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PDF SOLUTIONS INC（PDFS）与Ally金融（SPFI）财务数据对比。点击上方公司名可切换其他公司
PDF SOLUTIONS INC的季度营收约是Ally金融的1.2倍（$62.4M vs $54.1M），Ally金融净利率更高（26.9% vs -0.1%，领先26.9%），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 5.6%）
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
Ally金融是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的Ally底特律中心。该公司提供多元金融服务，涵盖汽车融资、直营网络银行、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
PDFS vs SPFI — 直观对比
营收规模更大
PDFS
是对方的1.2倍
$54.1M
净利率更高
SPFI
高出26.9%
-0.1%
两年增速更快
PDFS
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $62.4M | $54.1M |
| 净利润 | $-48.0K | $14.5M |
| 毛利率 | 72.9% | — |
| 营业利润率 | 5.5% | — |
| 净利率 | -0.1% | 26.9% |
| 营收同比 | 24.6% | — |
| 净利润同比 | -108.9% | 18.3% |
| 每股收益（稀释后） | $0.00 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDFSSPFI
| Q1 26 | — | $54.1M | ||
| Q4 25 | $62.4M | $53.9M | ||
| Q3 25 | $57.1M | $54.2M | ||
| Q2 25 | $51.7M | $54.7M | ||
| Q1 25 | $47.8M | $49.2M | ||
| Q4 24 | $50.1M | $51.9M | ||
| Q3 24 | $46.4M | $47.9M | ||
| Q2 24 | $41.7M | $48.6M |
净利润PDFSSPFI
| Q1 26 | — | $14.5M | ||
| Q4 25 | $-48.0K | — | ||
| Q3 25 | $1.3M | $16.3M | ||
| Q2 25 | $1.1M | $14.6M | ||
| Q1 25 | $-3.0M | $12.3M | ||
| Q4 24 | $539.0K | — | ||
| Q3 24 | $2.2M | $11.2M | ||
| Q2 24 | $1.7M | $11.1M |
毛利率PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | 72.9% | — | ||
| Q3 25 | 72.3% | — | ||
| Q2 25 | 71.2% | — | ||
| Q1 25 | 72.9% | — | ||
| Q4 24 | 68.3% | — | ||
| Q3 24 | 73.1% | — | ||
| Q2 24 | 70.6% | — |
营业利润率PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | 5.5% | 35.4% | ||
| Q3 25 | 8.5% | 38.1% | ||
| Q2 25 | 2.2% | 34.1% | ||
| Q1 25 | -7.4% | 31.9% | ||
| Q4 24 | 1.0% | 39.9% | ||
| Q3 24 | 4.6% | 29.8% | ||
| Q2 24 | 0.6% | 29.3% |
净利率PDFSSPFI
| Q1 26 | — | 26.9% | ||
| Q4 25 | -0.1% | — | ||
| Q3 25 | 2.3% | 30.1% | ||
| Q2 25 | 2.2% | 26.7% | ||
| Q1 25 | -6.3% | 25.0% | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 4.8% | 23.4% | ||
| Q2 24 | 4.1% | 22.9% |
每股收益（稀释后）PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | $0.00 | $0.90 | ||
| Q3 25 | $0.03 | $0.96 | ||
| Q2 25 | $0.03 | $0.86 | ||
| Q1 25 | $-0.08 | $0.72 | ||
| Q4 24 | $0.01 | $0.96 | ||
| Q3 24 | $0.06 | $0.66 | ||
| Q2 24 | $0.04 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $42.2M | $722.0M |
| 总债务越低越好 | $67.0M | $3.0K |
| 股东权益账面价值 | $271.0M | $504.9M |
| 总资产 | $418.7M | $4.6B |
| 负债/权益比越低杠杆越低 | 0.25× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资PDFSSPFI
| Q1 26 | — | $722.0M | ||
| Q4 25 | $42.2M | $552.4M | ||
| Q3 25 | $35.9M | $635.0M | ||
| Q2 25 | $40.4M | $470.5M | ||
| Q1 25 | $54.1M | $536.3M | ||
| Q4 24 | $114.9M | $359.1M | ||
| Q3 24 | $120.2M | $471.2M | ||
| Q2 24 | $117.9M | $298.0M |
总债务PDFSSPFI
| Q1 26 | — | $3.0K | ||
| Q4 25 | $67.0M | — | ||
| Q3 25 | $67.6M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $68.7M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PDFSSPFI
| Q1 26 | — | $504.9M | ||
| Q4 25 | $271.0M | $493.8M | ||
| Q3 25 | $264.4M | $477.8M | ||
| Q2 25 | $257.5M | $454.1M | ||
| Q1 25 | $249.0M | $443.7M | ||
| Q4 24 | $246.0M | $438.9M | ||
| Q3 24 | $240.5M | $443.1M | ||
| Q2 24 | $232.2M | $418.0M |
总资产PDFSSPFI
| Q1 26 | — | $4.6B | ||
| Q4 25 | $418.7M | $4.5B | ||
| Q3 25 | $406.4M | $4.5B | ||
| Q2 25 | $391.1M | $4.4B | ||
| Q1 25 | $390.0M | $4.4B | ||
| Q4 24 | $315.3M | $4.2B | ||
| Q3 24 | $307.4M | $4.3B | ||
| Q2 24 | $298.0M | $4.2B |
负债/权益比PDFSSPFI
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.25× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.3M | — |
| 自由现金流经营现金流 - 资本支出 | $7.5M | — |
| 自由现金流率自由现金流/营收 | 12.1% | — |
| 资本支出强度资本支出/营收 | 15.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-8.6M | — |
8季度趋势，按日历期对齐
经营现金流PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | $17.3M | $77.5M | ||
| Q3 25 | $3.3M | $24.2M | ||
| Q2 25 | $-5.2M | $14.7M | ||
| Q1 25 | $8.6M | $26.1M | ||
| Q4 24 | $1.6M | $59.4M | ||
| Q3 24 | $9.3M | $17.9M | ||
| Q2 24 | $684.0K | $18.2M |
自由现金流PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | $7.5M | $71.8M | ||
| Q3 25 | $-2.9M | $22.5M | ||
| Q2 25 | $-13.8M | $13.0M | ||
| Q1 25 | $535.0K | $25.0M | ||
| Q4 24 | $-4.0M | $56.0M | ||
| Q3 24 | $5.1M | $17.1M | ||
| Q2 24 | $-4.6M | $17.1M |
自由现金流率PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 133.3% | ||
| Q3 25 | -5.1% | 41.5% | ||
| Q2 25 | -26.6% | 23.8% | ||
| Q1 25 | 1.1% | 50.8% | ||
| Q4 24 | -8.0% | 108.0% | ||
| Q3 24 | 11.0% | 35.7% | ||
| Q2 24 | -11.1% | 35.2% |
资本支出强度PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | 15.7% | 10.5% | ||
| Q3 25 | 10.8% | 3.2% | ||
| Q2 25 | 16.5% | 3.2% | ||
| Q1 25 | 17.0% | 2.3% | ||
| Q4 24 | 11.3% | 6.5% | ||
| Q3 24 | 9.0% | 1.6% | ||
| Q2 24 | 12.8% | 2.2% |
现金转化率PDFSSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.54× | 1.48× | ||
| Q2 25 | -4.55× | 1.01× | ||
| Q1 25 | — | 2.12× | ||
| Q4 24 | 2.98× | — | ||
| Q3 24 | 4.20× | 1.59× | ||
| Q2 24 | 0.40× | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
