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Pathfinder Bancorp, Inc.（PBHC）与PRO DEX INC（PDEX）财务数据对比。点击上方公司名可切换其他公司
PRO DEX INC的季度营收约是Pathfinder Bancorp, Inc.的1.6倍（$18.7M vs $11.8M），PRO DEX INC净利率更高（11.7% vs -52.9%，领先64.7%），PRO DEX INC同比增速更快（11.1% vs -22.6%），Pathfinder Bancorp, Inc.自由现金流更多（$10.4M vs $3.5M），过去两年PRO DEX INC的营收复合增速更高（14.3% vs 3.0%）
Pathfinder Bancorp, Inc.是美国区域性银行控股公司，旗下运营探路者银行，服务纽约州中部市场，为个人消费者及中小企业提供存款账户、住房抵押贷款、商业贷款、财富管理等各类金融服务。
Pro Dex Inc是一家精密制造企业，主要为医疗设备原始设备制造商以及航空航天、工业领域客户生产定制机加工部件、组件和成品，核心运营市场覆盖北美地区。
PBHC vs PDEX — 直观对比
营收规模更大
PDEX
是对方的1.6倍
$11.8M
营收增速更快
PDEX
高出33.8%
-22.6%
净利率更高
PDEX
高出64.7%
-52.9%
自由现金流更多
PBHC
多$6.9M
$3.5M
两年增速更快
PDEX
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $11.8M | $18.7M |
| 净利润 | $-5.6M | $2.2M |
| 毛利率 | — | 30.8% |
| 营业利润率 | -81.1% | 17.5% |
| 净利率 | -52.9% | 11.7% |
| 营收同比 | -22.6% | 11.1% |
| 净利润同比 | -242.4% | 7.2% |
| 每股收益（稀释后） | — | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBHCPDEX
| Q4 25 | $11.8M | $18.7M | ||
| Q3 25 | $13.1M | $18.5M | ||
| Q2 25 | $9.3M | $17.5M | ||
| Q1 25 | $12.6M | $17.4M | ||
| Q4 24 | $15.3M | $16.8M | ||
| Q3 24 | $13.4M | $14.9M | ||
| Q2 24 | $10.7M | $15.0M | ||
| Q1 24 | $11.1M | $14.3M |
净利润PBHCPDEX
| Q4 25 | $-5.6M | $2.2M | ||
| Q3 25 | $626.0K | $4.7M | ||
| Q2 25 | $31.0K | $1.2M | ||
| Q1 25 | $3.0M | $3.3M | ||
| Q4 24 | $3.9M | $2.0M | ||
| Q3 24 | $-4.6M | $2.5M | ||
| Q2 24 | $2.0M | $1.6M | ||
| Q1 24 | $2.1M | $655.0K |
毛利率PBHCPDEX
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 34.6% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 28.0% |
营业利润率PBHCPDEX
| Q4 25 | -81.1% | 17.5% | ||
| Q3 25 | 5.1% | 16.8% | ||
| Q2 25 | 0.4% | 7.7% | ||
| Q1 25 | 29.5% | 20.9% | ||
| Q4 24 | 55.4% | 16.0% | ||
| Q3 24 | -43.1% | 20.2% | ||
| Q2 24 | 23.3% | 15.6% | ||
| Q1 24 | 24.3% | 15.5% |
净利率PBHCPDEX
| Q4 25 | -52.9% | 11.7% | ||
| Q3 25 | 4.8% | 25.3% | ||
| Q2 25 | 0.3% | 6.8% | ||
| Q1 25 | 23.6% | 18.8% | ||
| Q4 24 | 37.7% | 12.1% | ||
| Q3 24 | -34.6% | 16.6% | ||
| Q2 24 | 18.7% | 10.6% | ||
| Q1 24 | 19.0% | 4.6% |
每股收益（稀释后）PBHCPDEX
| Q4 25 | — | $0.66 | ||
| Q3 25 | $0.47 | $1.40 | ||
| Q2 25 | $0.47 | $0.33 | ||
| Q1 25 | — | $0.98 | ||
| Q4 24 | — | $0.61 | ||
| Q3 24 | $0.41 | $0.75 | ||
| Q2 24 | $0.41 | $0.44 | ||
| Q1 24 | — | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1M |
| 总债务越低越好 | $14.1M | — |
| 股东权益账面价值 | $122.5M | $41.6M |
| 总资产 | $1.4B | $62.3M |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
现金及短期投资PBHCPDEX
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $5.5M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $7.8M |
