vs
PCB BANCORP（PCB）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是PCB BANCORP的1.7倍（$50.3M vs $29.2M），PCB BANCORP同比增速更快（11.3% vs -14.2%），PCB BANCORP自由现金流更多（$24.4M vs $4.1M），过去两年PCB BANCORP的营收复合增速更高（10.4% vs 5.6%）
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
PCB vs RDI — 直观对比
营收规模更大
RDI
是对方的1.7倍
$29.2M
营收增速更快
PCB
高出25.5%
-14.2%
自由现金流更多
PCB
多$20.3M
$4.1M
两年增速更快
PCB
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.2M | $50.3M |
| 净利润 | — | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 45.0% | -1.9% |
| 净利率 | — | -5.1% |
| 营收同比 | 11.3% | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $0.65 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCBRDI
| Q4 25 | $29.2M | $50.3M | ||
| Q3 25 | $30.4M | $52.2M | ||
| Q2 25 | $29.3M | $60.4M | ||
| Q1 25 | $26.9M | $40.2M | ||
| Q4 24 | $26.2M | $58.6M | ||
| Q3 24 | $25.3M | $60.1M | ||
| Q2 24 | $24.2M | $46.8M | ||
| Q1 24 | $23.9M | $45.1M |
净利润PCBRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $11.4M | $-4.2M | ||
| Q2 25 | $9.1M | $-2.7M | ||
| Q1 25 | $7.7M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $7.8M | $-7.0M | ||
| Q2 24 | $6.3M | $-12.8M | ||
| Q1 24 | $4.7M | $-13.2M |
营业利润率PCBRDI
| Q4 25 | 45.0% | -1.9% | ||
| Q3 25 | 52.3% | -0.6% | ||
| Q2 25 | 43.3% | 4.8% | ||
| Q1 25 | 40.2% | -17.2% | ||
| Q4 24 | 39.3% | 2.6% | ||
| Q3 24 | 42.2% | -0.6% | ||
| Q2 24 | 36.3% | -16.4% | ||
| Q1 24 | 27.2% | -16.7% |
净利率PCBRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 37.5% | -8.0% | ||
| Q2 25 | 31.0% | -4.4% | ||
| Q1 25 | 28.8% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 30.8% | -11.7% | ||
| Q2 24 | 25.9% | -27.4% | ||
| Q1 24 | 19.6% | -29.4% |
每股收益（稀释后）PCBRDI
| Q4 25 | $0.65 | $-0.11 | ||
| Q3 25 | $0.78 | $-0.18 | ||
| Q2 25 | $0.62 | $-0.12 | ||
| Q1 25 | $0.53 | $-0.21 | ||
| Q4 24 | $0.46 | $-0.11 | ||
| Q3 24 | $0.52 | $-0.31 | ||
| Q2 24 | $0.43 | $-0.57 | ||
| Q1 24 | $0.33 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $207.1M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $390.0M | $-18.2M |
| 总资产 | $3.3B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PCBRDI
| Q4 25 | $207.1M | $10.5M | ||
| Q3 25 | $369.5M | $8.1M | ||
| Q2 25 | $263.6M | $9.1M | ||
| Q1 25 | $214.3M | $5.9M | ||
| Q4 24 | $198.8M | $12.4M | ||
| Q3 24 | $193.1M | $10.1M | ||
| Q2 24 | $177.6M | $9.3M | ||
| Q1 24 | $239.8M | $7.5M |
总债务PCBRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PCBRDI
| Q4 25 | $390.0M | $-18.2M | ||
| Q3 25 | $384.5M | $-12.1M | ||
| Q2 25 | $376.5M | $-7.7M | ||
| Q1 25 | $370.9M | $-8.1M | ||
| Q4 24 | $363.8M | $-4.4M | ||
| Q3 24 | $362.3M | $1.6M | ||
| Q2 24 | $353.5M | $6.5M | ||
| Q1 24 | $350.0M | $18.0M |
总资产PCBRDI
| Q4 25 | $3.3B | $434.9M | ||
| Q3 25 | $3.4B | $435.2M | ||
| Q2 25 | $3.3B | $438.1M | ||
| Q1 25 | $3.2B | $441.0M | ||
| Q4 24 | $3.1B | $471.0M | ||
| Q3 24 | $2.9B | $495.7M | ||
| Q2 24 | $2.9B | $494.9M | ||
| Q1 24 | $2.9B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.6M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $24.4M | $4.1M |
| 自由现金流率自由现金流/营收 | 83.6% | 8.2% |
| 资本支出强度资本支出/营收 | 7.5% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $46.0M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流PCBRDI
| Q4 25 | $26.6M | $4.3M | ||
| Q3 25 | $16.4M | $295.0K | ||
| Q2 25 | $4.9M | $1.6M | ||
| Q1 25 | $2.3M | $-7.7M | ||
| Q4 24 | $39.0M | $8.0M | ||
| Q3 24 | $11.9M | $1.3M | ||
| Q2 24 | $14.6M | $-10.4M | ||
| Q1 24 | $8.2M | $-2.8M |
自由现金流PCBRDI
| Q4 25 | $24.4M | $4.1M | ||
| Q3 25 | $16.2M | $-246.0K | ||
| Q2 25 | $3.8M | $1.2M | ||
| Q1 25 | $1.6M | $-8.0M | ||
| Q4 24 | $34.9M | $7.0M | ||
| Q3 24 | $11.9M | $-1.1M | ||
| Q2 24 | $12.8M | $-10.6M | ||
| Q1 24 | $6.0M | $-4.7M |
自由现金流率PCBRDI
| Q4 25 | 83.6% | 8.2% | ||
| Q3 25 | 53.2% | -0.5% | ||
| Q2 25 | 13.1% | 1.9% | ||
| Q1 25 | 6.0% | -19.8% | ||
| Q4 24 | 133.2% | 12.0% | ||
| Q3 24 | 46.8% | -1.8% | ||
| Q2 24 | 53.1% | -22.7% | ||
| Q1 24 | 25.2% | -10.4% |
资本支出强度PCBRDI
| Q4 25 | 7.5% | 0.3% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 3.7% | 0.6% | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 15.5% | 1.7% | ||
| Q3 24 | 0.1% | 4.0% | ||
| Q2 24 | 7.3% | 0.5% | ||
| Q1 24 | 9.3% | 4.3% |
现金转化率PCBRDI
| Q4 25 | — | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.52× | — | ||
| Q2 24 | 2.33× | — | ||
| Q1 24 | 1.76× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCB
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
