — | ||
| Q4 23 | $0.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $137.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $35.3M |
| 总资产 | $2.2B | $154.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSXLO
| Q4 25 | — | $137.5M | ||
| Q3 25 | — | $103.8M | ||
| Q2 25 | — | $121.6M | ||
| Q1 25 | — | $89.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
股东权益PBFSXLO
| Q4 25 | $323.9M | $35.3M | ||
| Q3 25 | $314.2M | $-8.1M | ||
| Q2 25 | $314.2M | $7.1M | ||
| Q1 25 | $310.7M | $10.7M | ||
| Q3 24 | $303.8M | — | ||
| Q2 24 | $296.5M | — | ||
| Q1 24 | $289.0M | — | ||
| Q4 23 | $283.8M | — |
总资产PBFSXLO
| Q4 25 | $2.2B | $154.7M | ||
| Q3 25 | $2.2B | $133.7M | ||
| Q2 25 | $2.1B | $133.8M | ||
| Q1 25 | $2.1B | $103.7M | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $2.0B | — | ||
| Q4 23 | $1.9B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $-2.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-2.1M |
| 自由现金流率自由现金流/营收 | — | -15.3% |
| 资本支出强度资本支出/营收 | — | 0.7% |
| 现金转化率经营现金流/净利润 | 2.97× | -0.19× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PBFSXLO
| Q4 25 | $11.1M | $-2.0M | ||
| Q3 25 | $3.9M | $-17.5M | ||
| Q2 25 | $5.1M | $-14.5M | ||
| Q1 25 | $-3.5M | $29.0M | ||
| Q3 24 | $1.9M | — | ||
| Q2 24 | $9.0M | — | ||
| Q1 24 | $3.3M | — | ||
| Q4 23 | $-943.0K | — |
自由现金流PBFSXLO
| Q4 25 | — | $-2.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $-14.9M | ||
| Q1 25 | — | $29.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
自由现金流率PBFSXLO
| Q4 25 | — | -15.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -184.0% | ||
| Q1 25 | — | 988.3% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
资本支出强度PBFSXLO
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | — | 0.8% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
现金转化率PBFSXLO
| Q4 25 | 2.97× | -0.19× | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 0.70× | — | ||
| Q4 23 | -0.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
