vs
PCB BANCORP（PCB）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
Neuronetics, Inc.的季度营收约是PCB BANCORP的1.4倍（$41.8M vs $29.2M），Neuronetics, Inc.同比增速更快（85.7% vs 11.3%），PCB BANCORP自由现金流更多（$24.4M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 10.4%）
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
PCB vs STIM — 直观对比
营收规模更大
STIM
是对方的1.4倍
$29.2M
营收增速更快
STIM
高出74.4%
11.3%
自由现金流更多
PCB
多$23.7M
$692.0K
两年增速更快
STIM
近两年复合增速
10.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.2M | $41.8M |
| 净利润 | — | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 45.0% | -12.1% |
| 净利率 | — | -17.2% |
| 营收同比 | 11.3% | 85.7% |
| 净利润同比 | — | 43.2% |
| 每股收益（稀释后） | $0.65 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCBSTIM
| Q4 25 | $29.2M | $41.8M | ||
| Q3 25 | $30.4M | $37.3M | ||
| Q2 25 | $29.3M | $38.1M | ||
| Q1 25 | $26.9M | $32.0M | ||
| Q4 24 | $26.2M | $22.5M | ||
| Q3 24 | $25.3M | $18.5M | ||
| Q2 24 | $24.2M | $16.4M | ||
| Q1 24 | $23.9M | $17.4M |
净利润PCBSTIM
| Q4 25 | — | $-7.2M | ||
| Q3 25 | $11.4M | $-9.0M | ||
| Q2 25 | $9.1M | $-10.1M | ||
| Q1 25 | $7.7M | $-12.7M | ||
| Q4 24 | — | $-12.7M | ||
| Q3 24 | $7.8M | $-13.3M | ||
| Q2 24 | $6.3M | $-9.8M | ||
| Q1 24 | $4.7M | $-7.9M |
毛利率PCBSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率PCBSTIM
| Q4 25 | 45.0% | -12.1% | ||
| Q3 25 | 52.3% | -19.6% | ||
| Q2 25 | 43.3% | -21.1% | ||
| Q1 25 | 40.2% | -34.4% | ||
| Q4 24 | 39.3% | -51.0% | ||
| Q3 24 | 42.2% | -41.7% | ||
| Q2 24 | 36.3% | -51.7% | ||
| Q1 24 | 27.2% | -39.4% |
净利率PCBSTIM
| Q4 25 | — | -17.2% | ||
| Q3 25 | 37.5% | -24.3% | ||
| Q2 25 | 31.0% | -26.6% | ||
| Q1 25 | 28.8% | -39.6% | ||
| Q4 24 | — | -56.4% | ||
| Q3 24 | 30.8% | -72.0% | ||
| Q2 24 | 25.9% | -59.8% | ||
| Q1 24 | 19.6% | -45.2% |
每股收益（稀释后）PCBSTIM
| Q4 25 | $0.65 | $-0.10 | ||
| Q3 25 | $0.78 | $-0.13 | ||
| Q2 25 | $0.62 | $-0.15 | ||
| Q1 25 | $0.53 | $-0.21 | ||
| Q4 24 | $0.46 | $-0.34 | ||
| Q3 24 | $0.52 | $-0.44 | ||
| Q2 24 | $0.43 | $-0.33 | ||
| Q1 24 | $0.33 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $207.1M | $28.1M |
| 总债务越低越好 | — | $65.8M |
| 股东权益账面价值 | $390.0M | $22.4M |
| 总资产 | $3.3B | $141.6M |
| 负债/权益比越低杠杆越低 | — | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资PCBSTIM
| Q4 25 | $207.1M | $28.1M | ||
| Q3 25 | $369.5M | $28.0M | ||
| Q2 25 | $263.6M | $11.0M | ||
| Q1 25 | $214.3M | $20.2M | ||
| Q4 24 | $198.8M | $18.5M | ||
| Q3 24 | $193.1M | $20.9M | ||
| Q2 24 | $177.6M | $42.6M | ||
| Q1 24 | $239.8M | $47.7M |
总债务PCBSTIM
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
股东权益PCBSTIM
| Q4 25 | $390.0M | $22.4M | ||
| Q3 25 | $384.5M | $27.4M | ||
| Q2 25 | $376.5M | $27.1M | ||
| Q1 25 | $370.9M | $35.5M | ||
| Q4 24 | $363.8M | $27.7M | ||
| Q3 24 | $362.3M | $9.4M | ||
| Q2 24 | $353.5M | $19.4M | ||
| Q1 24 | $350.0M | $27.7M |
总资产PCBSTIM
| Q4 25 | $3.3B | $141.6M | ||
| Q3 25 | $3.4B | $145.5M | ||
| Q2 25 | $3.3B | $134.7M | ||
| Q1 25 | $3.2B | $142.0M | ||
| Q4 24 | $3.1B | $140.9M | ||
| Q3 24 | $2.9B | — | ||
| Q2 24 | $2.9B | $96.8M | ||
| Q1 24 | $2.9B | $103.8M |
负债/权益比PCBSTIM
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.6M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $24.4M | $692.0K |
| 自由现金流率自由现金流/营收 | 83.6% | 1.7% |
| 资本支出强度资本支出/营收 | 7.5% | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $46.0M | $-21.2M |
8季度趋势，按日历期对齐
经营现金流PCBSTIM
| Q4 25 | $26.6M | $908.0K | ||
| Q3 25 | $16.4M | $-785.0K | ||
| Q2 25 | $4.9M | $-3.5M | ||
| Q1 25 | $2.3M | $-17.0M | ||
| Q4 24 | $39.0M | $-8.6M | ||
| Q3 24 | $11.9M | $-5.4M | ||
| Q2 24 | $14.6M | $-5.0M | ||
| Q1 24 | $8.2M | $-12.0M |
自由现金流PCBSTIM
| Q4 25 | $24.4M | $692.0K | ||
| Q3 25 | $16.2M | $-899.0K | ||
| Q2 25 | $3.8M | $-3.8M | ||
| Q1 25 | $1.6M | $-17.2M | ||
| Q4 24 | $34.9M | $-8.7M | ||
| Q3 24 | $11.9M | $-5.8M | ||
| Q2 24 | $12.8M | $-5.6M | ||
| Q1 24 | $6.0M | $-12.4M |
自由现金流率PCBSTIM
| Q4 25 | 83.6% | 1.7% | ||
| Q3 25 | 53.2% | -2.4% | ||
| Q2 25 | 13.1% | -9.9% | ||
| Q1 25 | 6.0% | -53.8% | ||
| Q4 24 | 133.2% | -38.6% | ||
| Q3 24 | 46.8% | -31.3% | ||
| Q2 24 | 53.1% | -34.0% | ||
| Q1 24 | 25.2% | -71.1% |
资本支出强度PCBSTIM
| Q4 25 | 7.5% | 0.5% | ||
| Q3 25 | 0.8% | 0.3% | ||
| Q2 25 | 3.7% | 0.7% | ||
| Q1 25 | 2.8% | 0.7% | ||
| Q4 24 | 15.5% | 0.4% | ||
| Q3 24 | 0.1% | 2.1% | ||
| Q2 24 | 7.3% | 3.7% | ||
| Q1 24 | 9.3% | 2.2% |
现金转化率PCBSTIM
| Q4 25 | — | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.52× | — | ||
| Q2 24 | 2.33× | — | ||
| Q1 24 | 1.76× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
