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PROCORE TECHNOLOGIES, INC.（PCOR）与RENASANT CORP（RNST）财务数据对比。点击上方公司名可切换其他公司
PROCORE TECHNOLOGIES, INC.的季度营收约是RENASANT CORP的1.3倍（$359.3M vs $273.8M），RENASANT CORP净利率更高（32.2% vs -2.5%，领先34.8%），过去两年RENASANT CORP的营收复合增速更高（29.3% vs 12.4%）
Procore Technologies是2002年成立的美国建筑管理软件即服务（SaaS）企业，总部位于加利福尼亚州卡平特里亚。公司打造的全球平台可连接建筑行业从业者，支持搭建简化工作流，统一展现建筑项目信息，覆盖任务追踪、项目流程管理、日程排期等核心功能。
瑞耐桑特银行是美国密西西比州图珀洛的区域商业金融机构，母公司为瑞耐桑特公司，在阿拉巴马、佛罗里达、佐治亚、密西西比、路易斯安那、田纳西、北卡罗来纳、南卡罗来纳八州拥有280多家分支机构，旗下还运营内容平台“瑞耐桑特国度”，发布博客及节目内容。
PCOR vs RNST — 直观对比
营收规模更大
PCOR
是对方的1.3倍
$273.8M
净利率更高
RNST
高出34.8%
-2.5%
两年增速更快
RNST
近两年复合增速
12.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $359.3M | $273.8M |
| 净利润 | $-9.1M | $88.2M |
| 毛利率 | 80.1% | — |
| 营业利润率 | 15.5% | — |
| 净利率 | -2.5% | 32.2% |
| 营收同比 | 15.7% | — |
| 净利润同比 | 72.4% | 112.5% |
| 每股收益（稀释后） | $-0.06 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCORRNST
| Q1 26 | $359.3M | $273.8M | ||
| Q4 25 | $349.1M | $278.4M | ||
| Q3 25 | $338.9M | $269.5M | ||
| Q2 25 | $323.9M | $267.2M | ||
| Q1 25 | $310.6M | $170.7M | ||
| Q4 24 | $302.0M | $167.1M | ||
| Q3 24 | $295.9M | $220.3M | ||
| Q2 24 | $284.3M | $163.8M |
净利润PCORRNST
| Q1 26 | $-9.1M | $88.2M | ||
| Q4 25 | $-37.6M | $78.9M | ||
| Q3 25 | $-9.1M | $59.8M | ||
| Q2 25 | $-21.1M | $1.0M | ||
| Q1 25 | $-33.0M | $41.5M | ||
| Q4 24 | $-62.3M | $44.7M | ||
| Q3 24 | $-26.4M | $72.5M | ||
| Q2 24 | $-6.3M | $38.8M |
毛利率PCORRNST
| Q1 26 | 80.1% | — | ||
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — |
营业利润率PCORRNST
| Q1 26 | 15.5% | — | ||
| Q4 25 | -12.3% | 34.8% | ||
| Q3 25 | -4.4% | 27.9% | ||
| Q2 25 | -9.3% | 1.0% | ||
| Q1 25 | -11.7% | 30.4% | ||
| Q4 24 | -21.9% | 29.8% | ||
| Q3 24 | -12.3% | 44.2% | ||
| Q2 24 | -5.2% | 29.6% |
净利率PCORRNST
| Q1 26 | -2.5% | 32.2% | ||
| Q4 25 | -10.8% | 28.4% | ||
| Q3 25 | -2.7% | 22.2% | ||
| Q2 25 | -6.5% | 0.4% | ||
| Q1 25 | -10.6% | 24.3% | ||
| Q4 24 | -20.6% | 26.8% | ||
| Q3 24 | -8.9% | 32.9% | ||
| Q2 24 | -2.2% | 23.7% |
每股收益（稀释后）PCORRNST
| Q1 26 | $-0.06 | $0.94 | ||
| Q4 25 | $-0.25 | $0.78 | ||
| Q3 25 | $-0.06 | $0.63 | ||
| Q2 25 | $-0.14 | $0.01 | ||
| Q1 25 | $-0.22 | $0.65 | ||
| Q4 24 | $-0.42 | $0.70 | ||
| Q3 24 | $-0.18 | $1.18 | ||
| Q2 24 | $-0.04 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $386.0M | $1.2B |
| 总债务越低越好 | — | $806.2M |
| 股东权益账面价值 | $1.2B | $3.9B |
| 总资产 | $2.1B | $27.1B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资PCORRNST
