vs
Pathfinder Bancorp, Inc.（PBHC）与SS Innovations International, Inc.（SSII）财务数据对比。点击上方公司名可切换其他公司
SS Innovations International, Inc.的季度营收约是Pathfinder Bancorp, Inc.的1.2倍（$14.5M vs $11.8M），SS Innovations International, Inc.净利率更高（-17.0% vs -52.9%，领先35.9%），SS Innovations International, Inc.同比增速更快（79.1% vs -22.6%），Pathfinder Bancorp, Inc.自由现金流更多（$10.4M vs $-3.2M），过去两年SS Innovations International, Inc.的营收复合增速更高（99.9% vs 3.0%）
Pathfinder Bancorp, Inc.是美国区域性银行控股公司，旗下运营探路者银行，服务纽约州中部市场，为个人消费者及中小企业提供存款账户、住房抵押贷款、商业贷款、财富管理等各类金融服务。
SS Innovations International, Inc.是一家全球化医疗科技企业，专注于研发、生产创新型外科手术机器人系统，为多地区医疗机构提供高精度、易获取的微创手术机器人平台，致力于提升手术效果、减轻手术操作负担。
PBHC vs SSII — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $11.8M | $14.5M |
| 净利润 | $-5.6M | $-2.5M |
| 毛利率 | — | 43.9% |
| 营业利润率 | -81.1% | -3.7% |
| 净利率 | -52.9% | -17.0% |
| 营收同比 | -22.6% | 79.1% |
| 净利润同比 | -242.4% | -28.5% |
| 每股收益（稀释后） | — | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $11.8M | $14.5M | ||
| Q3 25 | $13.1M | $12.8M | ||
| Q2 25 | $9.3M | $10.0M | ||
| Q1 25 | $12.6M | $5.1M | ||
| Q4 24 | $15.3M | $8.1M | ||
| Q3 24 | $13.4M | $4.4M | ||
| Q2 24 | $10.7M | $4.5M | ||
| Q1 24 | $11.1M | $3.6M |
| Q4 25 | $-5.6M | $-2.5M | ||
| Q3 25 | $626.0K | $-3.7M | ||
| Q2 25 | $31.0K | $-256.7K | ||
| Q1 25 | $3.0M | $-5.7M | ||
| Q4 24 | $3.9M | $-1.9M | ||
| Q3 24 | $-4.6M | $-3.2M | ||
| Q2 24 | $2.0M | $-4.1M | ||
| Q1 24 | $2.1M | $-9.8M |
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 52.8% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 20.0% |
| Q4 25 | -81.1% | -3.7% | ||
| Q3 25 | 5.1% | -14.3% | ||
| Q2 25 | 0.4% | 1.0% | ||
| Q1 25 | 29.5% | -115.6% | ||
| Q4 24 | 55.4% | -22.7% | ||
| Q3 24 | -43.1% | -73.1% | ||
| Q2 24 | 23.3% | -90.9% | ||
| Q1 24 | 24.3% | -270.3% |
| Q4 25 | -52.9% | -17.0% | ||
| Q3 25 | 4.8% | -29.0% | ||
| Q2 25 | 0.3% | -2.6% | ||
| Q1 25 | 23.6% | -111.0% | ||
| Q4 24 | 37.7% | -23.7% | ||
| Q3 24 | -34.6% | -74.0% | ||
| Q2 24 | 18.7% | -91.8% | ||
| Q1 24 | 19.0% | -270.5% |
| Q4 25 | — | $-0.01 | ||
| Q3 25 | $0.47 | $-0.02 | ||
| Q2 25 | $0.47 | $0.00 | ||
| Q1 25 | — | $-0.03 | ||
| Q4 24 | — | $-0.01 | ||
| Q3 24 | $0.41 | $-0.02 | ||
| Q2 24 | $0.41 | $-0.02 | ||
| Q1 24 | — | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.2M |
| 总债务越低越好 | $14.1M | — |
| 股东权益账面价值 | $122.5M | $38.2M |
| 总资产 | $1.4B | $74.2M |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $3.2M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $11.4M | ||
