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PCB BANCORP（PCB）与Star Holdings（STHO）财务数据对比。点击上方公司名可切换其他公司
PCB BANCORP的季度营收约是Star Holdings的1.2倍（$29.2M vs $25.4M），PCB BANCORP同比增速更快（11.3% vs -22.6%），过去两年PCB BANCORP的营收复合增速更高（10.4% vs -0.2%）
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
蓝星有限公司是一家印度跨国家电企业，总部位于孟买，主营空调、商用制冷以及机电工程业务，是印度本土市场规模第二大的空调领域本土企业。
PCB vs STHO — 直观对比
营收规模更大
PCB
是对方的1.2倍
$25.4M
营收增速更快
PCB
高出33.9%
-22.6%
两年增速更快
PCB
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.2M | $25.4M |
| 净利润 | — | $-19.1M |
| 毛利率 | — | — |
| 营业利润率 | 45.0% | -91.7% |
| 净利率 | — | -75.5% |
| 营收同比 | 11.3% | -22.6% |
| 净利润同比 | — | 81.3% |
| 每股收益（稀释后） | $0.65 | $-1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCBSTHO
| Q4 25 | $29.2M | $25.4M | ||
| Q3 25 | $30.4M | $28.1M | ||
| Q2 25 | $29.3M | $42.1M | ||
| Q1 25 | $26.9M | $14.6M | ||
| Q4 24 | $26.2M | $32.8M | ||
| Q3 24 | $25.3M | $24.6M | ||
| Q2 24 | $24.2M | $30.6M | ||
| Q1 24 | $23.9M | $25.4M |
净利润PCBSTHO
| Q4 25 | — | $-19.1M | ||
| Q3 25 | $11.4M | $1.8M | ||
| Q2 25 | $9.1M | $-39.3M | ||
| Q1 25 | $7.7M | $-7.6M | ||
| Q4 24 | — | $-102.6M | ||
| Q3 24 | $7.8M | $91.9M | ||
| Q2 24 | $6.3M | $-27.1M | ||
| Q1 24 | $4.7M | $-49.0M |
营业利润率PCBSTHO
| Q4 25 | 45.0% | -91.7% | ||
| Q3 25 | 52.3% | 1.0% | ||
| Q2 25 | 43.3% | -94.5% | ||
| Q1 25 | 40.2% | -55.0% | ||
| Q4 24 | 39.3% | -314.1% | ||
| Q3 24 | 42.2% | — | ||
| Q2 24 | 36.3% | -91.5% | ||
| Q1 24 | 27.2% | -192.6% |
净利率PCBSTHO
| Q4 25 | — | -75.5% | ||
| Q3 25 | 37.5% | 6.4% | ||
| Q2 25 | 31.0% | -93.5% | ||
| Q1 25 | 28.8% | -52.0% | ||
| Q4 24 | — | -313.1% | ||
| Q3 24 | 30.8% | 374.3% | ||
| Q2 24 | 25.9% | -88.8% | ||
| Q1 24 | 19.6% | -192.6% |
每股收益（稀释后）PCBSTHO
| Q4 25 | $0.65 | $-1.52 | ||
| Q3 25 | $0.78 | $0.14 | ||
| Q2 25 | $0.62 | $-2.95 | ||
| Q1 25 | $0.53 | $-0.57 | ||
| Q4 24 | $0.46 | $-7.69 | ||
| Q3 24 | $0.52 | $6.90 | ||
| Q2 24 | $0.43 | $-2.04 | ||
| Q1 24 | $0.33 | $-3.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $207.1M | $50.1M |
| 总债务越低越好 | — | $268.7M |
| 股东权益账面价值 | $390.0M | $251.8M |
| 总资产 | $3.3B | $570.2M |
| 负债/权益比越低杠杆越低 | — | 1.07× |
8季度趋势，按日历期对齐
现金及短期投资PCBSTHO
| Q4 25 | $207.1M | $50.1M | ||
| Q3 25 | $369.5M | $40.6M | ||
| Q2 25 | $263.6M | $44.2M | ||
| Q1 25 | $214.3M | $30.3M | ||
| Q4 24 | $198.8M | $35.0M | ||
| Q3 24 | $193.1M | $45.0M | ||
| Q2 24 | $177.6M | $48.3M | ||