总债务PBHCPDEX
| Q4 25 | $14.1M | — | ||
| Q3 25 | $18.7M | — | ||
| Q2 25 | $21.0M | $15.4M | ||
| Q1 25 | $17.6M | — | ||
| Q4 24 | $27.1M | — | ||
| Q3 24 | $39.8M | — | ||
| Q2 24 | $45.9M | $12.0M | ||
| Q1 24 | $45.9M | — |
股东权益PBHCPDEX
| Q4 25 | $122.5M | $41.6M | ||
| Q3 25 | $126.3M | $41.5M | ||
| Q2 25 | $124.4M | $36.6M | ||
| Q1 25 | $124.9M | $35.3M | ||
| Q4 24 | $121.5M | $31.8M | ||
| Q3 24 | $120.2M | $30.9M | ||
| Q2 24 | $123.3M | $30.9M | ||
| Q1 24 | $121.8M | $30.9M |
总资产PBHCPDEX
| Q4 25 | $1.4B | $62.3M | ||
| Q3 25 | $1.5B | $64.3M | ||
| Q2 25 | $1.5B | $61.2M | ||
| Q1 25 | $1.5B | $64.3M | ||
| Q4 24 | $1.5B | $60.4M | ||
| Q3 24 | $1.5B | $54.3M | ||
| Q2 24 | $1.4B | $52.5M | ||
| Q1 24 | $1.5B | $50.5M |
负债/权益比PBHCPDEX
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | 0.42× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.37× | 0.39× | ||
| Q1 24 | 0.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $3.6M |
| 自由现金流经营现金流 - 资本支出 | $10.4M | $3.5M |
| 自由现金流率自由现金流/营收 | 88.1% | 18.8% |
| 资本支出强度资本支出/营收 | 10.7% | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.63× |
| 过去12个月自由现金流最近4个季度 | $18.4M | — |
8季度趋势，按日历期对齐
经营现金流PBHCPDEX
| Q4 25 | $11.7M | $3.6M | ||
| Q3 25 | $7.0M | $2.3M | ||
| Q2 25 | $-3.7M | $-173.0K | ||
| Q1 25 | $5.7M | $754.0K | ||
| Q4 24 | $11.2M | $-4.2M | ||
| Q3 24 | $11.8M | $1.9M | ||
| Q2 24 | $1.5M | $1.0M | ||
| Q1 24 | $504.0K | $4.1M |
自由现金流PBHCPDEX
| Q4 25 | $10.4M | $3.5M | ||
| Q3 25 | $6.9M | $2.2M | ||
| Q2 25 | $-4.0M | — | ||
| Q1 25 | $5.1M | $574.0K | ||
| Q4 24 | $9.1M | $-4.7M | ||
| Q3 24 | $11.3M | $1.5M | ||
| Q2 24 | $637.0K | — | ||
| Q1 24 | $274.0K | $4.0M |
自由现金流率PBHCPDEX
| Q4 25 | 88.1% | 18.8% | ||
| Q3 25 | 52.8% | 11.9% | ||
| Q2 25 | -42.6% | — | ||
| Q1 25 | 40.1% | 3.3% | ||
| Q4 24 | 59.9% | -27.9% | ||
| Q3 24 | 84.3% | 9.8% | ||
| Q2 24 | 6.0% | — | ||
| Q1 24 | 2.5% | 27.7% |
资本支出强度PBHCPDEX
| Q4 25 | 10.7% | 0.4% | ||
| Q3 25 | 1.0% | 0.5% | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | 5.1% | 1.0% | ||
| Q4 24 | 13.5% | 3.2% | ||
| Q3 24 | 3.8% | 2.9% | ||
| Q2 24 | 8.2% | — | ||
| Q1 24 | 2.1% | 0.8% |
现金转化率PBHCPDEX
| Q4 25 | — | 1.63× | ||
| Q3 25 | 11.26× | 0.49× | ||
| Q2 25 | -120.55× | -0.14× | ||
| Q1 25 | 1.92× | 0.23× | ||
| Q4 24 | 2.87× | -2.03× | ||
| Q3 24 | — | 0.77× | ||
| Q2 24 | 0.76× | 0.66× | ||
| Q1 24 | 0.24× | 6.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PBHC
| Other | $5.6M | 47% |
| Banking | $3.7M | 31% |
| Deposit Account | $1.5M | 13% |
| Financial Service Other | $1.0M | 9% |
PDEX
暂无分部数据