| Q1 26 | $386.0M | $1.2B | ||
| Q4 25 | $768.5M | $1.1B | ||
| Q3 25 | $684.0M | $1.1B | ||
| Q2 25 | $620.9M | $1.4B | ||
| Q1 25 | $566.7M | $1.1B | ||
| Q4 24 | $775.4M | $1.1B | ||
| Q3 24 | $756.9M | $1.3B | ||
| Q2 24 | $735.4M | $851.9M |
总债务PCORRNST
| Q1 26 | — | $806.2M | ||
| Q4 25 | — | $499.8M | ||
| Q3 25 | — | $558.9M | ||
| Q2 25 | — | $557.0M | ||
| Q1 25 | — | $433.3M | ||
| Q4 24 | — | $430.6M | ||
| Q3 24 | — | $433.2M | ||
| Q2 24 | — | $428.7M |
股东权益PCORRNST
| Q1 26 | $1.2B | $3.9B | ||
| Q4 25 | $1.3B | $3.9B | ||
| Q3 25 | $1.2B | $3.8B | ||
| Q2 25 | $1.2B | $3.8B | ||
| Q1 25 | $1.2B | $2.7B | ||
| Q4 24 | $1.3B | $2.7B | ||
| Q3 24 | $1.3B | $2.7B | ||
| Q2 24 | $1.3B | $2.4B |
总资产PCORRNST
| Q1 26 | $2.1B | $27.1B | ||
| Q4 25 | $2.2B | $26.8B | ||
| Q3 25 | $2.1B | $26.7B | ||
| Q2 25 | $2.0B | $26.6B | ||
| Q1 25 | $1.9B | $18.3B | ||
| Q4 24 | $2.1B | $18.0B | ||
| Q3 24 | $2.0B | $18.0B | ||
| Q2 24 | $2.0B | $17.5B |
负债/权益比PCORRNST
| Q1 26 | — | 0.21× | ||
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $76.8M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PCORRNST
| Q1 26 | $76.8M | — | ||
| Q4 25 | $114.9M | $271.5M | ||
| Q3 25 | $88.5M | $135.5M | ||
| Q2 25 | $30.8M | $-77.3M | ||
| Q1 25 | $66.0M | $106.2M | ||
| Q4 24 | $29.1M | $106.4M | ||
| Q3 24 | $39.3M | $-1.7M | ||
| Q2 24 | $58.7M | $-49.1M |
自由现金流PCORRNST
| Q1 26 | — | — | ||
| Q4 25 | $109.2M | $237.8M | ||
| Q3 25 | $83.1M | $120.1M | ||
| Q2 25 | $27.9M | $-87.5M | ||
| Q1 25 | $62.0M | $101.3M | ||
| Q4 24 | $17.4M | $92.8M | ||
| Q3 24 | $35.7M | $-5.3M | ||
| Q2 24 | $56.8M | $-52.6M |
自由现金流率PCORRNST
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | 85.4% | ||
| Q3 25 | 24.5% | 44.6% | ||
| Q2 25 | 8.6% | -32.7% | ||
| Q1 25 | 20.0% | 59.4% | ||
| Q4 24 | 5.8% | 55.5% | ||
| Q3 24 | 12.1% | -2.4% | ||
| Q2 24 | 20.0% | -32.1% |
资本支出强度PCORRNST
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 12.1% | ||
| Q3 25 | 1.6% | 5.7% | ||
| Q2 25 | 0.9% | 3.8% | ||
| Q1 25 | 1.3% | 2.8% | ||
| Q4 24 | 3.9% | 8.2% | ||
| Q3 24 | 1.2% | 1.6% | ||
| Q2 24 | 0.7% | 2.1% |
现金转化率PCORRNST
| Q1 26 | — | — | ||
| Q4 25 | — | 3.44× | ||
| Q3 25 | — | 2.27× | ||
| Q2 25 | — | -75.92× | ||
| Q1 25 | — | 2.56× | ||
| Q4 24 | — | 2.38× | ||
| Q3 24 | — | -0.02× | ||
| Q2 24 | — | -1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCOR
暂无分部数据
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