| Q1 24 | $239.8M | $45.7M |
总债务PCBSTHO
| Q4 25 | — | $268.7M | ||
| Q3 25 | — | $259.3M | ||
| Q2 25 | — | $245.4M | ||
| Q1 25 | — | $231.5M | ||
| Q4 24 | — | $217.3M | ||
| Q3 24 | — | $201.2M | ||
| Q2 24 | — | $197.2M | ||
| Q1 24 | — | $195.0M |
股东权益PCBSTHO
| Q4 25 | $390.0M | $251.8M | ||
| Q3 25 | $384.5M | $275.4M | ||
| Q2 25 | $376.5M | $276.1M | ||
| Q1 25 | $370.9M | $316.1M | ||
| Q4 24 | $363.8M | $324.3M | ||
| Q3 24 | $362.3M | $427.5M | ||
| Q2 24 | $353.5M | $335.3M | ||
| Q1 24 | $350.0M | $362.4M |
总资产PCBSTHO
| Q4 25 | $3.3B | $570.2M | ||
| Q3 25 | $3.4B | $595.9M | ||
| Q2 25 | $3.3B | $589.9M | ||
| Q1 25 | $3.2B | $618.2M | ||
| Q4 24 | $3.1B | $608.7M | ||
| Q3 24 | $2.9B | $696.5M | ||
| Q2 24 | $2.9B | $601.0M | ||
| Q1 24 | $2.9B | $622.9M |
负债/权益比PCBSTHO
| Q4 25 | — | 1.07× | ||
| Q3 25 | — | 0.94× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 0.67× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.59× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.6M | $-11.7M |
| 自由现金流经营现金流 - 资本支出 | $24.4M | — |
| 自由现金流率自由现金流/营收 | 83.6% | — |
| 资本支出强度资本支出/营收 | 7.5% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $46.0M | — |
8季度趋势，按日历期对齐
经营现金流PCBSTHO
| Q4 25 | $26.6M | $-11.7M | ||
| Q3 25 | $16.4M | $5.3M | ||
| Q2 25 | $4.9M | $-2.6M | ||
| Q1 25 | $2.3M | $-6.3M | ||
| Q4 24 | $39.0M | $-31.3M | ||
| Q3 24 | $11.9M | $-3.8M | ||
| Q2 24 | $14.6M | $-6.4M | ||
| Q1 24 | $8.2M | $-14.2M |
自由现金流PCBSTHO
| Q4 25 | $24.4M | — | ||
| Q3 25 | $16.2M | — | ||
| Q2 25 | $3.8M | — | ||
| Q1 25 | $1.6M | — | ||
| Q4 24 | $34.9M | — | ||
| Q3 24 | $11.9M | — | ||
| Q2 24 | $12.8M | — | ||
| Q1 24 | $6.0M | — |
自由现金流率PCBSTHO
| Q4 25 | 83.6% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 133.2% | — | ||
| Q3 24 | 46.8% | — | ||
| Q2 24 | 53.1% | — | ||
| Q1 24 | 25.2% | — |
资本支出强度PCBSTHO
| Q4 25 | 7.5% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 15.5% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 7.3% | — | ||
| Q1 24 | 9.3% | — |
现金转化率PCBSTHO
| Q4 25 | — | — | ||
| Q3 25 | 1.44× | 2.95× | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.52× | -0.04× | ||
| Q2 24 | 2.33× | — | ||
| Q1 24 | 1.76× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCB
暂无分部数据
STHO
| Land Development | $13.0M | 51% |
| Other Income Revenue | $9.3M | 37% |
| Operating Lease Income | $2.0M | 8% |
| Other | $1.2M | 5% |