| Q1 25 | — | $15.9M | ||
| Q4 24 | — | $466.5K | ||
| Q3 24 | — | $220.4K | ||
| Q2 24 | — | $608.2K | ||
| Q1 24 | — | $948.1K |
| Q4 25 | $14.1M | — | ||
| Q3 25 | $18.7M | — | ||
| Q2 25 | $21.0M | — | ||
| Q1 25 | $17.6M | — | ||
| Q4 24 | $27.1M | — | ||
| Q3 24 | $39.8M | — | ||
| Q2 24 | $45.9M | — | ||
| Q1 24 | $45.9M | — |
| Q4 25 | $122.5M | $38.2M | ||
| Q3 25 | $126.3M | $39.6M | ||
| Q2 25 | $124.4M | $42.0M | ||
| Q1 25 | $124.9M | $40.6M | ||
| Q4 24 | $121.5M | $13.5M | ||
| Q3 24 | $120.2M | $13.7M | ||
| Q2 24 | $123.3M | $14.8M | ||
| Q1 24 | $121.8M | $16.7M |
| Q4 25 | $1.4B | $74.2M | ||
| Q3 25 | $1.5B | $69.6M | ||
| Q2 25 | $1.5B | $70.0M | ||
| Q1 25 | $1.5B | $63.5M | ||
| Q4 24 | $1.5B | $42.4M | ||
| Q3 24 | $1.5B | $39.0M | ||
| Q2 24 | $1.4B | $35.7M | ||
| Q1 24 | $1.5B | $35.2M |
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 0.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $-1.5M |
| 自由现金流经营现金流 - 资本支出 | $10.4M | $-3.2M |
| 自由现金流率自由现金流/营收 | 88.1% | -22.3% |
| 资本支出强度资本支出/营收 | 10.7% | 11.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $18.4M | $-22.2M |
8季度趋势，按日历期对齐
| Q4 25 | $11.7M | $-1.5M | ||
| Q3 25 | $7.0M | $-7.5M | ||
| Q2 25 | $-3.7M | $-3.5M | ||
| Q1 25 | $5.7M | $-6.1M | ||
| Q4 24 | $11.2M | $-3.3M | ||
| Q3 24 | $11.8M | $-2.5M | ||
| Q2 24 | $1.5M | $-1.0M | ||
| Q1 24 | $504.0K | $-2.7M |
| Q4 25 | $10.4M | $-3.2M | ||
| Q3 25 | $6.9M | $-8.2M | ||
| Q2 25 | $-4.0M | $-3.8M | ||
| Q1 25 | $5.1M | $-7.0M | ||
| Q4 24 | $9.1M | $-3.4M | ||
| Q3 24 | $11.3M | $-4.2M | ||
| Q2 24 | $637.0K | $-3.1M | ||
| Q1 24 | $274.0K | $-2.8M |
| Q4 25 | 88.1% | -22.3% | ||
| Q3 25 | 52.8% | -64.1% | ||
| Q2 25 | -42.6% | -37.7% | ||
| Q1 25 | 40.1% | -136.2% | ||
| Q4 24 | 59.9% | -41.7% | ||
| Q3 24 | 84.3% | -96.9% | ||
| Q2 24 | 6.0% | -69.5% | ||
| Q1 24 | 2.5% | -76.9% |
| Q4 25 | 10.7% | 11.8% | ||
| Q3 25 | 1.0% | 5.9% | ||
| Q2 25 | 2.4% | 3.2% | ||
| Q1 25 | 5.1% | 17.0% | ||
| Q4 24 | 13.5% | 1.5% | ||
| Q3 24 | 3.8% | 38.8% | ||
| Q2 24 | 8.2% | 46.8% | ||
| Q1 24 | 2.1% | 3.5% |
| Q4 25 | — | — | ||
| Q3 25 | 11.26× | — | ||
| Q2 25 | -120.55× | — | ||
| Q1 25 | 1.92× | — | ||
| Q4 24 | 2.87× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PBHC
| Other | $5.6M | 47% |
| Banking | $3.7M | 31% |
| Deposit Account | $1.5M | 13% |
| Financial Service Other | $1.0M | 9% |
SSII
| System Sales | $13.4M | 92% |
| Other | $1.2M | 8% |
